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Deutsche Bahn AG
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Credit Analyst - VP/AVP

Credit Analyst - VP/AVP

Deutsche Bahn AG

10 - 16 years

45 - 55 Lacs

Mumbai

Posted:17 hours ago| Platform:

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Skills Required

Valuation analysis Change management Financial statements Wealth management Financial analysis Analytical Credit analysis Risk management Financial modelling Monitoring

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Description:

Job Title: VP /AVP- Lending Officer

Desk Name/ Manager: Lending Asia

Location: Mumbai

Business/Team Description

Deutsche Bank s Lending - Asia is a well-established team of professionals involved in providing customized and standardized liquidity solutions specifically designed to address the unique and complex needs of ultra/high net worth individuals. Its team members are based across Mumbai, Hong Kong, and Singapore.

What we ll offer you

As part of our flexible scheme, here are just some of the benefits that you ll enjoy

Best in class leave policy
Gender neutral parental leaves
100% reimbursement under child care assistance benefit (gender neutral)
Flexible working arrangements
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above

Your key responsibilities

Team Lead

Lead the local team of credit analysts and liaise with senior onshore desk heads/counterparts on a regular basis, while managing own set of deliverables
Build and develop the local team in terms of skillsets and Book of Work

Initial financing enquiries and live execution

Financial Analysis of underlying companies and/or collateral. Depending on each enquiry/transaction, including but not restricted to Credit fundamental analysis, analysis of financials, comparable company, valuation analysis, financial modelling
As required, general industry overview that relates to the financing enquiry/ transaction
Research on sponsors/clients
Transaction writeup and internal transaction presentation
Collation of relevant research reports, including ratings report to the extent applicable
Commercial, business and financial due diligence in a live transaction
Preparing/assisting in credit approval analysis and addressing Risk Management queries

Post transaction

Monitoring transaction covenants (eg financial covenants, information needed on a periodic basis)
Transaction amendments and credit renewal process

Others

Timely input of new/to-be-renewed credit files and risk ratings into the lending digital platform, for onward credit approvals
Participate in system testing
Potential ad hoc projects
Private bank/ Wealth Management experience would be preferable

Experience in change management and process improvements initiatives would be helpful for candidate to succeed in the role

Your skills and experience

Education and Experience:

Key Competencies:

Prior experience in managing and leading a team with similar skillsets
Comfortable with leading a team alongside managing own tasks and responsibilities
Prior experience of credit analysis with a strong knowledge of Lending business
Highly motivated person with initiative, willing to learn and actively blend with his/her onshore and offshore colleagues.
Superior analytical aptitude, problem solving abilities and excellent communication skills
Strong understanding of finance with ability to analyze financial statements
Team player, Fast thinking, dynamic and a strong work ethic
Experience of at least 10 years in a financial institution in a similar role would be preferred
Attention to detail and high level of motivation

How we ll support you

Training and development to help you excel in your career
Flexible working to assist you balance your personal priorities
Coaching and support from experts in your team
A culture of continuous learning to aid progression
A range of flexible benefits that you can tailor to suit your needs

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