Director-Market Risk

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, youll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role? Within the Finance Risk Management Group in GRC, Market & Liquidity Risk is the independent risk management team covering market and liquidity risk at American Express. The team s core responsibility is to design and execute risk measurement and controls across balance sheet management areas, including funding and liquidity risk and market risk. Reporting directly to the group head, the Director Market Risk Oversight will be a responsible for providing strategic leadership and independent oversight of market risk management across American Express and American Express National Bank (AENB). The Director will work closely with senior management and business units to ensure effective identification, assessment, and mitigation of market risks. Key Responsibilities: Develop and implement market risk management strategies, policies, and procedures in alignment with the organizations risk appetite, regulatory requirements, and best practices. Provide strategic leadership and oversight to ensure policies and procedures are effective in managing the Company s market risk exposures. Leverage analytical frameworks for independent risk assessment and deliver effective challenge on critical processes including asset-liability management, foreign exchange hedging, and investment risk management. Lead the development and enhancement of risk methodologies and metrics for assessing market risk exposures across products, portfolios, and business lines. Calibrate and monitor limits and escalation thresholds to ensure that all material market risks are mitigated and maintained within risk tolerance. Develop and lead a team of risk professionals located in the US and India Monitor trends, market developments, and regulatory changes to proactively identify emerging risks and opportunities for risk mitigation and optimization. Foster a strong risk culture and awareness of market risk throughout the organization through training, communication, and knowledge sharing initiatives. Minimum Qualifications: Undergraduate degree in Finance, Statistics, Actuarial Science, Mathematics, Econometrics, Business Administration, Operations Research, Engineering, or a related field. 7+ years of experience in risk management or finance; 3+ years of leadership experience. In-depth knowledge of market risk management processes, metrics, analytics, systems, and regulatory guidelines. Experience with asset-liability management (ALM), interest rate risk in the banking book (IRRBB), and foreign exchange (FX) risk management. Excellent verbal and written communication skills, combined with rigorous analytical and problem-solving skills and meticulous attention to detail. Proven ability to translate complex and disparate information into comprehensive and cohesive messaging for senior leadership, committees, audit, and regulators. Proactive in identifying issues, escalating key findings, and advising on recommended solutions to mitigate risks in a timely fashion. Strong leadership skills with a demonstrated ability to effectively hire, coach, train, and develop a team and to promote collaboration across geographies. Advanced proficiency in Excel and PowerPoint. Preferred Qualifications: Graduate degree in Finance, Statistics, Actuarial Science, Mathematics, Econometrics, Business Administration, Operations Research, Engineering, or a related field Prior experience is treasury risk management, including liquidity risk and capital management Knowledge of Funds Transfer Pricing Knowledge of SQL and Python CFA or FRM designation