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Zonal Credit Manager

10 - 15 years

18 - 20 Lacs

Posted:21 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Role & responsibilities

  • Evaluate loan applications, analyze financial statements, credit reports, and other relevant information to assess creditworthiness. Approve loans within delegated authority and ensure adherence to credit policies and procedures
  • Manage and mentor a team of credit analysts, providing guidance and support in credit appraisal and approval processes .
  • Collaborate with other departments like sales, operations, and collections to drive business growth and achieve business targets
  • Monitor the performance of the loan portfolio within the zone, identifying and mitigating potential risks.
  • Implement strategies to improve portfolio quality, reduce delinquencies, and enhance recoveries
  • Monitor periodic Credit reviews
  • Monitor & maintain quality portfolio of given Zone.
  • Manage relationship with Zonal business team.
  • Suggest change requirements in credit process to National Credit Manager.
  • Compliance to norms and Audit requirement
  • Vendor Management

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Creditaccess Grameen
Creditaccess Grameen

Financial Services

Bengaluru

1000+ Employees

12 Jobs

    Key People

  • Mr. B. S. Ashok

    Chief Executive Officer (CEO)
  • Mrs. Sujata Sen

    Chief Financial Officer (CFO)

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