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Area Credit Manager - Emerging Corporate - Credit Appraisal

Area Credit Manager - Emerging Corporate - Credit Appraisal

Tata Capital

5 - 10 years

13 - 18 Lacs

Pune

Posted:5 days ago| Platform:

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Skills Required

credit analysis credit appraisal underwriting portfolio management finance risk management business loan credit underwriting credit risk credit management credit processing disbursement credit policy lap mortgage loans credit risk analysis

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Pune. The ideal candidate will have 5-10 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility
Conduct thorough credit analysis and prepare comprehensive credit notes.
Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement.
Regularly meet with new and existing customers to build strong relationships.
Monitor the portfolio regularly, identify stress accounts, and initiate corrective measures.
Ensure continuous monitoring of high-value exposures in the region.
Develop good market intelligence through regular interactions with competitors, key business groups, and CA firms.

Job
Strong knowledge of credit appraisal, underwriting, and portfolio management.
Excellent analytical and problem-solving skills.
Ability to work effectively in a fast-paced environment and meet deadlines.
Strong communication and interpersonal skills.
Experience in managing teams and developing strategies for business growth.
Familiarity with RBI regulations and statutory audits.
A graduate degree is required.
Competitive salary and benefits will be offered to the right candidate.

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Tata Capital

Financial Services

Mumbai Maharashtra

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Area Credit Manager - Emerging Corporate - Credit Appraisal