Finance Executive- Auto Loan (Immediate Joiner)

Primary Responsibilities:

• Engage with customers to provide information on Loan offerings and benefits by showcasing customized product options, low TAT and high service standards to achieve sales targets

• Collect, maintain and dispatch all loan processing documents after conducting due diligence and system login/ account creation in order to meet pre- and post-disbursement requirements

•Visit customer office/residence for collection of loan documents

• Drive negotiation with Credit team, providing with alternate documents or explanation on behalf of customer, in case loan eligibility criteria is not met to ensure timely loan approval

• Maintain strong relationship with dealership operational team so as to ensure higher market share.
• Collection of PDDs on time
• Execute WIRR ,PF, NEA, CLI,TGA, TTW, FYI on monthly , weekly and daily basis
• Submission of physical files within TAT
• Provide loan disbursement documents (viz. document agreement kit, welcome letter, etc.) explaining repayment schedule, loan tenure, scheme benefits, flexibility options, etc.
• Interact with CPA team (Operations) to ensure dealer payments have been done within TAT .

Additional Responsibilities:

• Support Collections Teams for missed EMIS by following up with customers

• Engage with competitor as well as dealer sales / dealer Finance executives to capture market intelligence on products being offered by other lenders

• Being the first point of contact, support customer walk-ins by attending to their grievances or redirecting their requests to concerned internal department offering them a single-point-platform