FICO Platform Developer - LEAD

• Manage and administer FICO systems platform, including scorecard implementation, rules configuration, and system optimisation
• Translate business requirements into FICO configurations, develop new decision strategies, and implement credit risk origination strategies
• Utilise FICO's built-in testing capabilities to validate rule changes, scorecard implementations, and system configurations before deployment
• Create and maintain reports to evaluate system performance, monitor scorecard effectiveness, and support champion/challenger testing strategies
• Work closely with Risk, IT, and Business teams to enhance credit risk processes and ensure regulatory compliance
• Interface with FICO technical teams and manage platform relationships to ensure Ford Credit requirements are met
• Lead multiple large-scale projects within aggressive timelines, managing stakeholder expectations and delivering high-quality solutions
• Identify opportunities to improve decision system effectiveness and efficiency within the automotive lending context
• Engage and communicate effectively with project stakeholders and their teams to actively participate in key projects & initiatives
  

Responsibilities

• OVERALL 5+ years experience working with decision systems platforms (FICO systems, Provenir, SDS/PowerCurve, etc.)
• Programming proficiency in Python, SAS, or SQL (multiple languages advantageous)
• Advanced coding skills in R, Python, Java, or SQL
• System testing expertise: Proficiency with testing capabilities within decision management platforms
• STEM degree (Mathematics, Statistics, Computer Science, Engineering) or equivalent experience
• Knowledge and understanding of analytical model development, credit bureau data, and financial services
• Knowledge of lending landscape and various in-house and outsourced systems, applications & services used by Decision Systems
• Strong analytical, problem-solving and organisational skills with attention to detail
• Ability to work and adapt in fast-changing environment with tight delivery timelines
• Ability to manage multiple large-scale projects
• Strong verbal and written communication skills
• Able to network and build strong relationships with internal and external peer groups
  

Qualifications

• FICO systems experience strongly preferred
• Automotive finance or consumer lending background
• Experience with regulatory compliance requirements (FCA, PRA guidelines)
• Knowledge of Ford Credit or automotive manufacturer finance operations
• Previous experience transitioning from vendor-managed to in-house platforms
• Champion/challenger testing methodology experience