Credit Manager

Company Description

IDFC FIRST Bharat Limited, a wholly owned subsidiary of IDFC FIRST Bank, serves as a Business Correspondent for IDFC FIRST Bank by offering a variety of Loan Products such as Group Loans, Micro Enterprise Loans, and Housing Loans among others. Operating in 11 states and serving over 3.5 million households, the company has a robust team of more than 14,800 employees. IDFC FIRST Bharat Ltd. is dedicated to achieving economic sustainability for its members while also promoting social and cultural empowerment, specifically focusing on holistic empowerment for women and their families. The company is currently expanding its operational regions and diversifying its product portfolio by adopting innovative digital strategies.

Role Description

This is a full-time on-site role for a Credit Manager based in Bettiah. The Credit Manager will be responsible for overseeing the credit management processes, assessing and managing credit risks, and ensuring that the financial transactions comply with the company’s policies and regulations. Daily tasks include evaluating loan applications, performing financial analyses, making credit decisions, and monitoring ongoing credit accounts.

Qualifications

• Credit Management and Credit skills
• Credit Risk Management experience
• Strong Analytical Skills
• Background in Finance
• Excellent written and verbal communication skills
• Ability to work effectively on-site in Bettiah
• Bachelor's degree in Finance, Accounting, or related field