3562 Credit Appraisal Jobs - Page 44

As a Credit Analyst at Stemz Group, you will play a crucial role in overseeing the financial analysis of applicants to make informed decisions. Your responsibilities will include: - Conducting detailed financial analysis of applicants, covering areas such as balance sheets, income statements, cash flows, and credit reports. - Liaising with banks for term loans, BG, SBLC documentations, hedging, remittance settlements, and negotiating with insurers for various insurances. - Preparing credit appraisal memos and recommendations for credit committee approval. - Collaborating with internal teams (sales, operations, legal) to gather necessary information and ensure proper documentation. - Staying ...

Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making wit...

Responsible for supervising the Credit functions of the region Repayment capacity appraisal, due diligence checks, etc. Monitoring legal & Technical appraisals Ensuring speedy disbursals of Home Loans Monitoring proper documentation of loan files of the region Liason with HO/RO for sanction of cases Manage verification of external agencies Legal/Technical agency management Personal discussions of SE/SENP profile customers Property verification of loans above 10lacs Compliance of audit query Third party agency bill/payment manage Interested candidate please share your resume to : E-Mail:gurnule.krishna@mahindrahomefinance.com; Feel free to reach HR: Krishna-7075507075

Lead the credit assessment process for LAP proposals within the SME segment Identify potential credit, business, and legal risks while adhering to internal credit policy Prepare and present structured credit memos for internal approval committees Coordinate with sales, legal, risk, and technical teams to ensure end-to-end processing Monitor portfolio quality and implement corrective actions for early warning signals Mentor and guide regional credit teams to ensure quality underwriting and policy compliance

Responsible for the application process from login to disbursement .Maintaining Quality assessment and TAT. Team Management. underwriting and field visits for PD of cases.

Work with team of onshore analysts to cover credit risk monitoring for Financial Institutions portfolio Reviewing credit reports and financial models submitted by portfolio monitoring team based on fundamental analysis for a set of assigned credits/companies The credit assessment review requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and...

As an experienced LAP Auditor, you will be responsible for conducting periodic audits of LAP loan files, documentation, customer verifications, and disbursement processes across branches and back offices. You will verify adherence to credit appraisal processes, KYC norms, legal documentation, and property valuation protocols to ensure compliance with RBI/NBFC regulatory requirements related to LAP products. Your key responsibilities will include identifying any financial, operational, or compliance risks in the LAP portfolio and suggesting corrective actions. You will also evaluate the effectiveness of internal controls related to LAP processes and recommend enhancements. In case of suspecte...

Prepare comprehensive Credit Appraisal Memorandums (CAMs) for NBFC lending, including in-depth analysis of the promoter profile, business model, market positioning, and operational strengths. Conduct detailed financial analysis of clients, including Profit & Loss statements, Balance Sheets, Cash Flow statements, and computation of key financial ratios to support informed credit decisions. Undertake underwriting and due diligence processes, evaluating asset quality, liquidity, and overall risk profile, ensuring alignment with statutory guidelines and internal risk policies. Monitor the NBFC & Real Estate sector for emerging industry trends, regulatory changes, and macroeconomic developments t...

Role & responsibilities Assess and underwrite Home Loan & LAP applications as per company policies and guidelines. Conduct thorough due diligence on financial statements, credit bureau reports, and other relevant documents. Evaluate customer profiles, repayment capacity, and collateral to ensure creditworthiness. Maintain TAT (Turnaround Time) for processing cases while ensuring compliance with internal policies and regulatory norms. Coordinate with the sales team to understand applicant profiles and provide necessary feedback. Identify potential risks and recommend appropriate risk mitigation measures. Ensure high-quality credit portfolio and minimize NPAs. Prepare and present credit report...

Role & responsibilities •Responsible for credit underwriting, credit appraisal of secured and unsecured products. •Ensuring adherence to credit policy and KYC policy. •Pre Screening of documents uploaded in the portal. •Handling of detail data entry in portal. •Verifying all KYC's and financial documents of the borrower. •Verifying online RIC process. • CAM preparation and capturing of appropriate deviations in the CAM. •Coordinating with business team to resolve queries. •Escalating loan applications to Credit Manager/Area Credit Manager for loan approvals. Preferred candidate profile Language Known: Kannada Must

Job Description Role Purpose The purpose of the role is to provide effective technical support to the process and actively resolve client issues directly or through timely escalation to meet process SLAs. Do Support process by managing transactions as per required quality standards Fielding all incoming help requests from clients via telephone and/or emails in a courteous manner Document all pertinent end user identification information, including name, department, contact information and nature of problem or issue Update own availability in the RAVE system to ensure productivity of the process Record, track, and document all queries received, problem-solving steps taken and total successful...

Duties and responsibilities Starting business in a new village a.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a....

Job Description: Role - Micro Loan Officer - Field Officer Reporting To Branch Manager Starting business in a new village a. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Assisting the MC-IC for disbursement ...

Duties and responsibilities Starting business in a new village a.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a....

Duties and responsibilities Starting business in a new village a.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a....

Job Description: Role - Micro Loan Officer - Field Officer Reporting To Branch Manager Starting business in a new village a. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Assisting the MC-IC for disbursement ...

Duties and responsibilities Starting business in a new village a.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a....

Duties and responsibilities Starting business in a new village a.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a....

Duties and responsibilities Starting business in a new village a.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a....

Duties and responsibilities Starting business in a new village a.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a....

Roles and responsibilities Starting business in a new village a.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a.C...

Duties and responsibilities Starting business in a new village a.Village identification within the radiusb.Feasibility study of the village based on demographics, activities and financial needs of the customersc.Assist the MC-IC in making the village approval Sourcing of business a.Identification of customers and forming of Joint Liability Groupsb.Filling up of the application formc.Verification of the residence and business of the customerd.KYC verificatione.Pre-disbursement trainingf.Visiting potential customers in order to develop business Disbursements a.Collection of KYC documentsb.Assisting the MC-IC for disbursement activity completionc.Loan documentation Collection of current dues a....

JOB PURPOSE : Doing field investigation and cross verification of disputed files coming from credit PRINCIPAL ACCOUNTABILITIES Loan Collections Officer for multi-type of loans Collect all past due balances 30 days+ Interacting with sales representatives and attended biweekly meetings with staff to discuss and plan strategies of resolving and curbing Collection issues DIMENSIONS Financial Dimensions (if applicable) Other Dimensions SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Functional Skills Relevant and total years of Experience 0-3 years

Job Description: Role - Micro Loan Officer - Field Officer Reporting To Branch Manager Starting business in a new village a. Village identification within the radiusb. Feasibility study of the village based on demographics, activities and financial needs ofthe customersc. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groupsb. Filling up of the application formc. Verification of the residence and business of the customerd. KYC verificatione. Pre-disbursement trainingf. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Assisting the MC-IC for disbursement ...

LTFinance is looking for OFFICER - HL DISBURSEMENTS to join our dynamic team and embark on a rewarding career journey. Handles housing loan disbursement processes, verifies documentation and compliance before fund release, and coordinates with legal and technical teams for clearances. Ensures timely disbursement while maintaining accuracy of data entry in systems and supports customers with disbursement-related queries. Works closely with credit and operations teams to streamline approval to disbursement turnaround times. Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers t...