Hiring - Credit underwriting - Rotational shift

Job Description

Job Location: Chennai Qualifications: Any Graduation Years of Experience: 3 to 5 years You will be aligned to our Financial Services, banking, Insurance, and Capital Market vertical which is focused on helping clients with their tax preparations, insurance coverage, and investment portfolios. You will be working as a part of the Lending Operations team which prepares retail credit proposals, conducts pre-analysis, do dupe checks, data entry, customer point verifications (CPV), and review income documents in line with the client credit policy, procedures, and turnaround times. The Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review. What are we looking for? We are looking for individuals who have the following skillset: • Ability to establish strong client relationship • Ability to handle disputes Ability to manage multiple stakeholders Roles and Responsibilities In this role you are required to do analysis and solving of lower-complexity problems • Your day to day interaction is with peers within before updating supervisors • In this role you may have limited exposure with clients and/or management • You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments • The decisions you make impact your own work and may impact the work of others • You will be an individual contributor as a part of a team, with a focused scope of work • Please note that this role may require you to work in rotational shifts