Bharat Banking - Portfolio RM - Farmer Funding

About the Role

• To drive the business budgets with compliance to the bank laid down policies, processes.

• This role contributes in driving a business from the line team, Attrition control, P&L Profitability, Guiding the team till ground level.

• Specific/ Mapped geographies of the India

• Handling entire Farmer Funding Loan Sales and devising and implementing strategies for business improvement.
• Achievement of monthly Disbursement and Book targets of mapped geography
• To create new business relationships and manage existing internal and external tie-ups to push Farmer Funding Loan business
• Prevention of Fraud Occurrence, and effectively complying with audit and compliance queries.
• Conduct regular business reviews to ensure Sales numbers are on track and marketing activities/Expenses are within budget
• Create monthly and quarterly plans with respect to budget provided and devise ways to achieve the same
• To control the attrition at different levels of on-roll staff and off-roll staff, and oversee necessary recruitment with the cooperation of ZSMs and HR
• Prepare manpower requirement plan at the beginning of the year while covering all the assigned areas to maximize business from different areas
• To devise regional strategies to ensure team achieve benchmark productivity for both On-Roll and Off-Roll staff on business numbers

• Budget Achievement - By achieving the disbursement and book budget of the assigned territory
• Recruitment - by achieving the required quality levels of recruitment numbers in stipulated time and ensure minimal attrition
• Channel business - To increase the proportion of business that is being sourced through alternate internal/external channels
• Process and Compliance - To achieve the highest level of operational and compliance superiority along with top line numbers.
• Attrition Control - To minimize the level of attrition at all levels of employees in the assigned team
• P & L Profitability

• MBA/Post graduate with relevant experience
• Experience of 10+ Years in Financial Services and Agri Business Industry

Knowledge

Skills

Abilities