Credit Reporting Analyst

Key Responsibilities:

• Ensure accurate and timely submission of customer credit data to the US credit bureaus (Equifax, Experian, and TransUnion) in compliance with industry regulations and internal policies.
• Prepare, format, and submit regular and ad-hoc credit reporting files, ensuring data integrity and accuracy.
• Review and validate credit information to ensure it meets the credit bureaus' formatting and reporting standards (e.g., Metro 2 format).
• Monitor and troubleshoot data discrepancies, addressing any errors or issues related to credit reporting.
• Work with internal teams (e.g., data management, legal, and compliance) to resolve discrepancies or reporting issues and correct any errors or inaccuracies.
• Ensure all credit reporting activities comply with FCRA (Fair Credit Reporting Act), ECOA (Equal Credit Opportunity Act), and other applicable regulations.
• Stay up-to-date with any changes to credit reporting laws, credit bureau requirements, and industry standards.
• Develop and maintain reporting processes and documentation to ensure proper audit trails for credit reporting activities.
• Manage disputes related to credit reporting, working closely with customers, internal departments, and credit bureaus to resolve issues in a timely manner.
• Ensure disputes are handled in accordance with regulations and guidelines

Job Type: Full-time

Pay: ₹50,000.00 - ₹80,000.00 per month

Benefits:

• Food provided
• Health insurance
• Provident Fund

Schedule:

• Monday to Friday
• Night shift
• US shift

Work Location: In person

Speak with the employer
+91 8544883401