Branch Manager-Rural

6 - 12 years

0 Lacs

Posted:2 days ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

The role of Branch Manager-Rural in the Retail Banking unit of the organization is to manage and expand the Rural banking business for the branch. Your primary responsibility will be to develop strategies to achieve growth targets by efficiently managing operations and resources while leveraging technology effectively. Building strong relationships with local dealers and collaborating with them to enhance business volume is crucial. As the financial partner of choice for these dealers, you will focus on expanding branch footprint, increasing product penetration, and delivering high-quality customer service. Collaboration with product and operations teams is essential for effective customer acquisition, servicing, and deepening relationships. Additionally, you will be responsible for building teams, implementing systems and processes, and fostering a culture suitable for the branch network's scale. Your responsibilities will include overseeing liabilities for the branch, managing distribution operations, customer service, administration, and sales. Ensuring sustainable profitability for liabilities sales, managing people, processes, and documents, and leading a team to drive client acquisition and relationship deepening are key aspects of your role. You will be required to assess portfolio quality, conduct field audits, monitor loan limits, and ensure productivity, efficiency, financial targets, customer service excellence, and statutory compliance for the branch. Identifying sales opportunities, sharing best practices, maintaining high ethical standards, and cultivating relationships with customers are also part of your duties. In terms of managerial and leadership responsibilities, you will mentor senior team members to uphold customer centricity, innovation, compliance, and integrity. Creating an environment that emphasizes automation and digital enablement to meet customers" holistic needs is crucial. Attracting and retaining top talent to support the bank's growth objectives is a key focus area. Key success metrics for this role include achieving CASA and TD growth targets, as well as customer acquisition goals. To qualify for this position, you should have a Bachelor's degree in various fields such as Maths, Commerce, Arts, Science, Biology, Business, Computers, Engineering, or Management. A minimum of 6-12 years of relevant experience in Rural Branch Banking or allied business is required. In summary, as the Branch Manager-Rural, you will play a vital role in driving the growth and success of the Rural banking business by implementing effective strategies, managing operations efficiently, fostering relationships with key stakeholders, and ensuring high-quality customer service.,

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IDFC FIRST Bank logo
IDFC FIRST Bank

Banking and Financial Services

Chennai

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