Loan Officer

Job Description

Company Description Cholamandalam Investment and Finance Company Limited (Chola), founded in 1978 as part of the Murugappa Group, is a leading comprehensive financial services provider. Chola offers a wide array of solutions including vehicle finance, home loans, SME loans, home equity loans, loan against property, and more. With a nationwide presence of over 1,500 branches and Assets Under Management (AUM) surpassing Rs. 1.77 lakh crore, Chola serves more than 42.9 lakh customers. Chola's subsidiaries include Cholamandalam Securities Limited (CSEC), Cholamandalam Home Finance Limited (CHFL), and Payswiff Technologies Private Limited (Payswiff). Committed to fostering growth and empowerment, Chola is driven by integrity, ethical values, and a strong sense of responsibility towards all stakeholders. Role Description This is a full-time on-site role for a Loan Officer, located in Purnia. The Loan Officer will be responsible for evaluating, authorizing, or recommending approval of loan applications. Daily tasks include meeting with applicants to obtain personal and financial information, analyzing applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. The Loan Officer will also be responsible for customer service, ensuring applicants understand various financing options and terms, and maintaining thorough documentation of loan applications. Qualifications Experience in Loan Origination, Underwriting, and Loan Officers roles Strong background in Finance and financial analysis Excellent Customer Service skills Ability to work on-site in Purnia Strong analytical and decision-making skills Excellent communication and interpersonal skills Bachelor's degree in Finance, Business, or related field preferred Previous experience in the financial services industry is a plus Show more Show less