Branch Credit Manager

Job Description As a Branch Credit Manager at Electronica Finance Limited (EFL) located in Bikaner, your role involves assessing the creditworthiness of clients, managing credit risk, and analyzing financial data to make informed credit decisions. You will be responsible for evaluating loan applications, conducting credit reviews, and developing strategies to minimize risk. Additionally, maintaining strong relationships with clients and ensuring regulatory compliance are essential aspects of your day-to-day tasks. Key Responsibilities - Assess the creditworthiness of clients - Manage credit risk effectively - Analyze financial data for informed credit decisions - Evaluate loan applications - Conduct credit reviews - Develop strategies to minimize risk - Maintain strong relationships with clients - Ensure regulatory compliance Qualifications - Proficiency in Credit Management and Credit Risk Management - Strong financial analysis and Credit evaluation skills - Excellent Analytical skills and attention to detail - Exceptional written and verbal communication skills - Ability to work independently and on-site - Experience in the finance industry, particularly within NBFCs, is advantageous - Bachelor's degree in Finance, Accounting, Business Administration, or a related field,