Credit Officer

As a Loan Officer, your role involves visiting the Customers Workplace / Residence / both to validate key information collected by LO. You will be responsible for completing missing information in StoryBoard provided by the sales executive. It will be your duty to appraise loans from a Credit, Legal and Technical perspective and recommend them to the Credit Committee. You must identify any trends/patterns in appraisal and warn Zonal Credit Team accordingly. Key Responsibilities: - Visit Customers Workplace / Residence / both to validate key information collected by LO - Complete missing information in StoryBoard provided by the sales executive - Appraise loans from a Credit, Legal and Technical perspective - Recommend loans to the Credit Committee - Identify trends/patterns in appraisal and warn Zonal Credit Team accordingly Qualifications Required: - 2-3 years of relevant experience - Background in Graduation or Post Graduation in Commerce/MSW In terms of Communication & Relationship, you are expected to maintain and develop relationships with various stakeholders including Loan Officer, Zonal Credit Manager, Customers, Disbursement Officers, Hub Manager, and Collection Officers. Key skills and abilities for this role include good communication/PR skills, strong listening skills, confidence, multitasking ability, and a strong team-working ability. This position is located in Ahmedabad.,