Head Of Risk / Chief Risk Officer (CRO)

12 years

70 - 90 Lacs

Posted:6 days ago| Platform: Linkedin logo

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Work Mode

On-site

Job Type

Full Time

Job Description

  • Lead credit risk and portfolio management across lending products including LAP, LAS, and mortgages.
  • Design and implement robust risk frameworks aligned with regulatory norms and RBI guidelines.
  • Oversee credit policies, underwriting standards, and decision engine rules to ensure portfolio health.
  • Analyze portfolio performance, identify risk trends, and implement corrective strategies.
  • Drive fraud prevention measures, credit audit processes, and securitization compliance.
  • Collaborate with cross-functional teams for product innovation and lending automation.
  • Mentor risk teams and ensure adherence to Ind AS 109 and internal audit requirements.

Requirements

  • 9–12 years of experience in credit risk, portfolio management, or analytics in NBFCs or lending institutions.
  • Proven expertise in secured loans, consumer credit, and collateral-based lending.
  • Proficient in SQL, BI tools, and credit decision systems.
  • In-depth knowledge of credit bureau data, alternative underwriting models, and RBI regulations.
  • Strong leadership and stakeholder management skills.
  • Technical graduate from Tier 1 college preferred.
Skills: loan,risk,nbfc

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