Credit Analyst - VP/AVP

10 - 15 years

50 - 55 Lacs

Posted:1 day ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Your key responsibilities
Team Lead
  • Lead the local team of credit analysts and liaise with senior onshore desk heads/counterparts on a regular basis, while managing own set of deliverables
  • Build and develop the local team in terms of skillsets and Book of Work
Initial financing enquiries and live execution
  • Financial Analysis of underlying companies and/or collateral. Depending on each enquiry/transaction, including but not restricted to Credit fundamental analysis, analysis of financials, comparable company, valuation analysis, financial modelling
  • As required, general industry overview that relates to the financing enquiry/ transaction
  • Research on sponsors/clients
  • Transaction writeup and internal transaction presentation
  • Collation of relevant research reports, including ratings report to the extent applicable
  • Commercial, business and financial due diligence in a live transaction
  • Preparing/assisting in credit approval analysis and addressing Risk Management queries
Post transaction
  • Monitoring transaction covenants (eg financial covenants, information needed on a periodic basis)
  • Transaction amendments and credit renewal process
Others
  • Timely input of new/to-be-renewed credit files and risk ratings into the lending digital platform, for onward credit approvals
  • Participate in system testing
  • Potential ad hoc projects
  • Private bank/ Wealth Management experience would be preferable
  • Experience in change management and process improvements initiatives would be helpful for candidate to succeed in the role
Your skills and experience
Education and Experience:
Key Competencies:
  • Prior experience in managing and leading a team with similar skillsets
  • Comfortable with leading a team alongside managing own tasks and responsibilities
  • Prior experience of credit analysis with a strong knowledge of Lending business
  • Highly motivated person with initiative, willing to learn and actively blend with his/her onshore and offshore colleagues.
  • Superior analytical aptitude, problem solving abilities and excellent communication skills
  • Strong understanding of finance with ability to analyze financial statements
  • Team player, Fast thinking, dynamic and a strong work ethic
  • Experience of at least 10 years in a financial institution in a similar role would be preferred
  • Attention to detail and high level of motivation

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Deutsche Bank logo
Deutsche Bank

Banking and Financial Services

Frankfurt

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