3019 Credit Appraisal Jobs - Page 48

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

o Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality. o Adhere to agreed SLAs and timelines in completing the activities assigned. o A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function o Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral o Ensure proper communication of credit decisions to Stakeholders. o Responsible for improving underwriting efficiencies while ensuring adequate risk ...

JD - Area Credit Manager The key responsibilities of the role will be as follows: Handling team of credit managers Structuring & customizing the products to suit the customer's requirements keeping in mind the risk profile, cash flows and security. Credit appraisal and underwriting. Ensuring compliance of the proposal with internal and external guidelines/requirements. Presenting the proposals to Approving authorities End to end monitoring of the portfolio Coordinating with CMT for portfolio monitoring, EWS, Compliance and other reportings. Candidate Profile Preferably 6-10 years of experience in Banks / NBFCs in a Credit role Good analytical & managerial skills. Good Communication and propo...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Wholesale Banking - SME -Portfolio Relationship Manager Grade - Manager/Senior Manager/Chief Manager About the Business SME, part of Wholesale Banking Group, deals in corporates with turnover between fifty to five hundred crores. These new corporates have unique and challenging banking needs Specification What are the areas (in quantitative terms) the job has an impact on PRM will manage existing book. PRM will be doing limit enhancement, renewals and refer new to bank accounts. PRM will own the relationship and be a SPOC for all client needs. PRM will cross sell Trade, Forex and CMS solutions Key Deliverables New To Bank Accounts Growing the current book size Cross Sell Portfolio Profitabil...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships VP Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for MNC clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job: 3-6 year...

Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers for personal discussions and deal structuring . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained . To evaluate proposals of customers for Home Loans, Loan against Property . Decision making wit...

Credit Manager Department Agri Business Group Location Vashi No.of Positions 1 Reporting Relationships Area Credit Manager Position Grade Manager - M3 Job Role: Job Role To provide sound, independent (unsolicited) credit advice, recommendations and quality feedback on Agri SME credit proposals. Handling all types of working capital (Fund base and Non-fund based limit), Commodity finance and Project loans for Agri SME enterprises. Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc. As per Approval Authorizations, presenting the proposal to various sanctioning forum...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Credit Manager-RELATIONSHIP BANKING GROUP-Credit JOB DESCRIPTION Role Credit Appraisal . Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities . Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training . Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business . Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend . Analyze the NPA trend like area, industry, sector etc. . Interact with Customers & understand the busines...

Role Credit Appraisal .Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities .Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training .Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business .Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend .Analyze the NPA trend like area, industry, sector etc. .Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is l...

Credit Manager-RELATIONSHIP BANKING GROUP-Credit JOB DESCRIPTION Role Credit Appraisal . Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities . Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training . Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business . Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend . Analyze the NPA trend like area, industry, sector etc. . Interact with Customers & understand the busines...

Grade- E0/M1 Role- Credit Executive - CV & CE Job Description : Credit appraisal of proposals & recommendations under laid policy frame work and guidelines.. Ensuring all the credit proposals are processed from his end within stipulated TAT.. .Processing of the loan applications with minimized errors in proposal related to exposure, customer profile, PSL guidelines etc.. Preparing Rejection MIS and apprising of negative cases in NCIF data base. Assisting LCM to carry out day to day activities related to credit function Job Requirements .Candidate must be graduate. .Should have 1-2 years work experience as Credit Executive / Credit Processing Associate .Knowledge of Loan Origination System pr...

Conduct credit appraisal for SME LAP proposals Analyze financial statements, banking transactions, and repayment capacity of borrowers Assess collateral value in coordination with technical and legal teams Prepare detailed credit reports and recommend proposals for sanctioning Ensure adherence to credit policies, regulatory guidelines, and risk frameworks Support portfolio monitoring and identify early warning signals to mitigate risk

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mumbai,New Delhi,P...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan ...

Reporting to: Associate Director Role: Manage large teams (approximately 5-20 people across offices) supporting international clients with a strong focus on driving results, talent management and stakeholder engagement. The manager will play an important role in fostering a talented and motivated team, understanding client needs and enhancing processes. Functional Responsibility / Domain Related: Responsibilities include analytical guidance to team members, talent management and recruitment, overseeing team workflow and process adherence, quality assurance, client management, governance reporting. Provide analytical guidance to the team membersto Assist global Credit Analyst(s) in adhering t...

Essential Services: Role & Location fungibility The role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service. About the role ICICI Bank provides comprehensive banking solutions to corporate customers. As a Relationshi...

Role & responsibilities • Appraises /recommends/ approves credit proposals as per the delegation of authority. • Reviews delinquent cases and document learnings / portfolio reviews for risk management. • Conducts process audits and reports delinquencies and anomalies. • Recommends changes to policy/process based on local nuances / competitor feedback. • Implements system integration plans. • Monitors NPA and keeps a track of it. • Ensures field customer visits for PD and deliveries within agreed TAT. • Managing all CPAs(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team. • Ensures maintenance of Healthy Portfolio for t...

About Credit and Policy Group: Credit and Policy Group is an integral function of the bank and isresponsible for credit underwriting of customers across Retail and BusinessBanking with a focus of 360 degree Banking. We have adopted an organisational modelthat will intensify our unified approach, to provide a holistic bankingexperience to our customer. The incumbent works closely with the Sales &Relationship teams to on-board value customers for the Bank. The role has asignificant contribution towards capturing opportunities across customersegments. Role of a Credit Manager The incumbent is responsible for credit underwriting of customers acrossindividual, business banking and rural ecosystem...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.