1497 Credit Appraisal Jobs - Page 41

Key Responsibilities. Train on the nitty-gritty process of scholarship and admission in various countries. Help students secure admits and scholarships for their higher studies abroad. Understand student profiles and their specific requirements upon application. Shortlist relevant scholarships and universities for each student. Write scholarship essays and Statements of Purpose (SOP) for students. Track and manage deadlines for your portfolio of students. Interact with students primarily through phone or email, dedicating 3-4 hours a day for calls. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Key Responsibilities. Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan. Work on solving student's queries. Manage the process from eligibility to the sanctioning of the loan. About CompanyWeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

Drive Financial Stability as Our Treasury Manager!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are seeking a Treasury Manager to manage cash flow, investments, and financial risk for the organization. You will be responsible for optimizing the companys liquidity, ensuring financial stability, and overseeing treasury operations. Key Responsibilities:. Manage cash flow and liquidity to ensure operational efficiency. Oversee banking relationships, financial transactions, and risk management strategies. Develop and implement cash management strategies to optimize working capital. Prepare short-term and long-term financial forecasts. Ensure compliance with treasury policies and regulations. Key Skills & Experience:. Proven experience in treasury management or finance roles. Strong understanding of cash management, investment strategies, and financial risk. Proficiency in treasury management systems and financial software. Excellent problem-solving, analytical, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

We are Hiring Credit Officer / Credit Executive at Sanathal (Ahmedabad) Position -Credit Officer/Credit Executive Experience -1 - 3 Years( Home Loan,LAP, and Mortgage) Location -Sanathal ( Ahmedabad)

Help Shape Our Financial Decisions as a Credit Analyst!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are looking for a Credit Analyst to evaluate creditworthiness, assess risk, and provide valuable insights for lending and investment decisions. You will analyze financial data and market conditions to help mitigate risks and make informed credit decisions. Key Responsibilities:. Analyze financial statements and credit reports to assess the credit risk of potential clients. Develop credit models to predict financial outcomes. Monitor and review clients' financial performance. Provide recommendations for credit approvals, limits, and terms. Assist in managing credit risk strategies and improving collection efforts. Key Skills & Experience:. Proven experience as a Credit Analyst or in financial analysis. Strong understanding of credit risk analysis and financial reporting. Ability to work with large datasets and perform financial modeling. Excellent analytical, decision-making, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

Drive Financial Stability as Our Treasury Manager!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are seeking a Treasury Manager to manage cash flow, investments, and financial risk for the organization. You will be responsible for optimizing the companys liquidity, ensuring financial stability, and overseeing treasury operations. Key Responsibilities:. Manage cash flow and liquidity to ensure operational efficiency. Oversee banking relationships, financial transactions, and risk management strategies. Develop and implement cash management strategies to optimize working capital. Prepare short-term and long-term financial forecasts. Ensure compliance with treasury policies and regulations. Key Skills & Experience:. Proven experience in treasury management or finance roles. Strong understanding of cash management, investment strategies, and financial risk. Proficiency in treasury management systems and financial software. Excellent problem-solving, analytical, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

Help Shape Our Financial Decisions as a Credit Analyst!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are looking for a Credit Analyst to evaluate creditworthiness, assess risk, and provide valuable insights for lending and investment decisions. You will analyze financial data and market conditions to help mitigate risks and make informed credit decisions. Key Responsibilities:. Analyze financial statements and credit reports to assess the credit risk of potential clients. Develop credit models to predict financial outcomes. Monitor and review clients' financial performance. Provide recommendations for credit approvals, limits, and terms. Assist in managing credit risk strategies and improving collection efforts. Key Skills & Experience:. Proven experience as a Credit Analyst or in financial analysis. Strong understanding of credit risk analysis and financial reporting. Ability to work with large datasets and perform financial modeling. Excellent analytical, decision-making, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

Drive Financial Stability as Our Treasury Manager!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are seeking a Treasury Manager to manage cash flow, investments, and financial risk for the organization. You will be responsible for optimizing the companys liquidity, ensuring financial stability, and overseeing treasury operations. Key Responsibilities:. Manage cash flow and liquidity to ensure operational efficiency. Oversee banking relationships, financial transactions, and risk management strategies. Develop and implement cash management strategies to optimize working capital. Prepare short-term and long-term financial forecasts. Ensure compliance with treasury policies and regulations. Key Skills & Experience:. Proven experience in treasury management or finance roles. Strong understanding of cash management, investment strategies, and financial risk. Proficiency in treasury management systems and financial software. Excellent problem-solving, analytical, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies.ResponsibilitiesBuild and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitabilityMonitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMonitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysisConduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impactsCollaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitabilityDevelop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysisSupport the marketing and product team with their data needs Qualifications Fluency in SQL and R/PythonPrevious experience in analytics and/or quantitative modeling, using large datasetsExperience analyzing, visualizing and communicating impactful insights to management, investors and/or auditorsStrong strategic thinking and problem-solving skills 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industryEnthusiasm for working across cultures, functions and time zones

Help Shape Our Financial Decisions as a Credit Analyst!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are looking for a Credit Analyst to evaluate creditworthiness, assess risk, and provide valuable insights for lending and investment decisions. You will analyze financial data and market conditions to help mitigate risks and make informed credit decisions. Key Responsibilities:. Analyze financial statements and credit reports to assess the credit risk of potential clients. Develop credit models to predict financial outcomes. Monitor and review clients' financial performance. Provide recommendations for credit approvals, limits, and terms. Assist in managing credit risk strategies and improving collection efforts. Key Skills & Experience:. Proven experience as a Credit Analyst or in financial analysis. Strong understanding of credit risk analysis and financial reporting. Ability to work with large datasets and perform financial modeling. Excellent analytical, decision-making, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

Drive Financial Stability as Our Treasury Manager!. Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young, fast-moving team on a mission to build AI for Good, driving innovation and positive societal impact. We are seeking a Treasury Manager to manage cash flow, investments, and financial risk for the organization. You will be responsible for optimizing the companys liquidity, ensuring financial stability, and overseeing treasury operations. Key Responsibilities:. Manage cash flow and liquidity to ensure operational efficiency. Oversee banking relationships, financial transactions, and risk management strategies. Develop and implement cash management strategies to optimize working capital. Prepare short-term and long-term financial forecasts. Ensure compliance with treasury policies and regulations. Key Skills & Experience:. Proven experience in treasury management or finance roles. Strong understanding of cash management, investment strategies, and financial risk. Proficiency in treasury management systems and financial software. Excellent problem-solving, analytical, and communication skills. Why Join Us. Competitive pay (Up to ‚1200/hour). Flexible hours. Remote opportunity. NOTEPay will vary by project and typically is up to Rs. .

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into productionMonitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitabilityDevelop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysisSupport the marketing and product team with their data needs. Qualifications - Fluency in SQL and R/Python Previous experience in analytics and/or quantitative modeling, using large datasets Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditors Strong strategic thinking and problem-solving skills 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industry Enthusiasm for working across cultures, functions and time zones

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities - Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability. Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production. Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysisConduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts. Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitabilityDevelop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis. Support the marketing and product team with their data needs. Qualifications - Fluency in SQL and R/Python. Previous experience in analytics and/or quantitative modeling, using large datasets. Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditorsStrong strategic thinking and problem-solving skills. 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industryEnthusiasm for working across cultures, functions and time zones.

: Job TitleNon-Financial Risk Assessor (FinTechs/VASPs) Corporate TitleAVP LocationMumbai, India Role Description Corporate Cash Management Non-Financial Risk Assessor (FinTech/VASP) FinTech and Virtual Asset Service Provider (VASP) is one of the key growth pillars of Merchant Solutions within Corporate Bank. The complexity of the business models, the industry and our growth ambitions make it a very interesting place to work. The Non-Financial Risk Assessor Team (NFR), as part of FinTech Product Management in Merchant Solutions, is responsible for the evaluation of the effectiveness of the FinTech/VASP Clients AML/CTF Control framework to ensure compliance with the respective KYC requirements for our FinTech/VASP client relationships. What well offer you , 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Autonomous preparation and leadership of regular onsite/virtual NFR review discussions with senior Anti-Financial Crime (AFC) Compliance staff from the FinTech/VASP client, engaging with internal stakeholders at both global and regional levels. Evaluation of the adequacy and effectiveness of the FinTech/VASPs control framework in relation to Financial Crime risks, using the defined FinTech/VASP control framework. Derive conclusions and recommendations in cooperation with AFC. Track and document the resolution of recommendations and issues for your assigned client cases. Continuous development of industry knowledge in both the FinTech business and the respective regulatory standards and understanding their implications on the risk framework. Contribute to the continuous improvement of the FinTech control framework as well as the effectiveness of the FinTech ecosystem within CCM. Close collaboration with key stakeholders including AFC, Coverage, and CCM Sales Your skills and experience Passion and ability to explore new FinTech business models and thrive in a dynamic, international environment. Strong knowledge of non-financial risks and the respective regulations, particularly Anti-Money Laundering, demonstrated through experience in KYC, AFC, Audit, or other control functions. Industry experience in transaction banking, ideally within the FinTech segment. Ability to effectively manage cases, adhering strict deadlines while balancing internal priorities and client expectations. Fluent in English (verbal and written) and strong communication skills across all seniority level. Strong proficiency in MS Office programs, with outstanding skills in Excel or PowerPoint Independent working style, self-motivation, and attention to details. Excellent team-player with strong collaboration skills. How well support you . . . . About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Role & responsibilities Direct Responsibilities Prepare rigorous and synthetic credit proposals with accurate and comprehensive analysis inline with the bank policies, including analysis of financial statements, industry, economic dataand identification, analysis and presentation of all key risks. Proposing to the credit committee appropriate ratings & GRR, using internal tools and CreditAnalysts judgment. Ensure that annual review / transactions deadlines are met. Perform portfolio reviews, periodic covenant checks, and security monitoring as required inline with approval conditions of respective files. Communicate reliably and professionally with both internal and external clients. Liaison with different mtiers and various BNP Paribas networks to share client information,ensure smooth and timely credit process to ensure that global reviews are properly and timelyexecuted and to minimize overdue files in collaboration with Relationship Managers(coordination role) Monitor clients credit evolution and immediately alert the management for any early warning signals. This includes, but not limited to, timely update of financial spreadsheets, regularcompliance checks on financial covenants change in ratings or any major event or materialevolution. Contributing Responsibilities Presentation of credit proposals to local credit committees. Meet with clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit. Participation in discussions and on potential deals. Keep updated on credit policies / methodologies contribution to relevant credit projects (tools, process, methodologies including participation to tests). To contribute to any other portfolio or credit administrative and statistical works as require such as sector analysis, RDPC (Risk & Development Policy Committees) and watch list / doubtful processes. Supporting team members to maximize the efficiency and effectiveness of the team. Assist the Head and team Lead of CTCM on ad hoc basis as required. Provide back-up on tasks performed by CTCM team when necessary. Contribute to the Permanent Control framework. Preferred candidate profile Perks and benefits

2 to 4 years experince Handling the day to day processing in the Loans Syndication Domain, resolving queries in a timely manner Ability to work on relevant Workflow tools / systems such ACBS, Intellimatch, GBS, GAOS, WSO Indepth & strong process Knowledge in areas such as Bilat, Syndicated, Agency, Loan trading, Static Data, Assignmets, Transfers ,Dairy management Advanced knowledge of PC technology, applications & online tools expecially MS Office tools. Mandatory Skills: Investment Banking(Loans). Experience1-3 Years.

You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability. Specifically, you will monitor the portfolio, create a user valuations model, and propose new product and pricing strategies. Responsibilities Build and maintain a user level valuations model to inform future product and marketing decisions and analyze drivers of profitability Monitor and update credit policy to optimize for company risk, profitability, and growth targetsPropose data driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysisSupport the marketing and product team with their data needs Qualifications Fluency in SQL and R/Python Previous experience in analytics and/or quantitative modeling, using large datasets Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditors Strong strategic thinking and problem-solving skills 2-4 years relevant experience in Credit Analytics, preferably in the India Fintech industryEnthusiasm for working across cultures, functions and time zones

About the job Position Business Accountability: Ensuring smooth function of policies to be serviced. Floating RFQ to insurers & negotiate best premium from them to meet clients expectations. Preparing Due Diligence report wherever necessary. Negotiation with insurers on premium quotes & Terms specially in big & medium sized proposals. Ensure submission of QCR within TAT. Update Compass regularly. Preparing service presentation based on the coverage's shared by RM. Generating weekly MIS about the pending claim and sending it to clients in the format defined. Relationship with key line people in the insurance companies Entertain (addition deletion & other) endorsement request received from client & sent to insurer for endorsement. Maintain RFQ tracker. Quality Control of Policy Documents of RFQs. Quality check of policies issued & ensure for minimum errors. Updating SAIBA on policy renewed, endorsement passed, and endorsement awaited in the respective month. Replying to queries in the defined TAT i.e., within 24 hrs. form receipt of the query. Core Capabilities (Knowledge, Skills, Additional Behaviors) Strategic understanding of business. Quantitative skills. Ability to manage multiple tasks in a high-pressure environment. Education & Experience: Non-EB placement experience (preferably over 10 to 15 years) in Insurance Broking.) Location - Mumbai suburbs.

We are looking for a skilled Senior Lead - Delivery to join our team at Omega Healthcare Management Services Pvt. Ltd., with 1170190 as the reference number. The ideal candidate will have a strong background in delivery management and leadership, with excellent communication and problem-solving skills. Roles and Responsibility Manage and deliver high-quality services to clients, ensuring timely and within-budget project completion. Lead and motivate a team of professionals to achieve exceptional results and meet client expectations. Develop and implement effective delivery strategies, processes, and procedures to improve efficiency and productivity. Collaborate with cross-functional teams to identify and mitigate risks, issues, and dependencies. Analyze and resolve complex problems, providing innovative solutions to drive business growth. Ensure compliance with company policies, procedures, and industry standards, maintaining high levels of quality and integrity. Job Proven experience in delivery management, preferably in a similar role or industry. Strong leadership and motivational skills, with the ability to inspire and guide team members. Excellent communication, interpersonal, and problem-solving skills, enabling strong relationship building with clients and stakeholders. Ability to work under pressure, prioritize tasks, and manage multiple projects simultaneously. Strong analytical and decision-making skills, with attention to detail and accuracy. Experience working in a fast-paced environment, adapting to changing priorities and deadlines.

Task performed Ensure AP Ref no.if generated as soon as a file is logged in Ensure CPV, neighbor check, Financiary reference check and TVR is done after CIBIL Recommends and forwards to appropriate authority basis limits, deviation, and deferral. Does PD for every single customer. Take various market references and build touch points for customer reference. Check and keep tab on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact Review of credit files as per policy Co-ordinate with FCU for setting up specific triggers Ensure approval tracker is given to Business Basis product to do CFA and ABB. Relook at cases which have been rejected basis merit Clear the various exception raised. Review portfolio every month with respect to ODs / losses / fraud for the period underwritten with respect to the following Bucketwise OD’s being within the triggers OD’s within the budgeted figure Customers TOD level within acceptable norms Non Starter at minimum level Negligible skip / fraud cases Ensure documentation is in place before sending the file for dispatch, with reviews done periodically on the documentation, besides ensuring dispatch of the physical file. Ensure the completed document is moved into the Operations Queue Reviews credit admin activities to ensure the activities like RMU movement, filing of charge, agreement filling, stock and book debt audit, legal dox review , regular information on deviations, deferrals to central unit etc are completed within stipulated time frame. Gives Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies. Constantly monitor portfolio adherence to triggers to identify underlying issues with plausible solutions.

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced – Minimum 2 years’ experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

JD - Credit Processing Associate Experience : 1 to 2 years of experience in loan processing or credit operations preferred Freshers with good communication and basic banking knowledge can also apply. Job responsibilities: Process loan application as per policy. Maintain file data in Centralized MIS and sales source Check and verify KYC, income and properly documents Coordinate with BC (BSS Microfinance) credit team and sale team Prepare application summary for credit approval. Highlight any risk or mismatch to credit manager Track pending documents and ensure timely follow-up Ensure rejection message are sent to customer and records are maintained Monitor TAT (turnround time) and escalate delays if needed Maintain proper digital and physical file records Skills Required: Knowledge of loan documentation and credit process Familiarity with Sales source and Centralized MIS Good Excel and communication skills Team coordination and follow-up ability

Collaborate with department heads to understand their staffing needs and job requirements. Manager and maintain TA databases, and prepare relevant dashboards. Utilize various sourcing methods, such as job portals, social media, networking, and referrals, to identify potential candidates. Create compelling job postings and advertisements to attract qualified candidates. Review resumes and applications, conduct preliminary screenings, and assess candidate qualifications and suitability for the position. Conduct phone or inperson interviews to evaluate candidates' skills, experience, and cultural fit. Schedule and coordinate interviews between candidates and interview panels. Provide guidance and support to both candidates and hiring teams throughout the interview process. Administer and evaluate pre-employment assessments, tests, or other screening methods to assess candidates' skills, aptitude, and compatibility with the role and organization. Facilitate the offer process by extending offers to selected candidates and negotiating compensation packages. Collaborate with other departmental heads and onboarding, to ensure a smooth transition for new hires. Stay informed about the latest recruitment trends, techniques, and best practices. Continuously improve recruitment processes and strategies to attract top talent.

Digital Projects Lead – Credit Cards (M7) About the Role: We are seeking a strategic and innovative Digital Project Lead to lead the end-to-end development and optimization of our Credit Card digital projects. In this role, you'll manage a team of project managers focused on enhancing the digital customer experience, driving adoption, and delivering business growth through our digital initiatives for the business. Key Responsibilities: Product Strategy & Roadmap: Define and own the digital roadmap for the credit card business, aligning with overall business goals and customer needs. Team Leadership: Lead, mentor, and grow a team of project managers for digital projects. Stakeholder Management: Collaborate with marketing, credit risk, operations, compliance, and tech teams to deliver digital projects for the business. Ensure necessary project approvals are procured from all stakeholders. Data & Insights: Use customer insights, analytics, and competitive intelligence to drive feature development and prioritization. Regulatory Compliance: Ensure all digital project initiatives comply with regulatory guidelines and internal policies. Required Skills and Experience The candidate should possess the following attributes: Post Graduate with 10+ years of work experience in banking / financial services / securities in the business process / ORM teams, Experience in credit cards / retail lending processes will be preferable. Experience in driving key projects and digitization processes for business Should possess good communication / interpersonal / problem solving skills and has to be a quick learner.

Wholesale Banking – SME –Portfolio Relationship Manager Grade – Manager/Senior Manager/Chief Manager About the Business SME, part of Wholesale Banking Group, deals in corporates with turnover between fifty to five hundred crores. These new corporates have unique and challenging banking needs Specification What are the areas (in quantitative terms) the job has an impact on PRM will manage existing book. PRM will be doing limit enhancement, renewals and refer new to bank accounts. PRM will own the relationship and be a SPOC for all client needs. PRM will cross sell Trade, Forex and CMS solutions Key Deliverables New To Bank Accounts Growing the current book size Cross Sell Portfolio Profitability and Hygiene Relationships External clients Internal clients- BIU, Product, RMs, Leadership Team Qualification and Experience Graduate Preferably MBA or CA Job Skills Stays abreast of the key trends in identified markets and leverages that knowledge when engaging with customers Anticipates and analyses client needs and expectations Understands the importance of KOTAK ethics when dealing Understands the importance of and the principles of credit appraisal/risk at Kotak. Understand company financials