Assistant Manager

About Us

At SBI Card, the motto Make Life Simple inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.

SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

What s in it for YOU

1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees


2. Admirable work deserves to be rewarded. We have a well-curated bouquet of rewards and recognition program for the employees


3. Dynamic, Inclusive and Diverse team culture


4. Gender Neutral Policy


5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits


6. Commitment to the overall development of an employee through a comprehensive learning & development framework

Role Purpose

The role is responsible for effective monitoring of dashboards to highlight early warning signs of stress in the portfolio to support implementation of strategies for optimal limit assignment based on income estimation models.

Role Accountability

1. Support in creation of credit strategy for co-brand partners


2. Support in monitoring of incoming data quality from partners, approval rates & decline reasons


3. Support in dynamic adjustment of score cut-offs & limits to manage early delinquency


4. Identify monthly of stress segments and development of mitigation strategies


5. Perform UAT of strategy changes in decision engine


6. Track detailed soft approval rates, decline reasons & final approval rates & highlight significant changes & steps to improve the same

Measures of Success

1. Early Delinquency as per agreed threshold


2. Instances of errors in signed-off system implementations


3. Effective monitoring of dashboards to highlight early warning signs of stress in the portfolio


4. Process Adherence as per MOU

Technical Skills / Experience / Certifications

1. Good working knowledge of SAS, SPSS Modeler, SAS E Miner, Python and R etc. (at least one is required)


2. Good understanding of market environment and competitor landscape on retail lending

Competencies critical to the role

1. Analytical ability and Problem solving


2. Relationship Management


3. Networking & Collaboration

Qualification

Master s degree in economics, statistics or business management

Preferred Industry

FSI