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Credit Executive - MFB - Basti - Malviya Road - J Grades

Credit Executive - MFB - Basti - Malviya Road - J Grades

Tata Capital

2 - 7 years

3 - 6 Lacs

Basti

Posted:6 hours ago| Platform:

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Skills Required

risk management collaterals sales disbursement underwriting lending credit underwriting credit analysis documentation investment banking credit management credit appraisal financial services derivatives kyc lap mortgage loans home loans finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Executive to join our team in Malviya Road, J Grades. The ideal candidate will have 2-7 years of experience in the banking or financial services industry.
Roles and Responsibility

Responsible for personal discussions of cases based on laid down policies and procedures while maintaining strict adherence to quality.

Adhere to agreed SLAs and timelines for completing assigned activities.

Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions.

Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring all loans are adequately documented and secured by appropriate collateral.

Ensure proper communication of credit decisions to stakeholders.

Improve underwriting efficiencies while ensuring adequate risk management.

Job

Minimum 2 years of experience in the banking or financial services industry.

Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions.

Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security.

Excellent communication skills for communicating credit decisions to stakeholders.

Strong analytical skills for improving underwriting efficiencies while ensuring risk management.

Experience in Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

1057 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Credit Executive - MFB - Basti - Malviya Road - J Grades