US Mortgage Underwriter

Job Summary:

We are seeking an experienced and detail-oriented Mortgage Underwriter with proven leadership experience to oversee a team of underwriters. The ideal candidate will be responsible for evaluating mortgage loan applications and ensuring compliance with company and regulatory guidelines, while also managing day-to-day team operations, performance, and development.

Key Responsibilities:Underwriting Duties:

• Review and underwrite residential mortgage loan files (Conventional, FHA, VA, etc.) for accuracy, completeness, and compliance.
• Analyze income, credit, asset, and collateral documentation to assess loan risk.
• Ensure loans meet investor and regulatory guidelines.
• Maintain productivity and quality standards on individual underwriting tasks.

Team Leadership & Management:

• Lead and mentor a team of mortgage underwriters, providing guidance, training, and performance feedback.
• Monitor daily workload distribution and ensure timely processing of loan files.
• Conduct regular quality checks to ensure consistency and accuracy in underwriting decisions.
• Implement process improvements to increase team efficiency and reduce error rates.
• Act as a point of escalation for complex loan scenarios or internal team concerns

Job Types: Full-time, Permanent

Pay: ₹700,000.00 - ₹800,000.00 per year

Work Location: In person