Banking Advisory Senior Analyst

 About The Role  

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting

Designation: Banking Advisory Senior Analyst

Qualifications:Any Graduation

Years of Experience:5 to 8 years
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song?? all powered by the world??s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com
What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.Com.Bkg- Credit UW stands for Commercial Banking Credit Underwriting. It involves evaluating the creditworthiness of businesses applying for loans or credit. This process includes analyzing financial statements, assessing risk, and determining the terms of the credit. The goal is to ensure that the bank makes sound lending decisions while minimizing risk. Credit underwriters play a crucial role in maintaining the financial health of the bank. The Credit Lending processes includes initial set up of loan, detailed analysis of financials, setting covenants, analyzing the accounts receivable for borrowing base calculation for working capital line of credit, drafting a detailed credit memoranda by a detailed analysis of 5 Cs of Credit - Character, Capacity, Collateral, Capital and Current Market Conditions.Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans.

What are we looking for? Lead the team and provide subject matter expertise support for understanding underwriting guidelines and utilizing the underlying financial statements to complete the underwriting

Interface with the customer and act as point of contact for all the customers

Would be responsible to meet client SLAs i.e. quality and turn times all the time

Would be responsible for managing the team and driving high performance

Responsible for meeting the priorities defined to him / her

Ensure operation excellence.JOB REQUIREMENTS

Minimum 5+ years of experience.

MBA Finance and Accounting

Flexible to shifts

Must have experience in Moody s Credit Lens and client customized templates

Experience/exposure of US accounting and GAAP

Should have team handling experience.

Good team player who is dynamic, result- oriented with strong work ethic

Should be very people centric and expect to be very good in people management skills

Roles and Responsibilities: ?¢In this role you are required to do analysis and solving of increasingly complex problems?¢ Your day to day interactions are with peers within Accenture?¢ You are likely to have some interaction with clients and/or Accenture management?¢ You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments?¢ Decisions that are made by you impact your own work and may impact the work of others?¢ In this role you would be an individual contributor and/or oversee a small work effort and/or team?¢ Please note that this role may require you to work in rotational shifts
 Qualification Any Graduation