Home Loan Specialist

You will be joining our Collection Department as a Banking Manager, where your primary responsibility will be to manage home loans, banking cases, and interactions with developers" lobby and financial institutions. Your role will involve coordinating with banks and financial institutions to ensure timely disbursements and approvals of home loans for customers. You will also be handling all banking matters related to developers, including project funding, working capital arrangements, and compliance requirements. Building and maintaining strong relationships with bank officials, financial institutions, and NBFCs will be crucial in facilitating smoother transactions and securing favorable terms. Additionally, you will be responsible for maintaining accurate banking documentation, staying updated with banking norms, RBI guidelines, and project approvals, and preparing regular reports on collection status and disbursement schedules for management review. Collaboration with Sales, CRM, Legal, and Finance teams will be essential to streamline banking processes and address loan-related issues efficiently. The ideal candidate for this role should have a Graduate/Postgraduate degree in Finance, Banking, or a related field, along with a minimum of 4 years of experience in banking operations focusing on home loans and developer banking. A strong understanding of real estate finance, loan disbursement processes, and collection strategies, as well as excellent communication, negotiation, and interpersonal skills are required. Proficiency in MS Office (Excel, Word, PowerPoint) and ERP systems is essential. Prior experience in a real estate company or working closely with real estate developers, hands-on knowledge of project loan sanctioning and bank compliance processes, and the ability to work well under pressure and meet tight deadlines will be considered advantageous for this role.,