Vice President - Third Party Management, Credit Bureau, Business Activity Owner

As the Credit Bureau Manager (Vice President): Consumer Credit Risk at our organization, your primary role is to support compliance efforts with the Fair Credit Reporting Act (FCRA) by overseeing the governance, management, and integration of data from third-party credit reporting agencies. You will lead a team responsible for furnishing, consuming, and validating credit data to ensure alignment with FCRA regulations and drive business outcomes. Additionally, you will participate in contract negotiations, invoice alignment, and financial discipline associated with credit bureau relationships to optimize Master Service Agreements (MSAs) and Request for Proposals (RFPs) for compliance and cost-efficiency. Key Responsibilities: - Support the organizations FCRA compliance program, ensuring that all data exchanged with credit reporting agencies complies with legal and regulatory standards. - Oversee the integration and consumption of data from third-party credit bureaus, ensuring seamless data flow while adhering to FCRA standards. - Lead negotiations and manage relationships with third-party credit bureaus and data providers to align contracts with compliance and financial objectives. - Implement financial oversight practices to manage the consumption of third-party data within budgetary constraints. - Establish and maintain a comprehensive data governance framework to ensure data accuracy, control, and auditability according to internal policies and FCRA regulations. - Collaborate with internal stakeholders to align credit reporting activities with FCRA compliance and business objectives. Qualifications Required: - Bachelor's degree in a relevant field; certifications in FCRA, Data Privacy, or Regulatory Compliance are preferred. - 5+ years of experience in leading teams, credit risk management, or financial services. - Strong leadership, stakeholder engagement, and innovation mindset. - Understanding of FCRA, regulatory compliance, contract management, and financial acumen. - Extensive experience in data governance and risk management in the context of credit risk decisioning. The above description outlines your role as the Credit Bureau Manager (Vice President): Consumer Credit Risk, focusing on FCRA compliance, data management, contract negotiations, financial oversight, and stakeholder collaboration. Your qualifications should include relevant education, leadership experience, stakeholder engagement skills, regulatory expertise, financial acumen, and data governance capabilities.,