Financial Consultant

Job title – Functional Designation Financial Consultant Department Branch Sub-Department NA Reporting to Branch Head Employment Type: Probation → Permanent This information aims to offer insight into the functional role within the company. These duties and responsibilities are only illustrative and not exhaustive. Additional duties may be assigned to maintain business standards. The postholder is expected to contribute to the business and maintain the highest of standards. Moreover, he/she must adhere to the company policies and must maintain a certain degree of discipline and decorum whilst under the service of the company. Job descriptions may be modified as needed to align with company requirements. General brief about the role: As a Financial Consultant with Financial Services Ltd., the primary responsibilities involve acquiring new clients and offering in-depth financial advice and support to aid them in reaching their financial objectives and aspirations. The Financial Consultant collaborates closely with clients to grasp their financial requirements, evaluate their risk tolerance levels, and assist them in selecting appropriate products based on their needs. Additionally, staying updated on market trends, economic developments, and investment opportunities is crucial to provide informed recommendations to clients. Essential Duties and Responsibilities:  Expand the customer base by actively prospecting for new clients through diverse methods including cold-calling, appointment scheduling, and harnessing references/leads.  Advocate for investments in mutual fund products, Insurance products, Equity & Debt Products, Currency Trading, Portfolio Management Services (PMS), Sovereign Gold Bonds (SGBs), etc., and any other products which may be launched in the future based on the needs of the customer.  Execute cross- & up-selling aimed at providing third-party products to optimize engagement with current clientele, thereby enhancing revenue generation for the company without any form of mis-selling.  Ensure the maintenance and growth of Assets under Management (AUM) within the branch.  Maintain consistent communication with clients who are mapped to him/her via telephone calls and in-person meetings.  Educate potential prospects about the company, its products, and services.  Provide regular updates to clients through research reports on equity, new mutual fund schemes, New Fund Offers (NFOs), Initial Public Offerings (IPOs), and market trends.  Assist clients with investment application forms and guide them through the completion process.  Deliver after-sales service, conduct follow-ups, and ensure client retention.  Prepare daily sales reports and submit them to the reporting officer. GFSL/HR-Dept./JD/Revised Ver: 002 Page 2 of 2  Make prompt entries in the CRM and/or back office of the businesses/activities done.  Contribute to branch promotional activities to enhance visibility and engagement. Personnel Specification* Education: Bachelor’s Degree from an accredited college or university. Experience Minimum two years’ experience in financial services. ~ Skill Sets  Market knowledge (understand the dynamics of financial business)  Resourcefulness  Convincing skills  Analytical skills  Communication Skills (Must be well versed in local & English language, articulate in a professional manner both written & verbal) Other Requirements (if any) Willing to travel as and when required. Behavioural Competencies  Perseverance  Interpersonal skills  Cultural sensitivity  Willingness to learn  Initiative  Teamwork and Cooperation  Result Oriented  Motivational skills Certifications Mandatory certifications must be acquired as per the industry. certification policy of the company. Other Remarks ~A fresher may also be hired as a trainee to be groomed for the financial consultant role