Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Jobs

Interviews

Home
>
Jobs in Karnal
>
Tata Capital
>
Area Sales Manager - Micro Finance - Karnal - Part 1 - JM

Area Sales Manager - Micro Finance - Karnal - Part 1 - JM

Tata Capital

5 - 10 years

6 - 10 Lacs

Karnal

Posted:1 month ago| Platform:

Apply

Skills Required

nbfc credit underwriting sfb relationship management portfolio management market penetration microfinance area sales management regional sales team handling business planning sourcing sales mfi product management business growth protocols

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a skilled professional with 5 to 10 years of experience to lead our microfinance business in Karnal, identifying potential business locations and building strategic partnerships. The ideal candidate will have a strong background in team handling and leadership roles.
Roles and Responsibility

Drive microfinance business growth by researching potential locations and engaging with financial institutions.

Lead a sales team to expand the Business Correspondent network of various financial institutions and direct channel business.

Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, and Small Finance Banks.

Develop and manage teams across assigned territories to enhance market penetration and reach.

Assess potential client base and product acceptability in new regions and areas for geographical expansion.

Create a support function structure to facilitate appraisal, documentation, disbursement, repayment, and delinquency management.

Formulate a collection strategy for the region and implement preventative/risk averse measures to maintain a quality portfolio.

Plan and design regional sales contests and conduct field visits to monitor and guide loan officers.

Handle workforce planning, recruitment, and training suited for managing various asset products across geographies, ensuring staff skill development through regular meetings and continuous monitoring of clusters.

Maintain resource optimization and operational cost, identify branches in designated operational areas, and manage all Compliance, Audit, Legal, Customer Service, Operations, Logistics, Admin, HR, and other related issues in the region.

Implement best business practices and develop company strategies and programs while ensuring strict compliance and integrity.

Job

Minimum 5 years of experience in microfinance or a related field.

At least 2 years of experience in a team handling and leadership role.

Familiarity with the business correspondent model and direct lending business is required.

Possess strong skills in relationship management, business sourcing, and portfolio management.

Demonstrate an understanding of credit underwriting, legal requirements, and governance protocols.

Be well-versed in technology and automation, with knowledge of business planning and product management.

A Post Graduate or Graduate degree in any discipline is required.

Experience working in a NBFC, NBFC MFI, SFB, or Bank is essential.

Must handle BC & JLG business.

More Jobs at Tata Capital

Customer Service Executive

Trichy, Chennai, Madurai, Salem, Tirupur/Tiruppur, Coimbatore

Experience: Not specified

INR 3 - 6 Lacs

Customer Service Executive

Madurai

Experience: Not specified

INR 3 - 6 Lacs

Customer Sales Executive

Giridih

Experience: Not specified

INR 3 - 8 Lacs

Customer Sales Executive

Dibrugarh

Experience: Not specified

INR 3 - 8 Lacs

Collections Manager

Ahmedabad

3 - 8 yrs

INR 5 - 8 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now

Tata Capital

Financial Services

Mumbai Maharashtra

Login to

Please Verify Your Phone or Email

Confirm Action

Search

Profile

Upskill and Grow with AI

Area Sales Manager - Micro Finance - Karnal - Part 1 - JM