Credit Specialist-Accounts Receivable team

Job Description

We’re hiring for Specialist join our AR & Credit! You Will Be Part of Growing Team We are seeking a detail-oriented and analytical Credit Specialist to join our Accounts Receivable team. The Credit Specialist/Analyst is responsible for evaluating the financial strength and stability of commercial customers to assess credit risk. The role will be performed within the frame of Corteva’ s Brand values: Job Responsibilities Assess the credit capacity of prospective and existing customers by researching financial trends, company history, and industry conditions. Maintain up-to-date credit files and provide timely financial risk assessments to the Business Credit Team. Offer strategic credit risk guidance to internal stakeholders. Ensure compliance with accounting principles and Sarbanes-Oxley regulations. Analyze financial statements, D&B reports, credit agency insights, and customer account trends to recommend credit lines in line with company policy. Collaborate with the Collections Team to minimize financial exposure and resolve past due receivables. Work with the Commercial Team to assess financial viability of customers and optimize ROI opportunities. Drive efficiency and innovation in credit processes through creative problem-solving. Location: Corteva Global Service Center, Hyderabad, India To Grow What Matters, You Will Need Educational Background: BCom / MCom / MBA (Finance) Work Experience: Minimum 2 years of experience in Commercial credit, preferably in an SAP environment. Should have experience working in Manufacturing/Product based company. Technical Skills: Proficient in SAP,. Advanced Excel skills (pivot tables, VLOOKUP, formulas, etc.). . Experience using credit agency reports (D&B) and understanding bankruptcy procedures. Knowledge of financial statements, cash flow analysis, liens, and UCC filings. Soft Skills: Strong interpersonal and communication skills.