Assistant Manager - Loan Operations (Supply Chain Finance)

Own the end-to-end SCF loan lifecycle from login eligibility (CIC/KYC) through CAM-lite preparation, documentation, disbursal, servicing (invoices/limits, NACH/cheques), MIS, credit bureau furnishing, and regulatory reporting. Partner closely with Business, Credit, Legal,
Treasury, Tech, and external vendors to deliver accurate, compliant, and timely outcomes.

Key Responsibilities

A) Intake, Eligibility Documentation Readiness

• B) Documentation Execution

  Draft/issue Sanction Letters, Facility Agreements, ancillary undertakings; ensure correct state stamp duty/e-stamp and templates. Coordinate e-sign execution (Legality/Aadhaar or platform of choice) and e-NACH mandate setup; ensure readiness of bank/NPCI files. Create master data in LMS (limits, pricing, tenors, schedules, anchor/vendor linkages).

• C) Disbursals Settlements

  Validate disbursal documentation; check invoice eligibility against approved limits, pricing, tenor, anchor/vendor criteria. Execute disbursals within TAT; reconcile bank postings; ensure correct vendor/dealer payouts and anchor settlements. Maintain accurate digital archiving and indexing in the Document Management System (DMS).

• D) Servicing, Collections Cash Application

  Post-disbursal servicing: process incoming invoices; monitor limit utilisation, due dates, and exceptions. Manage NACH life-cycle (first presentations, re-presentations, returns, success ; reconcile with LMS and bank statements. Cheque/CTS handling (where applicable): schedule cheque presentations for principal/interest, track returns, and coordinate re-presentations/alternate arrangements.

• E) Reporting (MIS, Bureau, Regulatory)

  Produce MIS and dashboards: disbursals, utilisation, bucket/DPD ageing, overdue, anchor exposure, exceptions. Credit Bureau (CIC) furnishing: timely monthly reporting/updates (status codes, closures), dispute handling, accuracy controls. Support regulatory reporting with Compliance (eg, applicable NBFC/RBI returns), CKYCR, and CERSAI filings where security is involved; maintain audit-ready trails.

• F) Risk, Controls Stakeholder Management

  Enforce ops checklists/SOPs; manage exceptions deviations with documented approvals; drive SLA/TAT adherence. Support internal/external audits; close observations and strengthen controls. Coordinate with Business (anchor/vendor onboarding), Credit (terms/conditions), Legal (documentation) and Tech/LMS (workflow fixes); guide anchors/vendors on documentation and repayments.

• Must-Have Skills Experience

  
  5 7 years in Supply Chain Finance loan operations at an NBFC/Bank/Fintech, covering both pre- and post-disbursal. Hands-on with bureau pulls interpretation, KYC/AML/PEP screening, e-sign/e-stamp, e-NACH setup and file operations, LMS transactions, and DMS archiving. Strong Excel (Pivots, Lookups), reconciliation discipline, comfort with bank/NPCI file formats. Familiar with GST portal/e-invoice (IRN) verification and anchor/vendor program nuances. Excellent data entry accuracy and data interpretation skills.

• Soft Skills:

  Detail-oriented with high accuracy. Strong follow-through and sense of ownership. Ability to multitask and work under tight timelines. Effective communication and cross-functional collaboration skills.

• Why join us

  
  Build the loan-ops backbone of a purpose-driven NBFC design checklists, STP workflows, and controls that keep us audit-ready and scalable. Operate at the intersection of Credit, Legal, Tech Compliance from e-sign/e-stamp and e-NACH to bureau furnishing and RBI-facing reporting. Thrive in a governance-first culture focused on durable growth: clean reconciliations,zero critical audit findings, and data-driven MIS

Key Skills :

• Loan Operations Management
• Disbursement Repayment
• Vendor Partner Management
• Process Improvement Mis Reporting
• Sop Creation