CREDIT UNDERWRITING MANAGER

LTFinance

3 - 7 years

5 - 9 Lacs

Jaipur

Posted:14 hours ago| Platform:

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Skills Required

credit underwriting auto loans rcu personal loans credit management business finance financial statement analysis bank guarantee sales audit compliance underwriting field verification credit assessment compliance home loans financial statements

Work Mode

Work from Office

Job Type

Full Time

Job Description

LTFinance is looking for CREDIT UNDERWRITING MANAGER to join our dynamic team and embark on a rewarding career journey.

Evaluate and underwrite loan proposals for retail and SME customers across products such as personal loans, home loans, auto loans, and business finance
Ensure compliance with company credit policies, regulatory guidelines, and risk frameworks during credit assessment
Analyze financial statements, income documents, bank statements, credit bureau reports, and other documentation to assess creditworthiness
Maintain a balanced approach to risk and business growth, ensuring optimum approval rates with controlled delinquencies
Collaborate with sales teams for smooth flow of credit decisions and provide training on documentation and eligibility norms
Implement fraud prevention measures and coordinate with RCU teams for field verifications when required
Monitor portfolio performance, identify stress trends, and contribute to policy enhancements and automation initiatives
Ensure adherence to TATs (Turnaround Time), audit compliance, and quality control in underwriting processes
Provide feedback and data-driven insights to senior management for continuous improvement in underwriting models

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