629 Us Mortgage Jobs - Page 5

Preferred candidate profile Minimum 2 years mandatory experience in US Mortgage Underwriting Experience in reviewing the mortgage documents and completing the process steps defined by the client Excellent oratory skills to communicate with the US clients Immediate availability to start Flexibility to work in night shifts **Why Join Us?** Competitive salary in line with the market standards Opportunity to make a significant impact in a global organization A dynamic and supportive work environment Apply now by sending your resume to preena.p@sutherlandglobal.com or reach out directly to 8714437138 " Sutherland never requests payment or favors in exchange for job opportunities. Please report suspicious activity immediately to TAHelpdesk@Sutherlandglobal.com

Role & responsibilities W here the executives are assigned to handle the customers in different countries and reviewing the mortgage documents and completing the process steps defined by the client, Ability to underwrite independently and interact with US Underwriters. Preferred candidate profile Excellent oratory skills to communicate with US Clients, Strong analytical and logical reasoning skills, immediate availability to start, strong expertise in Conventional Mortgage Underwriting Perks and benefits Attractive salary package, Weekly five days of work and two days off, For more details contact Fidha@sutherlandglobal.com

Role & responsibilities Minimum 1.6years mandatory experience in US Mortgage Underwriting - Experience in reviewing the mortgage documents and completing the process steps defined by the client - Excellent oratory skills to communicate with US clients - Immediate availability to start - Flexibility to work night shifts and work from office *Work Location: Kochi - Competitive salary in line with market standards - Opportunity to make a significant impact in a global organization - A dynamic and supportive work environment If youre ready to take your career to the next level and leverage your skills in a rewarding role, we want to hear from you! Apply now by sending your resume to: Rasha.Nafeesa@sutherlandglobal.com

Urgent Hiring Live Underwriter ( US Mortgage Live Underwriting experience with 4Cs is Mandatory ) If Interested share CV mohini.sharma@adecco.com OR Call 9740521948 Working Shifts : Only Night Shifts Work Location: Remote Work If Interested share resume on neeta.yadav@adecco.com or Connect on 6364920546. Job Overview : - A Live Underwriter in U.S. mortgages evaluates loan applications, assesses borrower risk, and ensures compliance with lending guidelines (FHA, VA, Conventional, etc.). They review income, credit, assets, and property details to approve, suspend, or deny loans while working with loan officers and processors. Key Responsibilities: Loan Evaluation & Decision-Making Review and analyze mortgage loan applications for eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines. Assess borrower creditworthiness by thoroughly reviewing credit history, income, assets, and collateral (4Cs of Underwriting). Ensure loan documentation adheres to HUD, investor, and company guidelines to mitigate risk. Make independent underwriting decisions on loan approvals, suspensions, or denials based on risk assessment. Compliance & Risk Management Ensure compliance with federal, state, and company lending regulations to minimize potential risks. Maintain thorough documentation of underwriting decisions for audit purposes . Identify and report potential fraud or red flags to management and compliance teams. Process Optimization & Collaboration Work closely with loan processors, advisors, and management to resolve escalations and streamline the underwriting process. Provide guidance to internal teams on best underwriting practices and regulatory changes. Manage loans efficiently using Encompass and other underwriting tools. Quality Assurance & Customer Service Ensure timely completion of underwriting reviews while maintaining high-quality standards. Communicate underwriting decisions clearly and professionally with stakeholders. Continuously seek opportunities for process improvements to enhance efficiency. Qualification & Experience Candidate must have experience in live underwriting & Real Time Analysis. Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation. Expertise in 4C's framework (Credit, Capacity, Collateral and Capital), Familiar in Credit report Analysis & LOX (Letter of Explanation). Knowledge on Residential Mortgage- Credit Bureau, Documents to approve the loan, Familiar with different account types. Degree or Equivalent Minimum 2 years of experience in conventional/govt end to end underwriting. Well-versed with all 4Cs of Underwriting (Asset, Income, Credit and Collateral)

Role- Live Underwriter ( US Mortgage Live Underwriting experience with 4Cs is Mandatory ) Working Shifts : Only Night Shifts Work Location: Remote Work If Interested share resume on neeta.yadav@adecco.com or Connect on 6364920546. Job Overview : - A Live Underwriter in U.S. mortgages evaluates loan applications, assesses borrower risk, and ensures compliance with lending guidelines (FHA, VA, Conventional, etc.). They review income, credit, assets, and property details to approve, suspend, or deny loans while working with loan officers and processors. Key Responsibilities: Loan Evaluation & Decision-Making Review and analyze mortgage loan applications for eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines. Assess borrower creditworthiness by thoroughly reviewing credit history, income, assets, and collateral (4Cs of Underwriting). Ensure loan documentation adheres to HUD, investor, and company guidelines to mitigate risk. Make independent underwriting decisions on loan approvals, suspensions, or denials based on risk assessment. Compliance & Risk Management Ensure compliance with federal, state, and company lending regulations to minimize potential risks. Maintain thorough documentation of underwriting decisions for audit purposes . Identify and report potential fraud or red flags to management and compliance teams. Process Optimization & Collaboration Work closely with loan processors, advisors, and management to resolve escalations and streamline the underwriting process. Provide guidance to internal teams on best underwriting practices and regulatory changes. Manage loans efficiently using Encompass and other underwriting tools. Quality Assurance & Customer Service Ensure timely completion of underwriting reviews while maintaining high-quality standards. Communicate underwriting decisions clearly and professionally with stakeholders. Continuously seek opportunities for process improvements to enhance efficiency. Qualification & Experience Candidate must have experience in live underwriting & Real Time Analysis. Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation. Expertise in 4C's framework (Credit, Capacity, Collateral and Capital), Familiar in Credit report Analysis & LOX (Letter of Explanation). Knowledge on Residential Mortgage- Credit Bureau, Documents to approve the loan, Familiar with different account types. Degree or Equivalent Minimum 2 years of experience in conventional/govt end to end underwriting. Well-versed with all 4Cs of Underwriting (Asset, Income, Credit and Collateral)

Role- Live Underwriter ( Experience with 4Cs Framework/UW guidelines/non-QM UW ) US Mortgage Process NIGHT SHIFT / 5 Days Working / WORK FROM HOME Interested Candidates Can Call on -6364920550 Interested Candidates Can Send their Cvs on - garima.sharma@adecco.com Role & Responsibilities Live Underwriter: - A Live Underwriter in U.S. mortgages evaluates loan applications, assesses borrower risk, and ensures compliance with lending guidelines (FHA, VA, Conventional, etc.). They review income, credit, assets, and property details to approve, suspend, or deny loans while working with loan officers and processors. Must have training experience of handling small to large size batches. • Train staff on the basics of US mortgage industry and cover functional aspects of Loan Originations, Underwriting, Closing and Post closing, Servicing, Default Servicing and Title Industry. • Come with deep knowledge in the loan processing and pre-underwriting domain. • Trainee staff on loan processing concepts that includes reviewing 1003, identifying and understanding the initial submission of documents. • Expertise in training Underwriting concepts such as reviewing eligibility across Income, Credit, Collateral analysis, Assets. • Have wide knowledge of loan conditions and the supporting information or document to remediate those conditions. • Must be aware of and be able to train staff on compliance, regulatory standards and guidelines.

Role & responsibilities Designation - QA - Underwriting Level L3 Shift – US night shift ( WFO) Qualification - Graduate JD: Position Overview: The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or s Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Requirements: Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary Preferred candidate profile

Greetings, We have an opening for one of our clients Mphasis for the position Underwriter. Location : Pune Timings : US shift - 6:30pm to 3:30am Skills : US Mortgage, 4C's, Income calculation, FNMA, FHLMC guideline, Income calculation, credit report, Schedule 'c' firm, schedule 'e' rental, s-cop & c-cop, owner calculation.

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Fannie Mae/Freddie Mac.Group health/Liability/Commercial/Crop UW. Required Candidate profile past due account ,revolving account, time share account, 30-day loan account.tax extension forms IRS 4868.wage income, self-employment income, business income.Debt-to-Income (DTI)/Loan-to-Value (LTV)

Role- Live Underwriter ( Experience with 4Cs Framework/UW guidelines/non-QM UW ) US Mortgage Process Mandatory (Only Night Shifts) Work Location : Anywhere in India (Remote Work) Interview- Assessment/ Ops Round / HR Round Interested Immediate Connect- Siddhi 6366783349 (Call/Whatsapp) or email at siddhi.pandey@adecco.com Qualifications & Requirements: bachelors degree or Equivalent Experience 2 + Years of End-to-End Mortgage Underwriting Experience (Conventional/Government) Deep understanding of HUD, investor, and regulatory guidelines Proficiency in Encompass & other mortgage underwriting systems Strong analytical, decision-making, and problem-solving skills Ability to work in a fast-paced, high-volume environment without compromising accuracy Excellent communication & stakeholder management skills Job Overview Live Underwriter: - A Live Underwriter in U.S. mortgages evaluates loan applications, assesses borrower risk, and ensures compliance with lending guidelines (FHA, VA, Conventional, etc.). They review income, credit, assets, and property details to approve, suspend, or deny loans while working with loan officers and processors. Key Responsibilities: Loan Evaluation & Decision-Making Review and analyze mortgage loan applications for eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines. Assess borrower creditworthiness by thoroughly reviewing credit history, income, assets, and collateral (4Cs of Underwriting). Ensure loan documentation adheres to HUD, investor, and company guidelines to mitigate risk. Make independent underwriting decisions on loan approvals, suspensions, or denials based on risk assessment. Compliance & Risk Management Ensure compliance with federal, state, and company lending regulations to minimize potential risks. Maintain thorough documentation of underwriting decisions for audit purposes . Identify and report potential fraud or red flags to management and compliance teams. Process Optimization & Collaboration Work closely with loan processors, advisors, and management to resolve escalations and streamline the underwriting process. Provide guidance to internal teams on best underwriting practices and regulatory changes. Manage loans efficiently using Encompass and other underwriting tools. Quality Assurance & Customer Service Ensure timely completion of underwriting reviews while maintaining high-quality standards. Communicate underwriting decisions clearly and professionally with stakeholders. Continuously seek opportunities for process improvements to enhance efficiency.

Job Roles and Responsibilities: Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios Review Initial application - Verify loan, property, borrowers information with other available documents - Verify borrower's monthly income and expenses - Verify other relevant sections. Review all the documents related to borrower’s Credit, Capacity, Collateral and Capital. Calculate asset required for closing and reserve purpose for the transaction (as per guideline) Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit’s policies and practices. Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned. Qualification & Experience Degree or Equivalent Minimum 3 years of experience in conventional/govt end to end underwriting. Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)

Key Responsibilities 1. Respond to customer inquiries via calls 2. Resolve customer complaints and issues 3. Provide product/service information and recommendations. 4. Document customer interactions and maintain accurate records. 5. Collaborate with internal teams to resolve customer issues. Requirements 1. Excellent communication and interpersonal skills. 2. Strong problem-solving and analytical skills. 3. Ability to work in a fast-paced environment. 4. 1-3 years of customer service experience (freshers with excellent skills can also apply). What We Offer 1. Competitive salary and benefits package. 2. Opportunities for career growth and development. 3. Collaborative and dynamic work environment.

Hiring for Underwriting Requirements: Minimum 2 year of experience into Live Underwriting Location: Gurugram Haryana Graduates & above CTC: Upto 12 lpa Notice period immediate to 45 days Work from home opportunity (US Shift) Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines Excellent critical thinking, problem solving and sound judgment Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts. Interested candidates contact HR Prathibha - 8655884776 / prathibha@careerguideline.com

Job Title:Project Lead Autosys Code ConversionExperience8-10 YearsLocation:Hyderabad Responsibilities: Lead the Autosys-to-Slang code conversion initiative. Manage L1 support teams working on conversion tasks Work with architects and SMEs to ensure accurate migration. Define best practices for conversion, testing, and implementation. Ensure project timelines, quality, and risk management. Act as a liaison between technical teams and business stakeholders. Requirements: 8-10 years of experience in Autosys/Control-M scheduling. Experience leading teams in scheduling support and migrations. Hands-on experience with scripting and batch processing. Strong leadership and problem-solving skills. Financial services experience preferred.

Job Title:Project Lead - AutosysExperience8-10 YearsLocation:Hyderabad, Indian (Work from Office) : Responsibilities: Lead the Autosys-to-Slang code conversion initiative. Manage L1 support teams working on conversion tasks. Work with architects and SMEs to ensure accurate migration. Define best practices for conversion, testing, and implementation. Ensure project timelines, quality, and risk management. Act as a liaison between technical teams and business stakeholders. Requirements: 8-10 years of experience in Autosys/Control-M scheduling. Experience leading teams in scheduling support and migrations. Hands-on experience with scripting and batch processing. Strong leadership and problem-solving skills. Financial services experience preferred.

Job Description for Team Leader Job Title: Team Leader Reporting to : Team Manager/Delivery Manager, Operations Objectives The Team Leader’s objective is to actively lead and motivate a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team Manager/Delivery Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Leadership: 2 yrs. of team management experience. 2+ years of experience working with multiple investors for foreclosure. Managing all people related issues coordination with HR and internal leadership as required. Ability to identify the strengths and weaknesses of his / her team members and provide them with appropriate guidance and direction. Actively promote the company ethos and create and maintain an environment which encourages retention. Proactively Identify and implement feasible solutions to address issues which could lead to attrition. Operations: Interact with all relevant client stakeholders and ensure all KPI’s are delivered as per the set target. Prepare weekly/ daily /monthly MIS’s / MBR/ QBR and conduct reviews with client . Ensure all team members meet or exceed the productivity and quality targets and recommend corrective action necessary for underperformers. Take ownership of identification and resolution of daily operational, admin and technical issues. Manage and respond to all client escalations in a timely manner. Timely and accurate submission of all reports sought by the management or by the business area and ensure prominent levels of internal and external customer service. Monthly review and suggest revision of the quality and productivity targets based on the team’s performance, to improve overall process efficiency and deliver excellent customer service. Ensure all trainings are completed for self and teams ,nominate self and team members for additional trainings to improve skillset. Keep the Manager/ Leadership appraised of member’s needs, staffing issues, technical and performance issues. Conduct training for new hires as an when required. Mentor Foreclosure associates while assisting Manager with tasks such as scheduling, meetings, training, and creating a positive work environment. Assist Foreclosure associates dealing with escalated accounts and ensure necessary steps are taken to resolve them within established deadlines. Be available to Foreclosure associates when they need assistance. Meet department standards as they relate to daily productivity metrics. Perform side by sid quality review for new hires and existing employees. Assist Foreclosure Manager with review and compilation of investor, insurer, and client reporting requests as needed. Point of contact for new hires and existing employees Performs additional projects and duties as assigned by Management. Teamwork: Ability to create and maintain an environment that fosters teamwork, in which each member is an eager contributor. The Team Leader is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. Actively participate and encourage participation in Team/ Organizational events. Continuous Improvement: Consistent improvement upon current performances and raise the bar of expectations and standards. Contribution of ideas / suggestions which improve the process efficiency or enhance the way we work. Encourage and invite suggestions from the team and implement them if found feasible. Appraisals: Conduct and document appraisal reviews of the team members on at least a monthly basis. Provide regular and constructive feedback to individual team members focusing on their performance rather than the personality of the individual, in an unbiased and unprejudiced way. The Team Leader should be objective and specific while delivering feedback and avoid being general. To be open and receptive to feedback. Qualification: Graduate any discipline 4 - 5 years of experience in BPO, US Mortgage – Foreclosure -domain Minimum of 2 years in the team handling role Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS-office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Industry- Foreclosure- knowledge Able to meet goals and deadlines in a fast-paced environment.

The Tax Calling Associate plays a critical role in supporting mortgage servicing and origination by obtaining accurate property tax information from government agencies and county tax authorities across the United States. This position involves direct phone and online communication with tax offices, researching tax assessment and payment details, and analyzing how taxes are calculated for residential and commercial properties. Key Responsibilities: Contact county tax offices, municipal agencies, and local authorities to obtain property tax information via phone, email, or online portals. Request, verify, and document property tax amounts, due dates, delinquency statuses, and payment histories. Research and interpret various tax calculation methods, including millage rates, assessed values, exemptions, and special assessments. Record and update tax data accurately in internal systems for use in mortgage servicing, escrow analysis, or loan origination. Coordinate with internal departments such as Escrow, Loan Servicing, and Title to ensure timely procurement and verification of tax data. Identify and escalate issues such as discrepancies in tax records or inaccessible tax offices. Maintain a high level of compliance with state and federal regulations regarding tax information handling. Manage multiple tax inquiries simultaneously while maintaining accuracy and timeliness. Stay informed about changing tax regulations, deadlines, and procedures across various U.S. jurisdictions. Qualifications: bachelors degree preferred. Experience in mortgage, real estate, tax research, or related fields is a plus. Strong verbal and written communication skills, especially phone etiquette. Proficiency in Microsoft Office (Excel, Word) and tax software platforms. Ability to work independently and meet strict deadlines. Detail-oriented with strong analytical and problem-solving skills. Familiarity with U.S. property tax systems, terminology, and documentation.

Mphasis Walk-in Drive US Mortgage Underwriter Location: EON Kharadi Infrastructure Pvt Ltd, Cluster C, Wing 3, Ground Floor, Pune - 411014. Date: Recently (17th July 2025 - 18th July 2025) Employment Type: Full-Time About the Role: We are seeking a detail-oriented and experienced US Mortgage Underwriter to join our dynamic team. In this role, you will be responsible for the end-to-end underwriting process of residential mortgage loans, ensuring compliance with investor guidelines, company policies, and regulatory requirements. Key Responsibilities: Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals. Perform risk assessments and make sound underwriting decisions on conventional, FHA, VA, and USDA loans. Ensure loans meet all investor and regulatory guidelines (Fannie Mae, Freddie Mac, etc.). Communicate underwriting decisions and conditions clearly to processors and loan officers. Maintain high levels of accuracy and productivity while meeting service level agreements (SLAs). Stay updated on industry trends, underwriting guidelines, and compliance regulations. Qualifications: 3+ years of experience in US mortgage underwriting (end-to-end). DE/SAR/LAPP certification preferred. Strong knowledge of AUS systems (DU, LP). Familiarity with Encompass or similar LOS platforms. Excellent analytical, communication, and decision-making skills. Ability to work independently in a fast-paced, deadline-driven environment. Walk-in Instructions: Bring a hard copy of your resume Mention HR Janavi Gollapallis name on the resume

Target Merchandising is evolving at an incredible pace. We are constantly reimagining how this $70 billion retailer offers the innovative, guest-inspiring items that Target is known and loved for. Our goal is to deliver exceptional value, quality and style to elevate Target as the premier retailer in a competitive global marketplace. Through intelligent and progressive business strategies that make the most of Targets resources and partnerships worldwide, Merchandising works across product categories to create a localized shopping experience online and in our 1800 stores. Are you a creative problem solver who loves to see your work translate into real resultsCan you collaborate effectively, execute a plan efficiently and positively influence how Target chooses and presents the right product in the right place at the right priceIf so, you will have success on one of our dynamic teams. A role with Space & Presentation means youre on a mission to create better store space and experiences for our guest while maximizing sales. We are responsible for ensuring the right item is on the right shelf in the right store. On the Space side, we do this by using analytics to determine the appropriate footage for each assortment for every store (adjacency). Each store's assortment is assigned to a planogram (POG) which is developed in Presentation to ensure the localized assortment meets presentation objectives and is associated to the correct location in a store. We believe that making increasingly better space allocation and presentation decisions will increase sales, improve guest satisfaction and reduce out-of-stocks. Here, youll partner with and manage cross-functional project teams in Merchandising, Store Design, Marketing, Store Operations and Non-Retail Procurement from strategy to execution to achieve an inspiring and convenient in-store guest experience. As a Business Partner in Space & Presentation, you will impact the product presentation and visual merchandising in all stores, nationwide. You will build partnership with dynamic teams across the company and partner with category Buyers to create innovative and visually appealing merchandise presentations. You will develop innovative and cost-efficient product presentation displays, as well as apply Buyer concepts to a format that all stores can execute nationwide. You will maintain Merchandise Presentation relationships with Fixturing, Signing, Assets Protection, Store Support, Store Communications, Pricing, Marketing and Merchandising. Core responsibilities are described within this job description. Job duties may change at any time due to business needs. About you: Four-year degree or equivalent experience Demonstrated leadership and decision-making skills Clear and effective communication skills Excellent analytical and problem-solving skills Strong planning and organizational skills Strong initiative

Frequently Asked Question 1 What positions are currently open We update our careers page regularly with any open positions. Please visit our websites careers page for the latest job openings. 2 How can I apply for a job at your company You click apply now button for a job on our careers page. Please fill all the required details and upload your Resume Work portfolio. 3 What is the company culture like Our company values teamwork, innovation, and continuous learning. We strive to create a collaborative and inclusive work environment. 4 What is the interview process like The interview process typically involves an initial phone interview, followed by one or more in-person interviews. We may also ask for references and/or a skills assessment. 5 What is the salary package for this position The salary package for each position varies depending on the qualifications and experience of the candidate. We offer competitive compensation packages Upto 36 LPA and benefits based on industry standards and job market trends. 6 Are there opportunities for salary growth and advancement We provide opportunities for career growth and development, which can lead to increased responsibility, new job titles, and higher salaries. Our aim is to reward and retain top-performing employees.

Hiring for Loan Origination (US Mortgage) Qualification : Graduation (Mandatory) Freshers - 2.7LPA Exp up to 4 LPA (Based on exp) Need relevant exp into origination . Shifts: Night Shifts Location : Hyderabad Looking for immediate joiners. For more details Contact HR Supriya supriyapss@firstsource.com(share your resume here) 9398648405(send resume on whatsapp we will review and call) Disclaimer: Firstsource allows a fair, transparent, and merit-based hiring process. we never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @ firstsource.com email addresses

Role & responsibilities The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the clients loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or s Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Requirements: Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary

Product overview / Project overview OFSS BPO is looking for candidates with a minimum of 6 months and up to 3 years of work experience to work on back-office processes for the Correspondent Mortgage Divisions of its US Residential Mortgage client. Candidates with US Residential Mortgage / Financial Services experience will be preferred. Candidates with Financial Services experience working in Domestic BPO can also apply. Education : Preferably a Commerce Graduate B. Com (H) and (P); BBA, BCA, Economics Graduates can also apply. Engineering Graduates & candidates from IT background not eligible. Soft / Behavioral Skills : - Good Communication skills / Comprehension skills - Good Listening skills - Eagerness to Learn and Improve - Open to work in Night shifts / Indian Holidays - Team Player Total Experience : Min: Yrs. 0.5 Max: Yrs. 3 Yrs Relevant Experience : Min: Yrs. 0.5 Max: Yrs. 3 Yrs Primary ( Essential ) Technical / Functional / Managerial Skills : - Proficiency in MS Office, IT support applications and other BPO related applications - Good Typing skills with high Accuracy levels (30-35 words per minute, Accuracy of 90-95%) - Good Analytical Skills / Problem Solving skills - Good Decision-making skills - Flexible with shift timings Special Requirements: - Minimum 6 months of work experience on a Mortgage / Financial Services project - Should be willing to work in night/rotational shifts - No Leave requirement over next 3 months - Not pursuing any Course / Degree / Diploma that may keep the candidate away from work or cause shift issues Responsibilities / Job tasks : 1. Data Entry of around 100-150 fields on client Loan Origination Platform/system. Associate will have to pull up various loan documents from clients imaging system to find required information to be entered 2. Indexing of Loan Documents of the borrower per Standard Operating Procedures 3. Review all loan documents & match/complete the information on client funding system that is used to register & fund all loans 4. Figure out discrepancies in the information entered on the system against the loan documents 5. Add suspense condition in case any documents are missing or incomplete 6. Run Compliance Ease test on the loan to assess risks & the auditor regulatory exposure. Compliance Ease determines if the loan meets the requirement of Fannie Mae, Freddie Mac, FHA, VA, FHLB, secondary market investors & regulators etc. 7. Add suspense condition incase loan doesnt pass the test 8. Run RESPA test for 0% tolerance fees (Origination & transfer taxes fees) & 10% tolerance fees (Title fees, Appraisal, credit report etc) 9. Maintain Daily Production sheet

Role & responsibilities Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrower’s willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.

Role Purpose The purpose of the role is to provide effective technical support to the process and actively resolve client issues directly or through timely escalation to meet process SLAs Do Support process by managing transactions as per required quality standards Fielding all incoming help requests from clients via telephone and/or emails in a courteous manner Document all pertinent end user identification information, including name, department, contact information and nature of problem or issue Update own availability in the RAVE system to ensure productivity of the process Record, track, and document all queries received, problem-solving steps taken and total successful and unsuccessful resolutions Follow standard processes and procedures to resolve all client queries Resolve client queries as per the SLAs defined in the contract Access and maintain internal knowledge bases, resources and frequently asked questions to aid in and provide effective problem resolution to clients Identify and learn appropriate product details to facilitate better client interaction and troubleshooting Document and analyze call logs to spot most occurring trends to prevent future problems Maintain and update self-help documents for customers to speed up resolution time Identify red flags and escalate serious client issues to Team leader in cases of untimely resolution Ensure all product information and disclosures are given to clients before and after the call/email requests Avoids legal challenges by complying with service agreements Deliver excellent customer service through effective diagnosis and troubleshooting of client queries Provide product support and resolution to clients by performing a question diagnosis while guiding users through step-by-step solutions Assist clients with navigating around product menus and facilitate better understanding of product features Troubleshoot all client queries in a user-friendly, courteous and professional manner Maintain logs and records of all customer queries as per the standard procedures and guidelines Accurately process and record all incoming call and email using the designated tracking software Offer alternative solutions to clients (where appropriate) with the objective of retaining customers and clients business Organize ideas and effectively communicate oral messages appropriate to listeners and situations Follow up and make scheduled call backs to customers to record feedback and ensure compliance to contract /SLAs Build capability to ensure operational excellence and maintain superior customer service levels of the existing account/client Undertake product trainings to stay current with product features, changes and updates Enroll in product specific and any other trainings per client requirements/recommendations Partner with team leaders to brainstorm and identify training themes and learning issues to better serve the client Update job knowledge by participating in self learning opportunities and maintaining personal networks Mandatory Skills: Defined Contributions (DC).