Credit Officer

1 - 4 years

5 - 10 Lacs

Posted:3 days ago| Platform: Foundit logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Key Responsibilities

  • Maintain an effective credit risk management framework for early identification, assessment, management, monitoring, and reporting of credit risks
  • Ensure customer and conduct outcomes align with lending and credit policies through oversight and challenge of first line processes and controls
  • Support compliance with all relevant organisational, credit, and business policies by creating and monitoring a robust suite of assurance measures
  • Review credit policies in line with organisational, legislative, and regulatory requirements
  • Provide assurance to senior management that control-based activities comply with standards and that all risks are reported and authorised
  • Manage relationships between the function and bank-wide credit risk teams, as well as other policy framework standard owners
  • Deliver business-as-usual and project objectives in line with milestones and terms of reference, effectively managing colleagues and resources

Required Skills and Experience

  • Strong experience and understanding of credit risk management principles, processes, and regulatory requirements
  • In-depth knowledge of regulations applicable to mortgages and consumer credit
  • Proven experience working effectively with management and teams across an organisation
  • Knowledge of risk management and control processes relevant to a financial services environment
  • Strong stakeholder management, communication, and collaboration skills

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