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1408 Working Capital Jobs - Page 13

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1.0 - 3.0 years

2 - 4 Lacs

Kolhapur, Pune, Solapur

Work from Office

Acquire and maintain merchant overdraft clients from open market/connector for the bank as per assigned targets. Ensure that the client is equipped with the needed information and tools to enable them route their business transactions via the bank. Ensure that proper knowledge on the legal and technical aspects of the property is understood by the candidate to ensure proper and correct documentation. Ensure maintenance and continuance of relationship with acquired standalone Merchant Overdraft clients. Achieve individual targets and grow account profitability, while maintaining a high service standard and compliance Use credit knowledge for deal structuring Closely work with credit, legal, technical, operations and collections team for smother customer on boarding and risk management. Renewal management of compliant accounts and closure management of non-compliant accounts. Cross sell of other products.

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4.0 - 9.0 years

8 - 11 Lacs

Chandigarh, Nagpur, New Delhi

Hybrid

Position Type: Permanent Qualification: Any Graduate, MBA Marketing (Preferred) Experience: 4-10 years Preferred Candidates: From SME/ MSME Sales, NBFC, Industrial Sales, Project Sales Role: Individual Contributor Company: L&T SuFin is a B2B Ecommerce Platform which will leverage L&Ts deep knowledge and capabilities in Procurement (through its huge volume of annual procurement) and Logistics, Financing, and IT solutions.This platform is essentially a digital marketplace for SME buyers and sellers (mainly focused on construction and industrial products & services) to connect in an efficient manner, thereby enabling sellers to expand their sales reach, and for buyers to find required products and services at optimal cost and quality. Key Responsibilities: Bringing Buyers to the platform and inducing transactions on the platform. Attaining the numbers and revenue targets Identifying the opportunities and offering platform centric solutions Candidate must be from Finance Acumen and have handled SMEs and MSMEs. Recommending banks/ NBFCs depending on customer profile and coordinating for loans/ finance Deepening the relationship through cross sell and up sell Key Competencies: Should have demonstrated abilities to nurture relationships and generate revenue. Communicate persuasively in English & Hindi and Local language. Stable Career record

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4.0 - 9.0 years

0 - 0 Lacs

bangalore, noida, chennai

On-site

JOb Position: Relationship Manager -/Large & Mid Corporate Work Exp: 4+ Years Education: Graduate or MBA Industry: Banking/Fintech/Financial Services/NBFC/Investment Banking/Venture Capital/Micro Finance Job Location: Chennai, Bangalore, Delhi, Mumbai Job Details: Manage relationship with existing large /Mid corporates under the portfolio for supplier/vendor finance/channel finance/ factoring programs/Invoice funding Maintain relationship with key stakeholders (Large corporates) to ensure smooth running of business and drive joint calls with business RMs to tap business opportunity with existing clients of bank. Ability to identify clients and grow transactions as the Relationship Manager - Supply Chain Finance Sales, and work in an fintech exciting environment Anchor The Portfolio Manager in Transaction completion, and team to conduct day to day transactions for existing clients and onboard new client Facilitate tie with Fintechs and structure products around new business opportunities. Facilitate SCF sales team in conversion of leads provided by Anchor Corporate. Work closely with the product, operations & service teams to address operational & service queries

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1.0 - 6.0 years

1 - 6 Lacs

Visakhapatnam, Guntur, Nellore

Work from Office

Identify and target potential clients for business loans through channel partners/open market sourcing.Build, retain and maintain strong relationships with Clients/Channel partners to generate business.Effectively engage with credit, operations & risk team to streamline the loan approval process and enhance customer experience.Guide clients through the loan application process, addressing any questions or concernsStay updated on market trends, loan products, and regulatory changes to provide informed advice to clientsConduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals.Collaborate with Collection team to improve recovery process.Ensure compliance with company policies and regulations

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5.0 - 10.0 years

9 - 15 Lacs

Chennai, Bengaluru, Delhi / NCR

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Role & responsibilities Acquire new quality corporate business for India largest platform. • Drive sales through new customer acquisition and deliver to the overall revenue growth • Prospect potential clients using various direct methods, networking & research • Ability to plan, pitch and execute a strategy for a given area • Work closely with the product, operations & service teams to address operational & service queries Required competencies: • Domain knowledge of Invoice/BOE financing • Excellent communication and presentation skills • Prior experience of influencing C level executives is desirable • Enjoy working as a team; but have the ability to own outcomes and work independently • Demonstrated ability to achieve stretch goals in a dynamic environment

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3.0 - 8.0 years

5 - 10 Lacs

Amritsar

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Role & responsibilities To achieve over all business targets on volumes and profitability for the specific and NTB customers for Infrastructure Finance Group. Ensure Portfolio Growth and Management in line with business segments objectives Major responsibilities: Asset Growth Core Income Liability Growth Key Objectives Qualitative Objectives Preferred candidate profile CA or MBA from Preferred Institute Infra/ commercial equipment market understanding is desirable Good selling skills to deal with B2B and B2C clients Exposure to Capital Markets/ SME preferred

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1.0 - 3.0 years

1 - 2 Lacs

Pune

Work from Office

Role & responsibilities : Client Consultation: Evaluate clients financial profiles, recommend appropriate home loan products, and explain terms and repayment options . Loan Application Management: Guide applicants through paperwork, documentation, and submission; coordinate with underwriting and processing teams to facilitate timely approval. Relationship Management: Build and sustain trusted partnerships with clients and referral partners to generate repeat and referral business. Achieve monthly and quarterly loan targets and contribute to overall branch performance. Monthly loan disbursement value Application-to-approval ratio TAT (Turnaround Time) for processing Customer satisfaction and retention Cross-selling of related banking products Relationship Management: Build and sustain trusted partnerships with clients and referral partners to generate repeat and referral business Preferred candidate profile

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4.0 - 8.0 years

5 - 15 Lacs

Visakhapatnam, Ahmedabad, Mumbai (All Areas)

Work from Office

Great Opportunity for Working Capital Professional..! Designation: Relationship Manager - SMART Experience : 4+ years of experience in Working Capital, Business banking. Roles & Responsibilities On-board and Maintain strong relationship with Open Market/ DSA/channel Partner to meet the monthly Target. Addition of New To Bank customers to the portfolio. Portfolio Management with profitable Income. Target income Generation in the form of Fee and Interest Income. Cross sell and up sell various products like Loan Cover Insurance and General insurance. Coordination with various internal stakeholders like Credit ,operations and channel partners to align with TAT. Proactive Monitoring & deepening Relationship with NTB & ETB client. Should be Self Learning , collaborative and result oriented. Should have experience in handling secured loans, Business Banking, working capital. CTC : Best in industry. *Location* Ahmedabad Andheri West, Mumbai Surat Vizag Thanks & Regards, Human resource department KVB

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1.0 - 4.0 years

4 - 7 Lacs

Chennai, Delhi / NCR, Mumbai (All Areas)

Work from Office

Openings with a Banking Client for Delhi, Mumbai, Chennai and Coimbatore locations Requirement: Experience in Sales of Banking products like SME Loan/LAP/CASA/Corporate Salary. Should have knowledge about the local area and interact with customers. Should have completed Graduation. Good knowledge in relevant documentation part CTC: as per market standards

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2.0 - 7.0 years

12 - 16 Lacs

Thane, Navi Mumbai, Mumbai (All Areas)

Work from Office

Managing assigned client portfolio to ensure superior service delivery leading to cross sell. CASA Build up, improving product holding per customer through cross sell of banking products, acquiring new clients, walk in clients. Call khyati 9022157571

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0.0 years

5 - 10 Lacs

Chandigarh, India

Work from Office

Role: Develop new and expand existing, HNI Customer relationships for Priority Business by in-depth profiling of the client to identify opportunities and matching these opportunities to products/ solutions provided by Kotak Group Generate business across liabilities, assets and fee products to sustain and achieve growth in relationship value, revenues and client stickiness Formulate and implement the sales plan to acquire new HNI clients and increase the customer base Navigate through adaptive and technical challenges to seamlessly align service delivery and enhance client experience Use investment expertise to conduct client portfolio reviews and showcase products as per clients requirements Ensure client contactability at all times though regular connect with them in weekly/ monthly calls Resolve client queries for the managed book within the specified TAT Plan and conduct special sales initiatives and events for prospective and existing clients Endure adherence to all bank and regulatory processes at all times Job Requirement: Aptitude to deliver high quality customer service by using organization and interpersonal skills Decision making skills with strong sense of ownership Ability to work under pressure

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2.0 - 3.0 years

11 - 15 Lacs

Varanasi, India

Work from Office

To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. Work closely with Branch Banking teams for new customer addition. To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies. To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. Focus to continually increase the Book size and profitability of the assigned portfolio. To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships. To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market Maintain high caliber client service. Improve efficiency by monitoring & overseeing continuous improvement of processes Constantly have a rapport with the operating units to customize and develop solutions Job Requirements Excellent written and oral communication skills Preferably MBA/ CA Experience2-3 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong oral and written Communication Relationship Management Skill Good influencing skills

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0.0 years

5 - 10 Lacs

Ludhiana, India

Work from Office

Role: Develop new and expand existing, HNI Customer relationships for Priority Business by in-depth profiling of the client to identify opportunities and matching these opportunities to products/ solutions provided by Kotak Group Generate business across liabilities, assets and fee products to sustain and achieve growth in relationship value, revenues and client stickiness Formulate and implement the sales plan to acquire new HNI clients and increase the customer base Navigate through adaptive and technical challenges to seamlessly align service delivery and enhance client experience Use investment expertise to conduct client portfolio reviews and showcase products as per clients requirements Ensure client contactability at all times though regular connect with them in weekly/ monthly calls Resolve client queries for the managed book within the specified TAT Plan and conduct special sales initiatives and events for prospective and existing clients Endure adherence to all bank and regulatory processes at all times Job Requirement: Aptitude to deliver high quality customer service by using organization and interpersonal skills Decision making skills with strong sense of ownership Ability to work under pressure

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2.0 - 7.0 years

6 - 10 Lacs

Pune, India

Work from Office

Relationship Manager-Loan Against Property Location Mumbai Reporting Relationships Location Manager The Loan Against Property (LAP) Business vertical is the part of Secured Assets division of the Consumer Bank. This vertical specializes in acquiring retail customers for funding against Residential, Commercial & Industrial Properties. We also provide loans for purchase of Commercial Properties and funding with Lease Rental Discounting. The target customer segment is small & medium traders, manufacturers & service provides and self-employed professionals. We have recently started funding Salaried customers also. The vertical has Pan India presence with coverage in most of the major towns of the country. The Sales team comprises Relationship Managers (RMs) who are responsible for acquiring LAP customers from various channels i.e. Direct Marketing Agents, Direct Sales Teams, Branch Banking & Other Group Businesses etc. Manage sales for Loan against Property business from cross channel and open market Manage sales and distribution through the cross channel and open market channels Ensure unilateral growth by adding new Branches Manage and grow the Direct Sales team and focus on increased Productivity Marketing and encashing catchment areas Meeting HNI clients and explaining various products related to Loan against property/HF/ Working capital. Responsible for Builder relations and Builder Tie Ups to focus on Primary Markets Responsible for Project approvals of Builders Ensure additional revenue generation through cross sell & Multi selling of Insurance, CASA , Credit Cards etc. Training & Development of the DST Team and DSAs Liasoning with Internal teams for business like Credit, Legal, Technical, RCU & Operations Responsible for end to end processing of the case and updating the status of the same to the customers. Ensuring Top Class service for Customers for better NPS Scores Experience in SECURED LOAN SALES is Must Job Requirements: Qualification - Graduate / MBA Skills & Experience Minimum 2 years work experience in Home Loan /Mortgage Sales with DMA/DST/Bank Branches Customer relationship management skills Sales and service orientation

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2.0 - 4.0 years

6 - 10 Lacs

India, Bengaluru

Work from Office

Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property related aspects (like legal title and market value of the property) is an added advantage Coordinating with sales, operations, legal, technical and customer service Job Requirements: Qualification- CA with relevant underwriting experience Job Knowledge o Technical underwriting experience o Analytical skills Skills & Experience o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

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0.0 years

9 - 14 Lacs

Hyderabad

Work from Office

Overview We are looking for a motivated Junior Process Improvement and Asset Management Analyst to join our team. This entry-level role involves supporting process improvements, assisting with ServiceNow integrations, onboarding new asset classes, and managing asset disposal. The ideal candidate will have a keen interest in asset management and process optimization. Responsibilities Process Improvement Assist in identifying and implementing process improvements to enhance efficiency in asset management. Help develop and document standard operating procedures (SOPs) for asset management processes. Collaborate with team members to streamline workflows. ServiceNow Integrations Support the management of integrations with ServiceNow to ensure seamless data flow. Work with IT and ServiceNow teams to configure the platform for asset management needs. Assist in monitoring and troubleshooting integration issues. Onboarding of New Asset Classes Help develop and execute onboarding processes for new asset classes. Collaborate with stakeholders to define asset class attributes. Provide training and support to team members on onboarding procedures. Disposal Management Assist in overseeing the disposal process for decommissioned assets. Maintain accurate records of asset disposals. Coordinate with vendors and recycling partners for asset disposal. Qualifications Bachelor's degree in Business Administration, Information Technology, or a related field. Strong analytical and problem-solving skills. Excellent communication and interpersonal skills. Detail-oriented with a focus on accuracy.

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2.0 - 7.0 years

5 - 9 Lacs

Chandigarh, Dehradun

Work from Office

Role & responsibilities - Product - Secured Lap Position- SME/SEG - DSA Job Title - Relationship Manager CTC 5.5 Lpa - 9.5 Lpa Age 32 years Location -Chandigarh & Dehradun, Panipat, Sonipat,Bhatinda, Haridwar Education - Min. Graduate Requirement * Achieving sales targets for SME-Lap product via DSAs and Business Relationship. * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Loan ticket size: Max10 CR upto

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11.0 - 14.0 years

40 - 45 Lacs

Hyderabad

Work from Office

Responsibilities: Provide strategic financial and direction for entire CDMO business unit Oversee all aspects of financial planning, analysis, forecasting, and budgeting. Develop and implement financial controls and reporting systems, ensuring accuracy, transparency, and compliance. Manage treasury functions, including cash flow management, risk mitigation, and working capital optimization . Lead the finance team at GCC India in developing and implementing financial strategies to support business objectives and growth initiatives. Partner with cross-functional teams across to ensure financial alignment with operational and strategic goals. Foster a culture of financial excellence and accountability within the GCC India finance team. Manage relationships with external auditors and financial institutions What youd gain:red: Invaluable hands-on experience working alongside seasoned developers. Opportunity to learn and grow in a supportive environment. Gain exposure to the entire software development lifecycle. Contribute to real-world software projects and make a positive impact Qualifications 11-14 years of experience in financial roles within the pharmaceutical industry, with a strong preference for experience in a CDMO or CMO environment. CA qualification is a must Proven track record of success in developing and implementing financial strategies that drive growth and profitability. Deep understanding of the financial complexities and nuances of contract manufacturing for a diverse customer base. Expertise in financial modeling, forecasting, and analysis. Strong understanding of GAAP and IFRS accounting principles. Excellent communication, presentation, and interpersonal skills. Proven ability to lead and motivate a team of finance professionals. Good to have: Financial Modelling (moderate financial acumen)

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3.0 - 8.0 years

0 - 0 Lacs

delhi, faridabad, gurugram

On-site

Job Purpose: The role entails scaling up the Retail Banking business for the Bank by leading customer service, cross-sell and premium customer acquisition for the branch. It also entails developing constructive relationships with key local clients and working closely with them to boost volume of business by establishing a strong foundation with them as their financial partner of choice. Role will closely collaborate with Cross sell team and Product teams for the same. product: Working Capital

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15.0 - 19.0 years

0 Lacs

maharashtra

On-site

As a Product Lead in Business Banking at our Mumbai office within the Retail Banking unit, your primary responsibility is to scope out and deliver products that align with the Business Banking value proposition. You will guide, nurture, and collaborate with the Sales teams to enhance their capabilities and ensure exceptional service delivery to our customers. Your role will involve working within the compliance regulations set by regulatory bodies and the bank to maximize efficiency through Product Innovation and Process Re-engineering. Additionally, you will be tasked with creating a framework that fosters deeper relationships within the Business Banking segment. Your key responsibilities will include conceptualizing and implementing the Product and Portfolio strategy to acquire new customers and strengthen relationships through various financial products such as CMS, trade/fx, and Working capital requirements. You will be instrumental in developing product lines that contribute to the growth of the business banking portfolio. Collaborating closely with the sales team in different geographies, you will design micro-market and segment-specific solutions to offer a unique value proposition to our customers. Furthermore, you will be responsible for creating an enabling work environment by enhancing the capabilities of your teams and serving as a subject matter expert on business banking solutions. You will drive service architecture by integrating various channels seamlessly to support the business, including branch banking and phone banking. Building a collaborative culture between the branch, assets team, and support structure will be crucial to empower the front-line teams effectively. In a managerial and leadership capacity, you will focus on fostering a collaborative work culture between the branch, assets team, and support structure to ensure that the sales teams deliver exceptional customer service. Your role will involve nurturing and developing the sales and product teams nationwide to achieve organizational goals and customer satisfaction. To qualify for this role, you should hold a Graduate degree in any discipline. A Post Graduate degree, preferably an MBA from a premier institution, is highly desirable. The ideal candidate will have over 15 years of experience in a relevant field, demonstrating a strong track record of product management and leadership abilities.,

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5.0 - 10.0 years

6 - 16 Lacs

Pune, Mumbai (All Areas)

Work from Office

Job Title: Relationship Manager-Business Banking Function/ Department : Business Banking Job Purpose: The role entails providing financial solutions to meet the working requirements of business banking customers and ensuring best-in-class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for asset NTB client acquisition along with liabilities and Forex deepening. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening. Roles & Responsibilities: Responsible for acquiring new customers for business banking with a detailed understanding of credit assessment. Knowledge on liability, Forex, trade and client relationships, delinquency management, relationship management, and an analytical mindset. Managing the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants. Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders. Evaluate the growth strategy based on competitor analysis and feedback from different channels and customers. Recommend process changes in order to improve service efficiency and quality across the branch network. Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives. Understanding of financial statements, credit Assessment and title-security documents

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2.0 - 6.0 years

8 - 10 Lacs

Hyderabad, Bengaluru

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Designation: Business Development Manager Office Location: Bangalore & Hyderabad Educational qualification - Bachelor's Degree Required work experience - 12 to 15 years inLife Insurance Roles and Responsibilities: To manage team of ABDMs, SMs and Sales Associates in the state To coach and mentor team in mobilizing life insurance business from the assigned locations/ districts. To achieve NOP and premium target of the unit by generating business through team of reportees Will also be instrumental in designing and executing schemes for the partner Will be responsible for driving Quality Parameters like ECS, low surrenders, low FLCs etc MIS management for the team and channel Daily / Monthly Activity Monitoring of team Candidate must work in open architecture Partner bank: Kotak Bank Candidates from Banca channel will be preferred.

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7.0 - 10.0 years

11 - 15 Lacs

Bengaluru

Work from Office

As a Fortune 50 company with more than 400,000 team members worldwide, Target is an iconic brand and one of America's leading retailers. Joining Target means promoting a culture of mutual care and respect and striving to make the most meaningful and positive impact. Becoming a Target team member means joining a community that values different voices and lifts each other up . Here, we believe your unique perspective is important, and you'll build relationships by being authentic and respectful. Overview about TII At Target, we have a timeless purpose and a proven strategy. And that hasnt happened by accident. Some of the best minds from different backgrounds come together at Target to redefine retail in an inclusive learning environment that values people and delivers world-class outcomes. That winning formula is especially apparent in Bengaluru, where Target in India operates as a fully integrated part of Targets global team and has more than 4,000 team members supporting the companys global strategy and operations. PRIMARY FUNCTION: Participate in the strategic growth of Assets protection department to support the design, construction. Drive collaboration and deliver optimized programmatic technical/engineering solutions that fulfil Targets goals and objectives. Partner with internal teams, to assure the successful completion of all Assets protection team programs including design of new facilities and remodel efforts, sustainability programs, innovation, and facilities support. Direct supervision of Assets protection team members. Participates in strategic talent and business planning as well as, goal development activities. Provide team leadership and brand management of the Target team through the implementation of culture and Values. PRINCIPAL DUTIES AND RESPONSIBILITIES 1.Team Leadership Build a positive work environment that unifies the team, encourages collaboration and promotes Target as a preferred workplace. Enhance partnership between Minneapolis and TII supporting our one team philosophy.Provides leadership, coaching, motivation and assistance to direct reports and other team members to ensure teamwork and high performance in the accomplishment of all responsibilities and projects. 2. Manage Talent: Cultivate talent by recruiting, attracting and developing new team members.Work directly with team member(s) to set goals, objectives and position responsibilities that support Targets culture and Values. Closely monitor high potentials and provide resources for continued growth.Writes and conducts team member performance reviews, recommends and administers counseling and corrective action.Develops and encourage growth of team members.Initiate and conduct work programs in accordance with Targets policies, priorities and budget. 3. Manage Financial Resources Support the development, forecasting and management of capital and expense budgets for assigned function 4. Provide Technical Leadership: Recognized technical leader within discipline and thorough understanding of how work affects other disciplines.Strategize and implement ways to improve productivity, design, accuracy, and completeness of work.Schedule projects and assignments..Monitor execution of team assignments associated with Targets construction program.Provide technical oversight and assistance to other departments as required. REPORTING/WORKING RELATIONSHIPS : Reports to Sr. Manager and above Skills/Abilities Proven ability to lead and coordinate multiple projects, develop and implement schedules, and prioritize workload Excellent analytical and strategic problem solving skills, highly developed understanding of companys strategic direction and ability to interpret and communicate senior management directives. Demonstrated ability to make effective presentations to executive groups Excellent interpersonal and communication skills; ability to work well with others and contribute to a positive work environment and the ability to mentor and coach others. Working knowledge of business application software (Outlook, PowerPoint, Excel, and Word). Des Desired Qualifications and Experience Bachelors degree from a recognized university. ( BE/Bsc/BCA/BBA) Achieved recognized standing in professional field through personal contribution 7 to 10 years related experience in Engineering/Project Management/project execution with demonstrated managerial ability. Useful Links- Life at Target- https://india.target.com/ Benefits- https://india.target.com/life-at-target/workplace/benefits Culture- https://india.target.com/life-at-target/belonging

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2.0 - 6.0 years

4 - 8 Lacs

Jaipur

Work from Office

1 New Business Prospects: Originate new business prospects within the SME sector through direct sourcing and open market channels. 2 Customer Acquisition: Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. 3 Business Generation: Meet existing SME clients to identify business opportunities and drive revenue. 4 Working Capital Facilities: Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs. 5 Customer Relationship Management: Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients. 6 Cross-Selling: Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. 7 Credit Risk Assessment: Assess the credit risk associated with SME clients and their proposed financing structures. Collaborate with credit and risk teams to ensure sound credit decisions. 8 Financial Analysis Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements. Prepare and present comprehensive credit proposals. 9 Credit Structuring: Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles. Optimize the credit solutions offered to SME clients. 10 Compliance and Regulations: Ensure compliance with all relevant regulatory requirements and internal policies. Stay updated on changes in regulations affecting SME banking. Qualifications- Minimum Degree: Post Graduate/Graduate in any discipline.

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12.0 - 18.0 years

25 - 35 Lacs

Kolkata, Delhi / NCR

Work from Office

Financial Strategy & Planning: Formulate and execute financial strategies in line with company objectives Prepare yearly budgets, multi-year plan, financial forecasts, dashboards, and variance analysis Support strategic decision-making through financial modelling and business case evaluation Financial Management & Reporting: Oversee accounting operations and ensure timely closure of books Present monthly and annual financial results to the management team Monitor key performance indicators (KPIs), working capital cycles, and profitability Responsible for stock ageing, slow mover analysis, AR ageing & provisioning Knowledge of Trade finance activities related to LC, BG, Bonds, etc Treasury & Working Capital Management: Manage cash flow, banking relationships, and trade finance instruments (LCs, BGs) Ensure compliance to group treasury policies and forex exposure Ensure timely collections and optimize receivables, payables, and inventory Responsible for credit management & credit insurance Cost Control & Margin Management: Conduct cost and margin analysis across product lines and customer segments Identify cost-saving opportunities and efficiency improvements Compliance, Taxation & Audits: Ensure full compliance with GST, TDS, Income Tax, Companies Act, etc Coordinate statutory, internal, and tax audits Handle corporate filings and liaison with legal advisors when needed Responsible for managing super key control Risk Management: Identify financial, operational, and administrative risks and implement mitigation strategies Ensure proper insurance coverage for assets, people, and operations Team Leadership: Lead finance, accounts, compliance and IT teams Foster a culture of accountability, transparency, and performance Desired Profile: Qualification: Chartered Accountant (CA), CMA, or MBA (Finance) Experience: 1218 years in finance, taxation with at least 5 years in a leadership role. Experience in steel or trading industry preferred. Industry Knowledge: Strong understanding of B2B steel trading, product leasing service, commodity pricing, credit risk, and logistics Strong leadership and organizational skills Expertise in financial reporting, ERP tools (Tally/SAP/Navision)

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