Credit Reporting Analyst

Bridging Technologies is hiring for Credit Reporting Analyst:

Experience: Minimum 3 years

Location: Mohali

Job Description:

We are seeking an experienced Credit Reporting Analyst to manage and oversee the reporting of customer credit information to US credit bureaus, ensuring that the data is accurate, compliant with regulatory standards, and timely. The role requires a strong understanding of credit data, credit bureau reporting requirements, and experience in working with large datasets and systems to ensure that consumer credit information is correctly reported to Equifax, Experian, and TransUnion.

Key Responsibilities:

• Ensure accurate and timely submission of customer credit data to the US credit bureaus (Equifax, Experian, and TransUnion) in compliance with industry regulations and internal policies.
• Prepare, format, and submit regular and ad-hoc credit reporting files, ensuring data integrity and accuracy.
• Review and validate credit information to ensure it meets the credit bureaus' formatting and reporting standards (e.g., Metro 2 format).
• Monitor and troubleshoot data discrepancies, addressing any errors or issues related to credit reporting.
• Work with internal teams (e.g., data management, legal, and compliance) to resolve discrepancies or reporting issues and correct any errors or inaccuracies.
• Ensure all credit reporting activities comply with FCRA (Fair Credit Reporting Act), ECOA (Equal Credit Opportunity Act), and other applicable regulations.
• Stay up-to-date with any changes to credit reporting laws, credit bureau requirements, and industry standards.
• Develop and maintain reporting processes and documentation to ensure proper audit trails for credit reporting activities.
• Manage disputes related to credit reporting, working closely with customers, internal departments, and credit bureaus to resolve issues in a timely manner.
• Ensure disputes are handled in accordance with regulations and guidelines

Skills Required:

• 2+ years experience in US Credit Reporting.
• Should have worked with various credit bureaus in the past.
• Good Communication Skills.
• Great hands on experience with Data management, Creating reports, managing disputes related to credit reporting.

About Company:

Headquartered in the state of California in USA, Bridging Technologies is not only foremost healthcare software & application Product Company but also an “idea generation” company that believes in bringing new healthcare concepts to reality. We specialize in end-to-end software product development and bring a wealth of experience creating out-of-the-box software for healthcare organizations.

Job Type: Full-time

Pay: ₹30,000.00 - ₹80,000.00 per month

Benefits:

• Health insurance
• Provident Fund

Schedule:

• Night shift

Education:

• Bachelor's (Preferred)

Experience:

• Credit Reporting Analyst: 3 years (Preferred)

Work Location: In person