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Tata Capital
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Credit Executive - MFB - Chandausi - Krishna Nagar - J-Grades

Credit Executive - MFB - Chandausi - Krishna Nagar - J-Grades

Tata Capital

2 - 7 years

2 - 5 Lacs

Noida

Posted:2 days ago| Platform:

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Skills Required

collateral management credit underwriting sales disbursement underwriting risk management business loan lending credit analysis documentation credit appraisal financial services kyc housing loan home loans lap mortgage loans finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Executive to join our team in Chandausi. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry, with expertise in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility
Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality.
Adhere to agreed SLAs and timelines for completing assigned activities.
Evaluate all credit requests to establish credit limits and ensure proper documentation and security through appropriate collateral.
Communicate credit decisions effectively to stakeholders.
Enhance underwriting efficiencies while ensuring adequate risk management.
Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.

Job
Minimum 2 years of experience in the banking or financial services industry.
Strong skills in underwriting, disbursements, collateral management, and coordination with cross-functional sales operations.
Ability to protect company assets through proper evaluation of all credit requests.
Excellent communication skills for conveying credit decisions to stakeholders.
Capability to improve underwriting efficiencies while ensuring adequate risk management.
Experience in Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3754 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Credit Executive - MFB - Chandausi - Krishna Nagar - J-Grades