Account Manager - Commercial Lending, Auto Component Manufacturing, Sales

0 - 3 years

0 Lacs

Posted:5 months ago| Platform: Indeed logo

Apply

Work Mode

On-site

Job Description

    Commercial LendingAhmedabad
    Posted On
    22 Feb 2025
    End Date
    22 Feb 2026
    Required Experience
    6 - 9 Years

BASIC SECTION

Job Level

GB07

Job Title

Account Manager - Commercial Lending, Auto Component Manufacturing, Sales

Job Location

Country

India

State

GUJARAT

Region

West

City

Ahmedabad

Location Name

Ahmedabad

Tier

Tier 1

Skills

SKILL

SKILLS AS PER JD

Minimum Qualification

OTHERS

JOB DESCRIPTION

Job Purpose

“This position is open with Bajaj Finance ltd.”

Duties and Responsibilities

  • Sourcing of corporates with turnover from Rs 200 crores to Rs 2000 crores for funding their working capital as well as capex needs through various channels.

  • Negotiating terms of the relationship with the client

  • Undertaking credit analysis of corporate clients from a lending perspective, structuring the products as per the requirement and

  • Preparing financial models, appraisal notes for the internal approvals.

  • Scoping, Budgeting and account planning for the relationships handled and targeted.

  • Deepening of relationships with existing clients, exploring enhancement opportunity and achieving quarterly sales targets for existing clients.

  • Increase the wallet with the customer by constantly exploring opportunities to cross sell other products offered by the Bajaj Finance.

  • Coordinating between the client and different stakeholders for disbursement and security perfection.

  • Monitoring and reviewing existing facilities to ensure compliance of post sanction terms and disbursement.

  • Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified.

  • Regular tracking of progress on the agreed key metrics towards delivering on the strategy.

  • Maintain NIL delinquency in the accounts sourced.

  • Required Qualifications and Experience

  • CA / MBA Finance from a reputed institute.

  • Candidate needs to have an overall experience of 5-7 years, of which a minimum 3 years of experience in a Mid Corporate - RM role with a reputed Bank / NBFC.

  • Candidate must have exposure in lending to Mid Corporate clients (Companies with revenue between Rs.200 crs – Rs.2000 crs).

  • Candidate would be responsible for active market coverage of prospective clients to achieve new client acquisition goals to generate new and incremental margin and fee-based revenue

  • Must have experience in commercial credit matters, should be able to read, interpret, and understand financial statements and credit quickly.

  • Preparing financial models, appraisal notes for the internal approvals.
  • Mock Interview

    Practice Video Interview with JobPe AI

    Start Job-Specific Interview
    cta

    Start Your Job Search Today

    Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

    Job Application AI Bot

    Job Application AI Bot

    Apply to 20+ Portals in one click

    Download Now

    Download the Mobile App

    Instantly access job listings, apply easily, and track applications.

    coding practice

    Enhance Your Skills

    Practice coding challenges to boost your skills

    Start Practicing Now

    RecommendedJobs for You