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SMC Finance
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Urgent Hiring For Area Credit Manager

Urgent Hiring For Area Credit Manager

SMC Finance

5 - 10 years

7 - 12 Lacs

Ghaziabad Lucknow Agra

Posted:2 months ago| Platform:

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Skills Required

Micro Lap Credit Underwriting Credit Appraisal Credit Sanction Cam

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities • To ensure that Loan Application form, Clients KYC, and other documents required for a particular loan product is complete and as per the credit policy before sanctioning and within the TAT. • Ensuring compliance of the Credit Policy and processes within TAT • Responsible for Credit underwriting and Credit Appraising of LAP / Business Loan • Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history. • Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated • Processing of file and following up with the clients for pending documents. • Checking the customer profile and categorizing it into low, medium and high risk. • Closely monitoring the Clients CIBIL and Clients loan portfolio • Good knowledge on financial analysis • Decent communication skills.

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Urgent Hiring For Area Credit Manager