Credit Risk Officer

Role Overview: Mizuho Global Services Pvt Ltd (MGS) is a subsidiary of Mizuho Bank, Ltd, aimed at creating a captive global processing center for handling banking and IT operations. At Mizuho, the culture is driven by ethical values and diversity, with pillars of Mutual Respect, Discipline, and Transparency guiding all processes. What's in it for you - Immense exposure and learning opportunities - Excellent career growth prospects - Company of highly passionate leaders and mentors - Ability to build projects from scratch Key Responsibilities: - Ensure control over credit risk rating for assigned customers. - Input financial statements accurately in the predefined format for analysis. - Process credit rating applications accurately and timely. - Coordinate with Mizuho Overseas branches for smooth closure. - Ensure compliance with guidelines and complete necessary trainings. - Review credit rating applications and present credit reports to stakeholders. Required Skills: - Experience in corporate credit risk or underwriting in banks/NBFCs/credit rating agencies. - Good understanding of corporate credit risk and underwriting. - Strong accounting knowledge and familiarity with banking products. - Excellent verbal and written communication skills. - Proficient in team management, multi-tasking, and time management. - Strong analytical and report writing skills. Qualification: - Any finance graduate such as B.Com/M.Com/CA/CAIIB/FRM/MBA (Finance) with a strong academic background scoring 70% or above. Experience: - Fresh graduate with knowledge in balance sheet, profit and loss, and cash flow statement. - Experienced candidates in corporate risk, credit risk, credit underwriting, financial modules, and financial statement analysis.,