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Credit Manager-Affordable Housing Finance-Credit

Credit Manager-Affordable Housing Finance-Credit

Kotak Mahindra

0 years

6 - 8 Lacs

Bhīlwāra

Posted:1 week ago| Platform: GlassDoor logo

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Skills Required

finance assessment risk management creditworthiness data analysis reports analyze compliance portfolio processing

Work Mode

On-site

Job Type

Part Time

Job Description

Credit Assessment,

Risk Management,

Loan Approval Process :

Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors.
Perform detailed analysis of financial statements, bank statements, and credit reports.
Assess repayment capacity and recommend appropriate loan structures.
Identify, analyze, and mitigate potential credit risks.
Ensure compliance with internal credit policies and regulatory guidelines.
Conduct periodic portfolio reviews to identify early warning signals.
Coordinate with sales and operations teams for smooth processing of loan applications.
Approve or recommend loans within delegated authority limits.
Liaise with legal and technical team for finalization.

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