629 Us Mortgage Jobs - Page 2

Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. If any body interested kindly share your CV hrd5@venpastaffing.com 9087302690

Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. If anybody interested Kindly share your resume hrd5@venpastaffing.com 9087302690

Company: Marsh Description: Ensures timely and accurate production/processing of complex documents/information (includes report preparation) Maintains a basic understanding of the core aspects of relevant Insurance and related legislation (customer awareness) and strengthen established relationships Adheres to Company policies and performance standards Contributes to the achievement of Operations team Service Level Agreements (SLA) , Key Performance Indicators (KPI) and business objectives Marsh, a business of Marsh McLennan (NYSE: MMC), is the world s top insurance broker and risk advisor. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit marsh.com, or follow on LinkedIn and X.

Now Hiring: Underwriting & Mortgage Specialists Banking Domain Work Location: Manyata Tech Park, Bangalore Hiring Partner: Rivera Manpower Services Contact: Swathi 8884496983 swathi.rivera@gmail.com (WhatsApp your CV if the line is busy) Position: Mortgage & Underwriting Associate Domain: Banking & Financial Services Eligibility Criteria: Experience: Minimum 1 year in Mortgage and Underwriting (Mandatory) Education: Only Graduates (10 + 2 + 3) eligible Communication: Excellent written communication skills Salary & Benefits: CTC: Up to 6 LPA ( up to 30% hike on current CTC) Performance-Based Incentives 1-way cab facility (provided) Shift: Australian Shift (Early Morning Shift) Roles & Responsibilities: Perform underwriting and mortgage processing for banking clients Validate documents, assess credit risk, and ensure compliance with guidelines Collaborate with internal teams to process applications accurately and timely Deliver high-quality support while meeting SLAs and audit standards Interview Rounds: AMCAT Non-Voice (Minimum Score Required) Versant Non-Voice (Cut-off Score: 58) Operations Round Client Round APPLY NOW! If you have mortgage/underwriting experience and want to join a growing team in the banking domain , reach out to HR swathi 8884496983 or WhatsApp your CV if lines are busy.

Job Summary We are seeking a dedicated professional for the role of TL-Performing Servicing with 6 to 8 years of experience. The ideal candidate will have expertise in MS Excel and a background in mortgage-related domains such as foreclosure claim file servicing and escrow administration. This role requires working from the office during night shifts with no travel obligations. Responsibilities The Team Leaders objective is to actively lead and motivate a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He she will report to the Team Manager Delivery Manager Operations who will be the first point of contact for any issues questions or concerns. Key Result Areas KRAs Leadership The Team Leader is expected to actively lead and motivate the team for whom he she is the primary point of contact. The Team Leader is expected to be close to the team and be aware of issues including potential issues within the team and appropriately resolve escalate the same. The Team Leader should be aware of the strengths and weaknesses of his her team members and provide them with appropriate guidance and direction. The Team Leader is expected to actively promote the company ethos and create and maintain an environment which encourages retention. The Team Leader is expected to identify and implement feasible solutions to issues which could lead to attrition. Operations Experience of working in US Mortgage Escrow experience Understand escrow lines or products Knowledge of core logic lareta proctor or assurant activities Understood Tax amount reporting pre boarding loans comprehension of HUD and Initial escrow statement working in Escrow set up Analysis and Cancellations. Knowledge of mobile homes good to have Mortgage Insurance cancellations Hazard Insurance Must have knowledge on loss drafts flood zones hazard claim filing etc The Team Leader is expected to ensure that all team members meet or exceed the productivity and quality targets and recommend corrective action necessary for underperformers. The Team Leader is expected to ensure smooth operations on a daily basis by ensuring all service level agreements are met in terms of quality productivity and turnaround time by active interaction with the business area. The Team Leader is expected to take ownership of identification and resolution of daily operational admin and technical issues. The Team Leader should ensure timely and accurate submission of all reports sought by the management or by the business area and ensure high levels of internal and external customer service. The Team Leader is expected to periodically review and suggest possible revision of the quality and productivity targets based on the teams performance in order to improve overall process efficiency and deliver excellent customer service. The Team Leader is expected to Initiate Training and Updates to the team members The Team Leader is expected to keep the Manager appraised of members needs staffing issues technical and performance issues The Team Leader is expected to interact with the BA in order to be transparent on the business front Teamwork The Team Leader is expected to create and maintain an environment that fosters teamwork in which each member is an eager contributor. The Team Leader is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. The Team Leader is expected to actively participate and encourage participation in team events. Continuous Improvement The Team Leader is expected to constantly improve upon current performances and raise the bar of expectations and standards. The Team Leader is also expected to contribute ideas suggestions which improve the process efficiency or enhance the way we work. The Team Leader should constantly strive to invite suggestions from the team and implement them if found feasible. Appraisals The Team Leader is expected to conduct and document appraisal reviews of the team members on at least a monthly basis. The Team Leader should give feedback to individual team members in a manner not offensive to the team member focusing on the performance rather than the personality of the individual in an unbiased and unprejudiced way. The Team Leader should be objective and specific while delivering feedback and avoid being general. The Team Leader is expected to be open and receptive to feedback. Qualification Graduate 6 plus years of experience in U.S Mortgage Servicing Default Servicing Escrow Good understanding of U.S. Mortgage Banking Loan Servicing cycle Minimum of two years in the team handling role Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Industry knowledge Certifications Required Microsoft Office Specialist: Excel Certification

Role & responsibilities: Work Mode : Work from Office Shift : Night Shift(US Shift) The person responsible should have experience working in the Quality Management Team auditing Operation processes in the US Mortgage domain. Quality Monitoring Evaluation: Review process guidelines, documentation, sampling methodologies and compliance requirements to evaluate and report Line of Business quality performance. Sampling: Evaluate the sampling methodology to be utilized for each process. Based on the methodology determines the sample set eligible for process audit and evaluation as per the applicable audit frequency of daily/weekly/monthly. Process Audits: Conduct regular audits of loan servicing operations for Servicing Lines of businesses, to identify errors, inconsistencies, and areas of risk. Reporting Analysis: Prepare detailed quality reports, track key performance indicators (KPIs), and identify trends or recurring issues affecting team performance. Root Cause Analysis Corrective Actions: Investigate discrepancies and errors; collaborate with operational teams to develop corrective action plans and evaluate process improvement opportunities. Document Knowledge: VA, FHA, USDA, Closing- Disclosure, Self-Employed Income, Appraisal, Mortgage Insurance. Stakeholder Communication: Liaise with external and internal operations, compliance, and management teams to communicate quality findings and recommend best practices. Documentation Record-Keeping: Maintain comprehensive records of audits, quality reviews, and corrective actions for internal and external audits on Quality Management Application,

Now Hiring: Underwriting & Mortgage Specialists Banking Domain Work Location: Manyata Tech Park, Bangalore Hiring Partner: Rivera Manpower Services Contact: HR Ananya 88844 96986 (WhatsApp your CV if the line is busy) Position: Mortgage & Underwriting Associate Domain: Banking & Financial Services Eligibility Criteria: Experience: Minimum 1 year in Mortgage and Underwriting (Mandatory) Education: Only Graduates (10 + 2 + 3) eligible Communication: Excellent written communication skills Salary & Benefits: CTC: Up to 6 LPA ( up to 30% hike on current CTC) Performance-Based Incentives 1-way cab facility (provided) Shift: Australian Shift (Early Morning Shift) Roles & Responsibilities: Perform underwriting and mortgage processing for banking clients Validate documents, assess credit risk, and ensure compliance with guidelines Collaborate with internal teams to process applications accurately and timely Deliver high-quality support while meeting SLAs and audit standards Interview Rounds: AMCAT Non-Voice (Minimum Score Required) Versant – Non-Voice (Cut-off Score: 58) Operations Round Client Round APPLY NOW! If you have mortgage/underwriting experience and want to join a growing team in the banking domain , reach out to HR Ananya at 88844 96986 or WhatsApp your CV if lines are busy.

Loc: Remote (WFH) Edu:Graduation Mandit(No Freshers) Req:Min 2yrs of exp in live underwriting with strong expertise in US Residential Mortgage process Sal: Up to 12 LPA(based on experience)+ Joining Bonus: 1,00,000 (for joining within 45 days) Required Candidate profile Analyze&calculate qualifying income from various tax docs: 1040s, Schedule E,1120,1065,1120S,K1"tax return" OR "transcript"K1etc. Review docs to assess risk and ensure compliance

Maatrum is India's first Online Real Estate Title Verification Company powered by technology. Established as a Real-Estate technology company in April 2015 in the Registrar of Companies in Chennai under the Companies Act 2013. Our team of real estate lawyers utilizes our robust and proprietary technology platform to procure real estate documents directly from government databases. Our software helps them create accurate reports faster than ever before. Role & responsibilities Responsible for driving the day-to-day operations to deliver high-quality services. Manage operations team (paralegal team) Coordinate and collaborate closely with the legal team (lawyers) Give inputs to the technology team to improve the software further Adhere to client requirements to ensure KPIs are met: Ensure the operations teams are aligned on the KPIs committed to the customer. Understand the current KRA and KPIs set for the paralegal team. Improve the same. Understand the current product, the mode of delivery, and the process used. Improve the process to maximize the efficiency/productivity of the operations team. www.maatrum.com Understand the current organizational structure of the operations team & the quality of talent/skills available. Improve on the same. Understand the training needs of the team. Real-time queue monitoring for chats/emails and managing it to meet the Targets. Also, monitoring the queue for any spike in the volume or any critical issues on the production floor so as to communicate to the client's internal management. Actively participate in the Weekly Operations Call with Manager & Operations Head to discuss the achieved target for the week/month and the root cause of the failures as well as the action plan to minimize them. Act as a people manager to drive culture, and emphasize engagement and retention initiatives on the floor. Ensure the team is well motivated. Plan and implement a training calendar for continuous improvement and up-skilling. Create a robust performance management system to reward the top performers and also to identify those who need support. Play a key role in hiring to ensure the quality of talent continues to improve Taking care of performance management by identifying improvement opportunities, providing effective feedback, coaching, training, and stimulating the career advancement of the team members within the project or lateral movement Motivate the team members and distribute the task equally among the team members. Monitor and Audit emails & chat responses of each individual of the team and coach them to enhance their knowledge and skills. Ensure the attrition rate is within the acceptable limits and work towards zero attrition. Preferred candidate profile Excellent written and verbal communication skills in English and regional Language Very strong people person with excellent interpersonal skills Tech-savvy

Job Description Graduates & above Minimum 2 year of experience into Live Underwriting. Sound knowledge of US Residential mortgage. Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc Contact : 89258 01182

Greetings from INVISIA BPOSOLUTIOSN. We are hiring for Operations Manager US Mortgage (Title & Tax Processes) with 6+ years of experience. Location : Kalyan Nagar, Bangalore. Shift: Night Shift. Key Responsibilities: Oversee daily operations in Title Search, Tax Research, and Commitment Typing for US mortgage clients. Ensure accurate and timely processing while meeting strict quality benchmarks and TAT (turnaround time). Drive daily target achievement across process teams through focused oversight, motivation, and performance tracking. Handle errors and client claims efficiently, including root cause analysis, corrective actions, and client communication. Approve and plan team leaves in advance, manage absenteeism to ensure it does not impact committed targets. Proactively manage weekend coverage and ensure service delivery continuity during peak volumes. Monitor key metrics via SLA trackers, dashboards, and KPI reporting tools; take corrective steps as needed. Act as the primary client contact for escalations, updates, and performance reviews. Lead, coach, and mentor team leads and processors for skill development, productivity, and compliance. Keep SOPs and all process documentation updated and audit-ready. Maintain compliance with client guidelines, internal controls, and regulatory standards. Handle internal and external audits by coordinating documentation, preparation, and timely follow-ups. Track and manage attrition, watch for any performance or behavioural deviations, and implement early interventions. Coordinate closely with HR, QA, IT, and Training for operational alignment, issue resolution, and resource management. Champion process improvement, automation, and quality assurance initiatives. Qualifications & Skills: Bachelors degree in Business, Finance, or a related field. 6–8 years of BPO experience, with at least 2 years in US mortgage operations (especially in title/tax processes). Hands-on expertise in Title Reports, Property Tax Research, Legal Land Records, and ALTA Commitment Typing. Excellent verbal and written communication skills; experience in client-facing roles is essential. Demonstrated ability to lead high-performing teams under pressure while maintaining quality and timelines. Must own personal transport due to night shift and office commute requirements. Availability to work on Indian holidays and weekends as per business needs. Preferred Skills: Experience managing multiple clients with diverse operational requirements. Strong skills in SLA/KPI management, workforce planning, and attrition control. Perks & Benefits: Competitive salary (will be disclosed during the hiring process) Comprehensive health insurance and applicable statutory benefits Additional Notes: This is a full-time, night shift, work-from-office role based in Bangalore. Candidates must have personal transport, be open to Indian holiday work, and manage weekend staffing. Focus on error/claim handling, daily performance, leave/absence planning, and attrition management is critical. *Interested Candidates do share your updated CV to shamala.m@invisiasoftware.com OR Whatsapp 7795066884*

Sr. Team Member - Regulatory Advertisement Compliance: Asa Regulatory Compliance Specialist , you'll be instrumental insafeguarding our adherence to regulatory standards across various functions.This role requires a proactive individual who can effectively manage complianceprocesses, communicate regulatory changes, and support governance initiatives. Keyresponsibilities include: Advertising Compliance: Vetting and approving insurance advertisements, maintaining a comprehensive advertisement register & approves specimen, and functioning of the advertisement committee. Regulatory Adherence: Ensuring overall compliance with diverse advertisement regulations and industry guidelines. Regulatory Change Management: Disseminating information on new or updated IRDAI/ PFRDA/ TRAI/ IFSCA regulations, identifying actionable items, and collaborating with internal departments to ensure timely and effective implementation. Updating and maintaining compliance checklists to facilitate robust regulatory change management. Governance Support: Managing various governance activities, including preparing and submitting board and committee agendas of the dept. Reporting & Analysis: Preparing essential dashboards and presentations related to compliance and change management initiatives. Audit Management: Conducting compliance audits for different operational areas.

WHAT YOU GET TO DO Maintain a working knowledge of US Mortgage Originations closing procedures, federal and state lending laws Interpret state rules, statute laws, federal regulations & investor guidelines and apply them to specific loans Review mortgage loan documents (closing and disclosures) in the loan file Review loan file for compliance with all regulatory and client s guidelines/overlays Audit the file from a closing & compliance standpoint on a daily basis and note any exceptions. Assess risk and review for Frauds and Red Flags Audit closed loan disclosures and signed loan documents Effectively communicate with US based Underwriters/Clients & SMEs to ensure quality output WHAT ABOUT YOU? You have... Ability to obtain and decipher AUS findings (DU and LP) Experience in full origination mortgage processing, loan set up, loan documentation, closing, title, qual

We have openings for Mortgage Underwriting Level 2 positions. We are looking for graduates with a minimum of one year of experience. The salary offered is 6 lac. If you are interested, please call Sadiqa at 8951870134 or Shaziya at 9035018914.

Proficient in Full Search & Current Owner Search (COS). Experience handling at least 3 US states .Conduct title searches using tools such as Netronline, Data Trace, Data Tree, Title Points, and other relevant platforms.

Returnship Program (RE) - Default Team Lead (US mortgage) Job Title: Team Manager / Team Leader Objectives The Team Manager will be required to lead large teams independently, which will be in the range of about 60 members and ensures all operational duties are carried out in accordance with scheduled rosters and documented policies, and the SLAs set by the client are met. Key Result Areas (KRAs) Leadership: The Team Manager is expected to actively lead and motivate the team for whom he / she is the primary point of contact. The Team Manager is expected to be close to the team and be aware of issues, including potential issues, within the team and appropriately resolve / escalate the same. The Team Manager should be aware of the strengths and weaknesses of his / her team members and provide them with appropriate guidance and direction. The Team Manager is expected to actively promote the company ethos, and create and maintain an environment which encourages retention. The Team Manager is expected to identify and implement feasible solutions to issues which could lead to attrition. Operations: Leads a team of 60 associates and motivates them to achieve the team, project and client’ SLA. Consistently achieves all KPI's and SLA's set by the clients with strict adherence to Quality parameters. Uses quality tools to ensure that there is maximum efficiency & productivity Manages team responsibilities and allocates work to the Team Leaders/SMEs as appropriate. Develop and maintain superior customer connect Appraises the teams on their performance and provides regular feedback. Manages the performance appraisal process / rating . Interacts with support team to manage HR, Risk and other admin activities Follow the governance mechanism established with the client Keep track of all customer feedback/ process issues. Drive actions towards delivery excellence Resource Planning, Recruitment and Work Allocation Ensure that all committed deliverables and services are rendered on schedule and at the defined quality levels Interview and hire new associates as needed to support the growth of the business Prepare and send operational reports and information to management and stakeholders Ensure Compliance and controllership Supervise associates by monitoring volumes and patterns and schedule adherence. Maintain up to date knowledge of government regulations and real estate laws Teamwork: The Team Manager is expected to create and maintain an environment that fosters teamwork, in which each member is an eager contributor. The Team Manager is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. The Team Manager is expected to actively participate and encourage participation in team events. Continuous Improvement: The Team Manager is expected to constantly improve upon current performances and raise the bar of expectations and standards. The Team Leader is also expected to contribute ideas / suggestions which improve the process efficiency or enhance the way we work. The Team Leader should constantly strive to invite suggestions from the team and implement them if found feasible. Appraisals: The Team Manager is expected to conduct and document appraisal reviews of the team members on at least a monthly basis. The Team Manager should give feedback to individual team members in a manner not offensive to the team member, focusing on the performance rather than the personality of the individual, in an unbiased and unprejudiced way. The Team Manager should be objective and specific while delivering feedback and avoid being general. Qualification: Graduate with excellent communications skills (oral & written) Total 5-8 years of experience with a minimum of 4 years of supervisory experience Strong management/people skills US Mortgage Experience Required Strong organizational, planning, and analytical skills. Good mathematical and statistical skills for analysis of data and generation of reports. Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS-office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Industry knowledge Knowledge of six sigma / quality tools and automation

Job Description for Team Leader Job Title: Team Leader Reporting to: Team Manager/Delivery Manager, Operations Objectives The Team Leaders objective is to actively lead and motivate a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team Manager/Delivery Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Leadership: The Team Leader is expected to actively lead and motivate the team for whom he / she is the primary point of contact. The Team Leader is expected to be close to the team and be aware of issues, including potential issues, within the team and appropriately resolve / escalate the same. The Team Leader should be aware of the strengths and weaknesses of his / her team members and provide them with appropriate guidance and direction. The Team Leader is expected to actively promote the company ethos, and create and maintain an environment which encourages retention. The Team Leader is expected to identify and implement feasible solutions to issues which could lead to attrition. Operations: Experience of working in US Mortgage Escrow experience Understand escrow lines or products Knowledge of core logic, lareta, proctor or assurant activities Understood Tax amount reporting, pre-boarding loans, comprehension of HUD and Initial escrow statement, working in Escrow set-up, Analysis and Cancellations. Knowledge of mobile homes (good to have) Mortgage Insurance cancellations, Hazard Insurance Must have knowledge on loss drafts, flood zones, hazard claim filing etc The Team Leader is expected to ensure that all team members meet or exceed the productivity and quality targets and recommend corrective action necessary for underperformers. The Team Leader is expected to ensure smooth operations on a daily basis, by ensuring all service level agreements are met in terms of quality, productivity, and turnaround time by active interaction with the business area. The Team Leader is expected to take ownership of identification and resolution of daily operational, admin and technical issues. The Team Leader should ensure timely and accurate submission of all reports sought by the management or by the business area and ensure high levels of internal and external customer service. The Team Leader is expected to periodically review and suggest possible revision of the quality and productivity targets based on the teams performance, in order to improve overall process efficiency and deliver excellent customer service. The Team Leader is expected to Initiate Training and Updates to the team members The Team Leader is expected to keep the Manager appraised of member’s needs, staffing issues, technical and performance issues The Team Leader is expected to interact with the BA in order to be transparent on the business front Teamwork: The Team Leader is expected to create and maintain an environment that fosters teamwork, in which each member is an eager contributor. The Team Leader is expected each team member is a functional unit of a very cohesive team and share a close bond with their peers. The Team Leader is expected to actively participate and encourage participation in team events. Continuous Improvement: The Team Leader is expected to constantly improve upon current performances and raise the bar of expectations and standards. The Team Leader is also expected to contribute ideas / suggestions which improve the process efficiency or enhance the way we work. The Team Leader should constantly strive to invite suggestions from the team and implement them if found feasible. Appraisals: The Team Leader is expected to conduct and document appraisal reviews of the team members on at least a monthly basis. The Team Leader should give feedback to individual team members in a manner not offensive to the team member, focusing on the performance rather than the personality of the individual, in an unbiased and unprejudiced way. The Team Leader should be objective and specific while delivering feedback and avoid being general. The Team Leader is expected to be open and receptive to feedback. Qualification: Graduate 6+ years of experience in U.S Mortgage Servicing\Default Servicing\Escrow Good understanding of U.S. Mortgage Banking\Loan Servicing cycle Minimum of 2 years in the team handling role Skill Sets Good interpersonal skills Prioritizing and Time Management Planning and Organizing Skills Good Knowledge of MS-office Flexibility to work in different shifts Acceptability by the team Good written and verbal communication US Mortgage Industry knowledge Interested candiates please share your resume to priyadarshini.narayanan@cognizant.com

Job Description Job Title : SME/SPE Reporting to : Team Manager/Team leader, Operations Objectives The SMEs objective is to actively assist a team in accordance with laid down procedures to achieve and maintain requisite standards of quality and productivity. He / she will report to the Team leader/Team Manager, Operations, who will be the first point of contact for any issues, questions, or concerns. Key Result Areas (KRAs) Operations: SME needs to be an expert in US Mortgage Loss Mitigation process (End to End) especially in Loan Document Intake, Trial Payment Plan Monitoring, Mod Fulfilment and identifying all kinds of Loss Mitigation documents. 4+ years experience working with US Mortgage Loss Mitigation in a servicing/collections environment. 1+ years of experience working with Fannie Mae, Freddie Mac, and Government guidelines required. The SME is responsible for maintaining constant Loss Mitigation end to end process knowledge in the team. Maintaining and documenting all process and investor updates received from the business area. Will be a part of clients calls as required and will be responsible to update the teams alongside the Supervisors. Regular cascading / providing training/ refreshers sessions on updates latest updates received from business and investors to all team members. Conduct the regular knowledge checks with the teams. Actively involved in suggesting and driving process improvements. Should have multi-tasking skills as a Trainer / QC / Processor and conduct refresher trainings / handle Quality sessions as per process requirement. Monitor and coach underperformers to improve their quality and efficiency. Be a part of the regular production and produce agreed numbers. Address and ensure resolution on all process related queries of the team members. Qualification: Graduate any discipline. 4 - 5 years of experience in BPO, US Mortgage/ Data Processing background. Minimum of 2 years in the Sr. Loss Mitigation/ Default Servicing / escrow Skill Sets Experience in Loss Mitigation, foreclosure, bankruptcy, and mortgage servicing life cycle. Should have knowledge of banking industry rules and regulations, and government regulations regarding Loss Mitigation/ Default Servicing / escrow The ability to multitask and follow mortgage-servicing guidelines accurately is imperative. Need to be well-versed with US Regulatory and investor guidelines. Good interpersonal skills Good written and verbal Communication skills Analytical and good judging skills Ability to grasp and learn quickly. Ability to coach Self-motivated MS Office Knowledge Ability to plan. Should be able to prioritize the daily work. Flexibility to work in different shifts. Open to work in night shifts If interested, please share your resume to priyadarshini.narayanan@cognizant.com

The job requires experience in US RESIDENTIAL MORTGAGE with a minimum of 3+ years. The job locations available are Mumbai, Chennai, Bangalore, and Hyderabad. Key skills needed include Underwriting and US mortgage expertise. The ideal candidate should possess at least 3+ years of US mortgage underwriting experience and be well-versed with FNMA, FHLMC, with knowledge of GNMA and investor guidelines being an added advantage. Strong analytical and problem-solving skills are essential for this role. The candidate should also demonstrate decision-making abilities when applying business judgment. Responsibilities include evaluating complete loan documents and providing approval or denial decisions, thorough review of credit reports, income calculations, collateral and property valuation, and assets verification. Credit analysis based on the 4Cs of Underwriting (Income, Asset, Liability, and Collateral) to determine the creditworthiness of customers is a crucial aspect of the role. The candidate will be responsible for validating and processing loan documents on behalf of a Mortgage lender organization. Excellent communication, presentation skills, self-motivation, and hard work ethic are desired qualities. The job is full-time and permanent, offering benefits like health insurance and provident fund. The work schedule may include night shifts, rotational shifts, UK shifts, US shifts, and weekend availability. The work location is in person.,

Warm Greetings from Rivera Manpower Services Hiring Mortgage Underwriter (US/Australian Market) Location: Bangalore Shift: Australian Shift CTC: Based on experience Call & Book Your Interview Slot: 7829336034 / 7829336202 /8884777961 /9380300644 Eligibility Criteria: Minimum 1 year of experience in mortgage underwriting Experience with US or Australian mortgage market is mandatory Graduates or Postgraduates can apply Excellent analytical and communication skills Immediate joiners only Roles & Responsibilities: Perform underwriting decisions based on income (W2 wage earner, self-employed), assets, credit, collateral, title, and risk Review and verify borrower loan applications 1003, 1008, AUS findings, and appraisal reports Calculate LTC/CLTV and HTI/DTI to ensure compliance with FNMA, FHLMC and other regulatory agencies Conduct thorough 4Cs analysis Credit, Capacity, Capital, and Collateral Perform due diligence and auditing of residential mortgage files in the primary market Verify and audit mortgage insurance, homeowners insurance, flood certificates/insurance , and other supporting documents Review credit reports to assess borrower liabilities Join a dynamic team and enhance your mortgage underwriting career with global exposure. Call now to apply! 7829336034 / 7829336202 / 9986267393

Hiring for Live Underwriter( Permanent WFH) - For 3month training its WFO Location - Gurgaon / Hyderabad/ Mumbai/ Bangalore/Chennai US Night shift 45days notice ctc upto 12lpa Minimum 3+yrs of exp required in US Residential underwriting , 2yrs in live underwriting Key Responsibilities Review and underwrite U.S. residential mortgage loan files to ensure compliance with FNMA, FHLMC guidelines. Familiarity with GNMA and other investor guidelines is a strong plus. Conduct comprehensive analysis of borrowers credit, income, asset, and collateral (4Cs) to determine creditworthiness. Perform income analysis from salaried, self-employed (business), rental, and other sources, including complex tax documents such as 1040s, Schedule E, K1s, 1120, 1120S, and transcripts. Review credit reports to evaluate trade lines, delinquencies, public records, and reconcile discrepancies. Validate collateral and property valuations and assess appraisal documentation. Verify asset documentation including bank statements, retirement accounts, and other investments. Make independent underwriting decisions (approve, deny, or counter) in accordance with investor and company policies. Maintain compliance with internal controls and regulatory requirements. Communicate findings and decisions clearly to internal stakeholders and/or clients. Deliver quality outcomes while meeting turnaround time (TAT) and accuracy metrics. Interested Candidates contact HR Umme@ 8655884775 / Umme@careerguideline.com

Hiring for US Mortgage - Underwriting Requirements: Minimum 2 year of experience into Live Underwriting Location: Gurugram, Mumbai, Chennai, Bangalore, Hyderabad. Graduates & above CTC: Upto 12 lpa Work from home opportunity (US Shift) Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines Excellent critical thinking, problem solving and sound judgment Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts. Validate collateral and property valuations and assess appraisal documentation. Strong knowledge of FNMA, FHLMC, and optionally GNMA guidelines. Strong analysis with 4Cs (credit, collateral, capacity, capital). Interested candidates contact HR Prathibha - 8655884776 / prathibha@careerguideline.com

Role & responsibilities Manage an assigned pipeline of 40-60 plus loans on a daily and weekly basis Process loans from application to closing including but not limited to: Communicating expectations, requirements and program details though established communication standards Maintain daily workflow prioritization to ensure pipeline management meets required closing dates Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm Ensure customer service surveys maintain the rating level designated by management Communicate with all parties involved in the transaction to keep them informed of file status Review and analyze all necessary documentation, including borrower docs and third-party docs Must be flexible and able to work in a fast paced, potentially stressful environment Preferred candidate profile • Excellent customer service and communication skills • Detail oriented and excellent organizational skills • Able to prioritize multiple competing tasks and manage time effective in a fast paced environment • Problem-solver with strong analytical skills • Adheres to directives, procedures and standards • Ability to work in a paperless environment • Computer proficiency including Microsoft Office Product Suite • Candidates must be available to work outside of normal business hours when necessary

Role & responsibilities Manage an assigned pipeline of 40-60 plus loans on a daily and weekly basis Process loans from application to closing including but not limited to: Communicating expectations, requirements and program details though established communication standards Maintain daily workflow prioritization to ensure pipeline management meets required closing dates Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm Ensure customer service surveys maintain the rating level designated by management Communicate with all parties involved in the transaction to keep them informed of file status Review and analyze all necessary documentation, including borrower docs and third-party docs Must be flexible and able to work in a fast paced, potentially stressful environment Preferred candidate profile • Excellent customer service and communication skills • Detail oriented and excellent organizational skills • Able to prioritize multiple competing tasks and manage time effective in a fast paced environment • Problem-solver with strong analytical skills • Adheres to directives, procedures and standards • Ability to work in a paperless environment • Computer proficiency including Microsoft Office Product Suite • Candidates must be available to work outside of normal business hours when necessary

LTFinance is looking for LAP-FLO Professional to join our dynamic team and embark on a rewarding career journey. Loan Application Processing (LAP):Assess, verify, and validate loan applications and associated documentation Perform risk evaluations and ensure compliance with company policies and regulatory requirements Collaborate with underwriters, credit teams, and customers to resolve discrepancies Maintain accurate records and track application progress within the loan management system Floor Operations (FLO):Supervise day-to-day operations on the floor, ensuring smooth workflow and efficiency Manage team assignments, monitor performance metrics, and ensure adherence to operational guidelines Address customer inquiries and handle escalations effectively to ensure satisfaction Identify process improvement opportunities and implement solutions to optimize productivity