Posted:1 month ago|
Platform:
Work from Office
Full Time
Role & responsibilities • To ensure that Loan Application form, Clients KYC, and other documents required for a particular loan product is complete and as per the credit policy before sanctioning and within the TAT. • Ensuring compliance of the Credit Policy and processes within TAT • Responsible for Credit underwriting and Credit Appraising of LAP / Business Loan • Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history. • Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated • Processing of file and following up with the clients for pending documents. • Checking the customer profile and categorizing it into low, medium and high risk. • Closely monitoring the Clients CIBIL and Clients loan portfolio • Good knowledge on financial analysis • Decent communication skills.
SMC Finance
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