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Tata Capital
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Area Credit Manager - Supply Chain - Credit Appraisal

Area Credit Manager - Supply Chain - Credit Appraisal

Tata Capital

6 - 11 years

11 - 16 Lacs

Bengaluru

Posted:3 days ago| Platform:

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Skills Required

risk management credit appraisal corporate finance credit policy appraisal supply chain documentation purchase logistics warehouse supply vendor development supply chain management vendor procurement coaching inventory management

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a skilled professional with 6 to 11 years of experience to underwrite corporate finance business and manage the portfolio in Bengaluru. The ideal candidate will have a strong background in credit appraisal and risk management.
Roles and Responsibility

Support and collaborate with business teams to manage end-to-end credit approval for the designated region.

Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy.

Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests.

Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level.

Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases.

Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays.

Coordinate with the recoveries team and generate business insights.

Lead a team of credit approvers to ensure portfolio quality and delinquencies.

Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB.

Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans.

Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy.

Job

MBA/PGDBA/PGPM/CA or equivalent degree.

Minimum 6 years of experience in credit appraisal and risk management.

Strong knowledge of credit policies, procedures, and regulations.

Excellent analytical, communication, and leadership skills.

Ability to work in a fast-paced environment and meet deadlines.

Strong attention to detail and organizational skills.

Additional Info
The company offers opportunities for growth and development, as well as a competitive salary and benefits package.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3763 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Area Credit Manager - Supply Chain - Credit Appraisal