1497 Credit Appraisal Jobs - Page 49

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong understanding of credit risk management strategies. Experience working with diverse stakeholders, including customers, colleagues, and external partners. Location - Arakonam,Chennai,Ponneri,Vellore

We are looking for a skilled Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 4-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong attention to detail and organizational skills. Experience in the BFSI industry is preferred.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit management strategies. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit management software and systems. Strong attention to detail and organizational skills.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-6 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong attention to detail and organizational skills. Ability to build relationships with clients and stakeholders.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in financial modeling and data analysis tools. Experience with credit management systems and technologies.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-4 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit management strategies. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit management software and systems. Strong attention to detail and organizational skills.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit management strategies. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit management software and systems. Strong attention to detail and organizational skills.

We are looking for a skilled Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed lending decisions. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit software and systems. Strong attention to detail and organizational skills.

We are looking for a highly motivated and experienced Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have 0-5 years of experience. Roles and Responsibility Develop and maintain strong client relationships to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing customer relationships through effective sales strategies. Conduct thorough analysis of customer financial data to offer personalized mortgage recommendations. Collaborate with internal teams to ensure seamless execution of mortgage applications and disbursements. Provide exceptional customer service by addressing queries and resolving issues promptly. Stay updated on market trends and competitor activity to stay ahead in the competitive mortgage landscape. Job Requirements Strong knowledge of BFSI industry, particularly in retail mortgages. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Proficiency in analyzing complex financial data and providing insightful recommendations. Strong problem-solving skills to resolve customer complaints and issues. Familiarity with Equitas Small Finance Bank Ltd's products and services is an added advantage. Location - Nagpur,Nashik,Wardha,Yavatmal

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 13-19 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Develop and implement effective credit risk management strategies. Collaborate with cross-functional teams to achieve business objectives. Analyze market trends and competitor activity to identify growth opportunities. Build and maintain relationships with key stakeholders, including customers and partners. Monitor and report on credit performance metrics to senior management. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Experience with credit risk management tools and technologies. Strong knowledge of regulatory requirements and industry standards.

JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

JOB PURPOSEManage all legal issues of the Company w.r.t. the respective state arising out of its business, with focus on recovery and repossessions through legal actions and protect Companys interest in legal action initiated against it. 2. PRINCIPAL ACCOUNTABILITIES Recovery through legal actions as per the set targets in NPAs, Loss Recovery accounts and Write Off Accounts; Defending legal cases filed against Company and take steps therein in time bound manner;Providing 24 X 7 X 365 legal support to branches in their endeavor towards efficient collection;Obtaining orders u/s of the Arbitration & Conciliation Act, 1996 for repossessions, attachments on properties, garnishees, etc. in time bound manner and facilitating execution thereof;Provide required legal support to branches for execution of orders u/s 17 of Arbitration and Conciliation Act, 1996;Execution of decrees against the Judgment Debtors to obtain Warrants of attachments (against movable as well as immovable properties) and/or warrant of arrest in time bound manner and execution thereof;Service of summons and execution of warrants in S. 138 cases filed by Company;Empanelment of advocates branch wise for providing all kinds of legal support to branches for recovery, repossessions, police matters, sending of demand notices to defaulters, etc.;Reply to notices received from borrowers/guarantors;Ensure updation of Legal Cases MIS on daily basis;Arrange sale clearances from courts for selling assets repossessed through legal action in time bound manner;Take back custody of the assets seized by police / Govt. Authorities;Filing criminal cases against the defaulters, where assets are not traceable;Visit police stations w.r.t. criminal cases filed by / against Company or its officers 4. SKILLS AND KNOWLEDGE Educational Qualifications Basic Graduation (preferably B. Com.) plus LL. B.Functional Skills Thorough knowledge of General and Commercial Laws, Laws relating to Banking and NBFCs, Corporate Laws, Criminal Laws, Procedural Laws such Civil Procedure Code, Criminal Procedure Code, Indian Evidence Act, Law of Limitation, etc. Practical knowledge of court processes and actual court working; Excellent network with police, court officers, various offices attached to court such receiver, liquidator, bailiff, assignee, etc., legal professionals from other banks and NBFCs and ability to get the work done through them.Excellent communication skills Relevant and total years of Experience3 - 7 years of experience in finance industry,Preferably from recovery oriented legal actions background;Having good knowledge of civil and criminal laws, consumer laws, arbitration law, General and Commercial Laws, etc. Having knowledge of practical aspects of civil and criminal laws as well as court processesHaving very strong network of advocates and other service providers;

JOB PURPOSE: To execute collections of current & over dues on ground from customers across area responsible for. PRINCIPAL ACCOUNTABILITIES Collection of current duesa.Collect the collection sheets from branchb.Group-wise collection as per scheduled time by following the processc.Deposit of collection money Collection of over duesa.Follow up with the customers with updated data report of assigned portfoliob.Collection of money as per processc.Depositing the money in bankd.Mobile Receipting & passbook entry with Stickere.Assist the TM - Collections in initiating action against the defaulters SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Relevant and total years of Experience?0 to 3Years.

LTFinance is looking for BRANCH MANAGER to join our dynamic team and embark on a rewarding career journey. Direct all operational aspects including distribution operations, customer service, human resources, administration and sales Assess local market conditions and identify current and prospective sales opportunities Develop forecasts, financial objectives and business plans Meet goals and metrics Manage budget and allocate funds appropriately Bring out the best of branch€™s personnel by providing training, coaching, development and motivation Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs Address customer and employee satisfaction issues promptly Adhere to high ethical standards, and comply with all regulations/applicable laws Network to improve the presence and reputation of the branch and company Stay abreast of competing markets and provide reports on market movement and penetration

Duties and responsibilities Sourcing of business a. Identification of customers through dealership networksb. Filling up of the application formc. KYC verificationd. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Criteria:Enclosed our requirements & Eligibility for ref.Request to provide a proper & suitable candidate who can join immediately. Sales experienced candidates will be preferred.

Duties and responsibilities Sourcing of business a. Identification of customers through dealership networksb. Filling up of the application formc. KYC verificationd. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documentsb. Loan documentationCriteria:Enclosed our requirements & Eligibility for ref.Request to provide a proper & suitable candidate who can join immediately. Sales experienced candidates will be preferred. Eligibility Qualification: Graduation is mandatoryTwo-wheeler and Driving license are mustMale & Female candidates eligibleSelected candidates home location should be between 20 KM from selected locationAge: 20 to 32 yrs.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey. €¢ Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. €¢ Assist clients in understanding loan options and provide guidance throughout the application process. €¢ Analyze financial statements, credit reports, and other documentation to make informed lending decisions. €¢ Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. €¢ Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. €¢ Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. €¢ Maintain accurate and up-to-date records of all loan applications and related documentation. €¢ Ensure compliance with all applicable lending regulations and policies. €¢ Continuously monitor loan portfolios and identify opportunities for risk management and improvement. €¢ Proficiency in Microsoft Office and loan management software. €¢ Strong communication and interpersonal skills.

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including origination, underwriting, and portfolio management. Develop and implement effective credit strategies to achieve business objectives. Collaborate with cross-functional teams to ensure seamless credit delivery. Conduct thorough credit assessments and risk analyses. Maintain accurate records and reports of credit transactions. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, problem-solving, and communication skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficient in credit software and systems. Strong leadership and team management skills. Ability to build strong relationships with stakeholders and customers.

We are looking for a skilled Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 4 years of experience in the BFSI industry, with a strong background in credit management and analysis. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to provide excellent customer service and support. Conduct thorough credit assessments and make informed decisions on loan approvals. Monitor and report on credit performance metrics to senior management. Identify opportunities to improve credit processes and implement changes as needed. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build relationships with customers and stakeholders. Proficiency in credit software and systems, with the ability to learn new technologies. Strong understanding of financial markets and economic conditions, with the ability to make informed decisions.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, with expertise in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analyses to assess customer creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to ensure seamless credit processing. Monitor and manage credit portfolios to optimize performance and profitability. Provide exceptional customer service and support to resolve credit-related queries. Stay updated with industry trends and regulatory changes to enhance credit operations. Job Requirements Strong understanding of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficiency in credit software and systems is required. Strong attention to detail and organizational skills are essential. Experience in the BFSI industry, preferably in a similar role, is preferred.

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 4-5 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Build strong relationships with customers and stakeholders. Monitor and control credit costs to ensure profitability. Collaborate with cross-functional teams to achieve business objectives. Job Requirements Strong knowledge of credit underwriting, risk management, and compliance. Excellent communication, interpersonal, and analytical skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong problem-solving and decision-making skills. Experience in managing and leading a team of credit professionals.