Job
Description
As a dynamic and principled leader with deep expertise in rural lending and financial inclusion, you will play a crucial role in defining and executing the company's strategic vision. Your responsibilities will include ensuring full compliance with RBI NBFC-MFI norms, leading business expansion across India, monitoring credit portfolio and operational risks, forging partnerships with various entities, representing the company in industry forums, and developing diversified financial products aligned with social and financial goals. Key Responsibilities: - Define and execute the company's strategic vision for financial inclusion - Ensure compliance with RBI NBFC-MFI norms - Lead business expansion across India - Monitor credit portfolio, NPAs, and operational risks - Forge partnerships with banks, fintechs, BCs, SHG federations, and donor agencies - Represent the company in industry forums, regulatory bodies, and with investors - Develop diversified financial products and alternative lending verticals Key Qualifications and Expertise: - 15+ years of experience in the microfinance sector, with at least 5 years in executive leadership - Experience in leading microfinance operations across multiple states - Proven success in NBFC-MFI operations, especially in rural/semi-urban markets - Deep understanding of microfinance regulatory, credit, and risk governance - Strong understanding of JLG/SHG models and future microfinance business models - Ability to develop safe and sound alternative business models such as Gold Loans, Affordable Housing Finance, and Mortgage Loans - MBA/CA/PGDM from a leading institution preferred In this role, you will be responsible for driving year-over-year loan portfolio growth, maintaining acceptable PAR and NPA ratios, improving operating efficiency, enhancing customer satisfaction, increasing digital adoption rates, fostering employee engagement, and ensuring compliance audit scores. Your leadership will be instrumental in achieving both profitability and purpose-driven growth in the company's operations. As a dynamic and principled leader with deep expertise in rural lending and financial inclusion, you will play a crucial role in defining and executing the company's strategic vision. Your responsibilities will include ensuring full compliance with RBI NBFC-MFI norms, leading business expansion across India, monitoring credit portfolio and operational risks, forging partnerships with various entities, representing the company in industry forums, and developing diversified financial products aligned with social and financial goals. Key Responsibilities: - Define and execute the company's strategic vision for financial inclusion - Ensure compliance with RBI NBFC-MFI norms - Lead business expansion across India - Monitor credit portfolio, NPAs, and operational risks - Forge partnerships with banks, fintechs, BCs, SHG federations, and donor agencies - Represent the company in industry forums, regulatory bodies, and with investors - Develop diversified financial products and alternative lending verticals Key Qualifications and Expertise: - 15+ years of experience in the microfinance sector, with at least 5 years in executive leadership - Experience in leading microfinance operations across multiple states - Proven success in NBFC-MFI operations, especially in rural/semi-urban markets - Deep understanding of microfinance regulatory, credit, and risk governance - Strong understanding of JLG/SHG models and future microfinance business models - Ability to develop safe and sound alternative business models such as Gold Loans, Affordable Housing Finance, and Mortgage Loans - MBA/CA/PGDM from a leading institution preferred In this role, you will be responsible for driving year-over-year loan portfolio growth, maintaining acceptable PAR and NPA ratios, improving operating efficiency, enhancing customer satisfaction, increasing digital adoption rates, fostering employee engagement, and ensuring compliance audit scores. Your leadership will be instrumental in achieving both profitability and purpose-driven growth in the company's operations.
