Credit Manager

Job Description

Key Responsibilities: Evaluate loan applications by analyzing creditworthiness, financials, and risk profiles. Approve or decline loans based on internal credit policies and risk assessment. Ensure adherence to company guidelines, credit limits, and regulatory compliance. Monitor portfolio quality and highlight potential risks or non-performing accounts. Work closely with the sales team to structure deals and manage client relationships. Prepare detailed credit assessment reports and recommendations for senior management. Requirements: Prior experience in credit appraisal and underwriting, preferably in [personal loans, SME loans]. Strong analytical and decision-making skills. Knowledge of financial analysis, credit scoring models, and regulatory frameworks. Proficiency in MS Office and financial tools. Bachelor’s/Master’s degree in Finance, Commerce, or related fields. Job Type: Full-time Benefits: Cell phone reimbursement Schedule: Morning shift Work Location: In person