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TVS Credit Services Ltd
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Area Debt Recovery Manager - Two Wheeler Loan

Area Debt Recovery Manager - Two Wheeler Loan

TVS Credit Services Ltd

8 - 13 years

12 - 15 Lacs

bengaluru

Posted:1 month ago| Platform:

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Skills Required

collections debt management debt collection loan collection debt recovery loan recovery

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

Recruit and train the collections team for effective collections & recovery

Monitor & review the activities of the collections teams operating in different areas; ensure compliance and be audit ready at any given point in time

Ensure adherence to collection processes in the region, i.e., system allocation, tracking, monitoring delayed cash deposition; identifying & reporting fraudulent practices

Execute collection strategies at the area level for efficient collections and recovery of outstanding loans; ensure cost effective collections

Monitor and ensure adherence to collection process and report the fraudulent practices of agencies / agents

Submit recommendations to regional collections manager for discontinuing agencies based on performance

Partner with local sales & credit to ensure quality sourcing

Manage loss line provision; on-time sale of repossessed vehicles

Ensure effective collections from DCC & micro market

Coordinate with legal officers to file and execute non collectable accounts; execute repossession orders with the help of legal officers

Preferred candidate profile

Post Graduate / MBA

8-10 years of experience in handling collections, Two Wheeler Loan

Ability to work with integrated systems used for tracking & monitoring collections

Operational execution

Relationship Management (critical for retaining key customers)

Strong communication and interpersonal skills

Problem Solving & decision making skills

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