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Bajaj Finserv logo

Account Manager - Commercial Lending, Auto Component Manufacturing, Sales

6 - 9 years

0 Lacs

Ahmedabad

Posted:1 day ago| Platform: GlassDoor logo

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Skills Required

lending auto manufacturing finance sourcing analysis scoping budgeting planning security monitoring compliance report tracking metrics

Work Mode

On-site

Job Type

Part Time

Job Description

    Commercial LendingAhmedabad
    Posted On
    22 Feb 2025
    End Date
    22 Feb 2026
    Required Experience
    6 - 9 Years

BASIC SECTION

Job Level

GB07

Job Title

Account Manager - Commercial Lending, Auto Component Manufacturing, Sales

Job Location

Country

India

State

GUJARAT

Region

West

City

Ahmedabad

Location Name

Ahmedabad

Tier

Tier 1

Skills

SKILL

SKILLS AS PER JD

Minimum Qualification

OTHERS

JOB DESCRIPTION

Job Purpose

“This position is open with Bajaj Finance ltd.”

Duties and Responsibilities

  • Sourcing of corporates with turnover from Rs 200 crores to Rs 2000 crores for funding their working capital as well as capex needs through various channels.

  • Negotiating terms of the relationship with the client

  • Undertaking credit analysis of corporate clients from a lending perspective, structuring the products as per the requirement and

  • Preparing financial models, appraisal notes for the internal approvals.

  • Scoping, Budgeting and account planning for the relationships handled and targeted.

  • Deepening of relationships with existing clients, exploring enhancement opportunity and achieving quarterly sales targets for existing clients.

  • Increase the wallet with the customer by constantly exploring opportunities to cross sell other products offered by the Bajaj Finance.

  • Coordinating between the client and different stakeholders for disbursement and security perfection.

  • Monitoring and reviewing existing facilities to ensure compliance of post sanction terms and disbursement.

  • Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified.

  • Regular tracking of progress on the agreed key metrics towards delivering on the strategy.

  • Maintain NIL delinquency in the accounts sourced.

    • Required Qualifications and Experience

  • CA / MBA Finance from a reputed institute.

  • Candidate needs to have an overall experience of 5-7 years, of which a minimum 3 years of experience in a Mid Corporate - RM role with a reputed Bank / NBFC.

  • Candidate must have exposure in lending to Mid Corporate clients (Companies with revenue between Rs.200 crs – Rs.2000 crs).

  • Candidate would be responsible for active market coverage of prospective clients to achieve new client acquisition goals to generate new and incremental margin and fee-based revenue

  • Must have experience in commercial credit matters, should be able to read, interpret, and understand financial statements and credit quickly.

  • Preparing financial models, appraisal notes for the internal approvals.

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