3019 Credit Appraisal Jobs - Page 47

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mumbai,Delhi / NCR...

JOB DESCRIPTION Designation: Management Trainee Business: Global Analytical Center (GAC) Location: PAN India- Applicant should be open to any location where CRISIL office is present. Details on location please visit the website Work Profile Global Analytical Center works as a research & analytics center for S&P Global Ratings, which is the foremost provider of credit ratings, research and thought leadership. As a member of GAC, you will - • Work closely with S&P Global Ratings Analyst(s) to monitor and track the performance of a portfolio of credits / transactions within the Financial Institutions and Insurance sector, and responding to credit events. • Work on proprietary models –capital mo...

KPMG India is looking for Assistant Manager - Credit Risk Assistant Manager - Credit Risk to join our dynamic team and embark on a rewarding career journey Ensuring company policies are followed. Optimizing profits by controlling costs. Hiring, training and developing new employees. Resolving customer issues to their overall satisfaction. Maintaining an overall management style that follows company best practices. Providing leadership and direction to all employees. Ensuring product quality and availability. Preparing and presenting employee reviews. Working closely with the store manager to lead staff. Overseeing retail inventory. Assisting customers whenever necessary. Organizing employee ...

Evaluating credit proposals covering financial, business and industrial risk & decision of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal

Urgent Hiring For Credit Officer in Gurgaon Location Exp-1 yrs + Ctc-2.00 Lpa to 4.20 Lpa MBA Regular Preferred Only Any BFSI Candidate apply who have experience in Credit Interview Mode- F2F Only Male & Female Both Can Apply Role & responsibilities Process Flow for the Officer Credit (OC): The OC must refresh the dashboard every time she is done with working on a file. The dashboard will reflect all files in DOVR status. The first file in the queue, which is identified by the date and time of the file achieving the DOVR status, should be taken up for preparing the interview sheet. Appraisal and preparation work for making a call to the customer: Job Description - Credit Officer Ensure all D...

The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Conducting Credit Appra...

The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Conducting Credit Appra...

Lead and manage the regional credit team with a focus on team building, mentoring, and performance management Assess SME-UBL credit proposals through financial, business, and risk analysis Develop and implement credit policies & frameworks tailored to unsecured lending Conduct portfolio reviews to monitor credit quality and identify early warning signals Collaborate with sales, operations, and risk teams to ensure smooth credit processing Ensure regulatory compliance and adherence to internal risk guidelines Drive productivity and efficiency within the credit team while maintaining portfolio health

About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role: The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes Key R...

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 0 to 1 years Language - Ability: English(Domestic) - Intermediate About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accentu...

Position Purpose This role is responsible for performing credit analysis of MNC clients and recommendation for corporate advances with a view to minimize credit losses and promote business growth. Responsibilities To be referred to the Credit Analyst Charter and Mission Statement. Direct Responsibilities Prepare rigorous and synthetic credit proposals with accurate and comprehensive analysis in line with the bank policies, including analysis of financial statements, industry, economic data and identification, analysis and presentation of all key risks. Proposing to the credit committee appropriate ratings & GRR, using internal tools and Credit Analysts judgment. Ensure that annual review / t...

Credit Appraisal & Underwriting Assess & underwrite loan applications in the HL & LAP segment, including financial analysis & credit decision-making within authority limits. Manage the end-to-end credit process from application login through sanction

Job Title: Credit Underwriter Location: Bangalore Experience: 4+ years Approval Authority: 15 to 20 Lakhs Job Description : We are looking for an experienced Credit Underwriter to assess and approve loan applications up to 1520 Lakhs. The ideal candidate should have strong analytical skills, sound judgment, and prior experience in credit underwriting. Key Responsibilities : Evaluate creditworthiness of loan applicants Must have approval loan applications up to 15–20 Lakhs • Approve/recommend loans within assigned authority limits • Analyze financial data, credit reports, and other relevant documents • Ensure compliance with company policies and regulatory requirements • Work closely with sal...

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the b...

Skill required: Com.Bkg- Loan/Lease Abstraction - Lease Management Designation: Banking Operations Analyst Qualifications: BCom/MCom Years of Experience: 3 to 5 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this b...

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank...

Role Overview The Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management. Key Responsibilities Application Assessment Independently evaluate loan applications within policy framework and delegated authority. Analyze customer income, banking, credit bureau, and repayment capacity. Conduct property due diligence including legal, technical, and valuation reports. Policy Adherence Ensure all approvals are strictly in line with credit policies, d...

Description SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES Core Responsibilities • Appraises /recommends/ approves credit proposals as per the delegation of authority. • Reviews delinquent cases and document learnings / portfolio reviews for risk management. • Conducts process audits and reports delinquencies and anomalies. • Recommends changes to policy/process based on local nuances / competitor feedback. • Implements system integration plans. • Monitors NPA and keeps a track of it. • Ensures field customer visits for PD and deliveries within agreed TAT. • Managing all CPAs(credit processing associates) and provide them adequate policy, process training for smooth operations with in t...

Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Evaluating the creditworthiness of potential customers Decision making within defined TAT Ensuring all loans and lending procedures comply with regulations Collection follow up on Non Starter & Infant delinquent pool

Role Overview The Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management. Key Responsibilities Application Assessment Independently evaluate loan applications within policy framework and delegated authority. Analyze customer income, banking, credit bureau, and repayment capacity. Conduct property due diligence including legal, technical, and valuation reports. Policy Adherence Ensure all approvals are strictly in line with credit policies, d...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

Major Deliverables: 1. Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket) 2. Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it. 3. Increase the fee income / revenue and develop initiatives to control and reduce the amount of vendor payouts 4. Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers. 5. Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarters 6. Ensure customer satisfaction by ensuring quick resolution of customer issues within specifie...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mumbai, Delhi, Pun...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.