Bharat Banking:Delinquency Audit Manager

No of VacanciesReports toIs a Team leaderTeam SizeGradeBusinessDepartmentBharat BankSub-DepartmentMFILocationAbout Bharat BankThe increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat marketsTo better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branchesThe objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital presence, creating tailored products and processes, and using the One Axis strategy to harness synergies in all parts of the Bank to deliver to the Bharat customerThe Bank also continues to focus on growing the book profitably by enhancing productivity, improving operational efficiency to reduce cost, and containing risk by leveraging technology such as AI and ML & rigorous portfolio monitoringAbouttheRoleList the strategic/ planning aspects of the role (if anyoThe DPD analysis and prioritization of OD resolutionoFind out the reason of default at field and submit the reportoThe visit to OD locations and meet the borrowersList the functional duties/ responsibilities that are executed and their result (non-numeric)oAttend the Morning Hurdle during Branch VisitoMinimum Five Branches need to be visited per monthoAll the branches need to be covered in every quarteroThe collection of OD Accounts need to be tracked and the data base need to be maintainedList the managerial responsibilities of the job holderoSharing the data with team with analysisoThe data need to be compiled at a central locationoThe field remark need to be verifiedoThe competitor analysis is thereoTrain the staffs with the practical exposureoTrain the trainerList the stakeholder interactions involvedoField ExecutivesoRelationship ManagersoAudit and ComplianceoHRoCollection TeamoSales Team at Branches, Regions and ZonesoBranchesList the audit/ compliance related activitiesoCollection AuditoThe OD categorization and CertificationoThe Fraud need to be identified along with action plan to mitigate the same in futureoThe audit with regard to OD classification need to be followedList the reporting/ MIS responsibilitiesoThe DPD data analysisoThe Compliance analysis of DPDoThe OD Classification and CategorizationoField visit report analysis Audit data miningQualificationsGraduate from a recognized institute / UniversityRole Proficiencies#ComeAsYouAre We are dil se open Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply