101 Micro Lap Jobs

Role & responsibilities Handling Micro LAP vertical Responsible for maintaining healthy Credit Portfolio with authority Responsible for work completion on TAT. Ensuring compliance with internal and external guidelines. Also looking after Handsighting audit for all Gujarat branches. Involved in imparting process & policy training of new recruits and existing staff of sales and credit on monthly basis about any policy changes. Preferred candidate profile

Job Role : Micro Home Loan Officer (MHLO) - Karnataka and Telangana A confident individual who focuses on lending to individuals or groups seeking to build or purchase homes within a microfinance context. They assess applicants, manage loan disbursements, and ensure repayment, while also building strong client relationships and promoting the product to prospective customers. Required Skills and Knowledge : 1. Strong interpersonal skills, the ability to build trust, and effective communication with clients. 2. Skills in promoting products and services to prospective customers and achieving sales targets. 3. Knowledge of lending regulations and the ability to accurately complete loan documents. 4. Familiarity with lending practices, and group lending models. 5. Ability to assess income, expenses, and financial stability of borrowers. 6. Understanding of credit risk, delinquency management, and loan recovery. Key Responsibilities : 1. Evaluate loan applications, gather necessary documentation, and assess the financial capacity of the applicant or group. 2. Manage the disbursement of loans, ensuring adherence to guidelines, and monitor loan performance to minimize delinquencies. 3. Develop and maintain strong relationships with clients, both within the microfinance institution and with potential customers . 4. Actively promote micro home loans to potential clients, explaining the benefits and addressing their queries. 5. Ensure compliance with lending regulations and policies, and manage loan risk through regular monitoring and follow-up. 6. Monitor repayments, address delinquencies, and take appropriate action to recover outstanding loans. Location: Anywhere in Bangalore, Mysore, Hyderabad, Karimnagar, Khammam Educational Qualification : Any Graduation (10+2+3) Age Limit : 22-32 years Experience: Fresher / Experienced (6 months - 3 years) Two wheeler and DL are mandatory Compensation: 2.75LPA - 4.5LPA Other Perks : 1. Fuel Expenses will be reimbursed 2. PF and Gratuity 3. Corporate Mediclaim (Self & Family) & Accident Insurance Interested candidates can reach out with their updated resume at sohini.dutta@bandhanbank.com

1. Aggressive sales approach 2. Experience in Sales in Home Loan (HL), Loan against Property (LAP) / Mortgage 3. Good communication skills 4. Good convincing and negotiation skills 5. Proactive and go-getter

Formulate strategies to achieve sales target for HL and mortgage products. Analyze market trends, customer needs, and competitive landscape to adapt strategies accordingly. Manage, train, and mentor the sales team to enhance their performance and productivity. Establish clear sales targets and performance metrics for the team. Track and review sales performance against targets, and implement corrective actions when necessary. Develop and maintain strong relationships with key clients and partners, ensuring high levels of customer satisfaction. Seek and capitalize on new business opportunities and potential clients in the region. Build and nurture relationships with real estate developers, builders, and brokers. Ensure that all sales activities adhere to company policies, regulatory requirements, and industry standards. Identify and manage risks associated with loan disbursements and collections. Manage the budget for the regional sales operations, ensuring efficient allocation of resources. Monitor and control expenses related to sales activities and team operations. Keep abreast of new products, services, and changes in the mortgage industry Increasing the company's market share in the designated region. Adherence to regulatory requirements and effective risk management practices.

As a Deputy Sales Manager for Secured Business Loans (Micro LAP) at West Krishna Plaza in Guntur, your primary responsibility will be to drive sales and achieve business targets in the assigned region. You will be required to develop and maintain relationships with customers to understand their financial needs and provide them with suitable loan solutions. Your role will involve leading a team of sales professionals to ensure effective implementation of sales strategies and tactics. You will be responsible for training and mentoring team members to enhance their selling skills and product knowledge. Additionally, you will need to monitor market trends and competitor activities to identify opportunities for business growth. To excel in this role, you should have a strong background in sales and a deep understanding of secured business loans, specifically in the Micro LAP segment. Excellent communication and negotiation skills are essential for building rapport with customers and closing deals successfully. A proven track record of meeting and exceeding sales targets will be highly advantageous. If you are a dynamic and result-oriented individual with a passion for sales, this Deputy Sales Manager position offers an exciting opportunity to further your career in the financial services industry. Join our team at West Krishna Plaza and be a key player in driving the success of our business in Guntur.,

Role & responsibilities 1. Lead Generation & Sourcing o Source Micro Home Loans and small-ticket Loans Against Property (LAP) up to 10 lakhs o Promote focused loan products such as Subhash Saral and Suniwash o Build a strong local network and generate leads through field visits, community outreach, and referrals 2. Product Promotion & Customer Engagement o Educate potential borrowers, especially in the affordable housing segment, about loan products and eligibility o Conduct preliminary financial assessments and recommend appropriate loan options 3. Documentation & Loan Processing o Collect, verify, and process all required documents for loan applications o Ensure accuracy, completeness, and compliance with internal and regulatory standards 4. Legal & Technical Coordination o Liaise with empanelled legal professionals for property search reports and legal verification o Coordinate with authorized valuers for property inspections and technical appraisals 5. Loan Disbursement Coordination o Work with the Asset Centre team to facilitate timely loan disbursements o Resolve issues related to documentation, legal, or technical compliance Preferred candidate profile Experience: Fresher/ Min 6 months experience In Home Loan product. Age - Min 21 to 35 yr Education - Graduation and above. Interested candidate can share your CV to sanjib.garai@bandhanbank.com

Sourcing of New Business from direct source and open Market, Guiding the Clients for obtaining Loan. Collect the document as per the requirement of loan, Follow up to customer regarding loan queries.

Greetings from Kissht Finance | Si Creva Captial Lrd., !!! - Walkin Deatils for Sales Manager ( Gujarat) Himmatnagar - 25th July 10 AM to 6 PM Si Creva Capital Service Pvt Ltd First Floor, Shop No, 12 & 13, Pratham square, Near Axis bank, Near Ashok Vatika, Sahakari Jin Road, Himmatnagar Surendranagar - 26th July 10 AM to 6 PM Si Creva Capital Service Pvt Ltd City Centre, Shop No 225, Opp. Arts College, Bus stand road, Surendranagar Bhavnagar - 28th july 10 AM to 6 PM Si Creva Capital Service Pvt Ltd, Samip Complex, 410, 4th Floor, Waghavadi Road, Opp shyamaldas college gate, Bhavnagar. Ahmedabad - 29th July 10 AM to 6 PM Si Creva Capital Service Pvt Ltd Shop No 4 , Radhe Corner, Nr Hanthijan Circle, Hanthijan, Ahmedabad ROLE: Sales Manager INDUSTRY TYPE: NBFC DEPARTMENT: Business Development & Sales EMPLOYMENT TYPE: Full Time, Permanent ROLE CATEGORY: Retail Sales PRIMARY RESPONSIBILITY Building and managing the Micro Loan Against Property (secured) product. Sourcing loans with a maximum ticket size of 10 Lakhs. Responsible for collections of the cases that are sourced. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sourcing of customers through DSA, Connector and Open Market Channels. Ensuring high levels of customer engagement and satisfaction. Maintaining strong relationships with clients. Identifying and pursuing opportunities in the open market to expand the LAP customer base. Planning & execution of market promotional activities. QUALIFICATIONS 2+ Years experience in handling secured micro loan against property product. Prior experience in Micro LAP business (2 Lakhs - 10 Lakhs) ticket sizes is mandatory. Well-connected and great understanding of local market.

We are hiring a DSA Onboarding Manager to expand our partner network and drive LAP sourcing. You'll be responsible for identifying, onboarding, and managing DSAs in NCR who can deliver quality LAP leads, ensuring login-to-disbursal success.

As an Area Sales Manager for Secured Business Loans (Micro LAP) at Ginza View in Nizamabad, you will be responsible for managing and overseeing the sales activities in the designated area. Your primary focus will be on promoting and selling secured business loans to potential customers while ensuring customer satisfaction and retention. Key responsibilities include developing sales strategies, identifying new business opportunities, building and maintaining strong relationships with clients, and achieving sales targets. You will also be required to lead a team of sales professionals, provide training and guidance, and monitor their performance to ensure productivity and efficiency. Furthermore, as an Area Sales Manager, you will collaborate with other departments such as marketing, credit, and operations to streamline processes, resolve customer issues, and enhance overall business operations. Strong communication and negotiation skills are essential for this role, along with a solid understanding of financial products and services. The ideal candidate should have a proven track record in sales, preferably in the financial sector, and a deep understanding of the local market dynamics. A bachelor's degree in business administration or a related field is required, along with a minimum of X years of experience in sales management. A proactive and results-driven approach, coupled with strong leadership abilities, will be key to succeeding in this role.,

As a Deputy Sales Manager focusing on Secured Business Loans (Micro LAP) in the Karimnagar region at CVRN Road, you will be responsible for overseeing and managing a team of sales professionals to drive business growth and meet sales targets. Your primary objective will be to promote and sell secured business loans to potential clients, focusing on Micro LAP products. You will be required to develop and implement sales strategies to attract new customers, build relationships with key stakeholders, and provide excellent customer service. Your role will involve identifying market opportunities, conducting market research, and staying updated on industry trends to effectively position our products in the market. In addition, you will be expected to mentor and train sales team members, monitor their performance, and provide regular feedback to ensure high performance levels. You will also collaborate with internal departments such as marketing, credit, and operations to streamline processes and enhance the overall customer experience. The ideal candidate for this position should have a strong background in sales, preferably in the financial services industry with a focus on secured business loans. Excellent communication and interpersonal skills are essential, along with the ability to lead a team, drive results, and work effectively in a fast-paced environment. If you are a motivated and results-driven individual with a passion for sales and business development, we invite you to apply for the Deputy Sales Manager role at our Karimnagar branch on CVRN Road. Join us in our mission to empower businesses with the financial solutions they need to succeed.,

Role & responsibilities Lead the credit underwriting process for Micro Loan Against Property (Micro LAP) products. Evaluate credit risk and make sound lending decisions based on thorough analysis of borrower financials and market conditions. Develop and implement credit policies, guidelines, and procedures for Micro LAP to ensure compliance with regulatory requirements. Monitor and assess the performance of the credit portfolio and take necessary actions to mitigate risk. Collaborate with sales and marketing teams to understand customer needs and tailor financial products as per the regional variances. Maintain strong relationships with clients, guiding them through the loan process and addressing any concerns. Perform market research to identify new opportunities within the Micro LAP sector and recommend strategic initiatives. Provide training and support to team members on credit assessment techniques and risk management. Prepare reports and presentations on credit performance and strategy for senior management. Stay updated with industry trends, regulatory changes, and best practices in credit management. Preferred candidate profile Minimum 812 years’ experience in affordable housing/ micro LAP or similar products Demonstrated ability to strategize, present to the board and develop nuanced policies and matrices to enable business within the guardrails of risk management. Strong knowledge of credit risk assessment methodologies and financial analysis. Demonstrated evidence of managing scale and volume with a similar large size retail/micro NBFC/HFC

As a Deputy Sales Manager for Secured Business Loans (Micro LAP) at Sri Deepthi Towers in Kakinada, you will be responsible for managing and overseeing the sales activities related to secured business loans. Your primary focus will be on the Micro LAP segment, where you will work towards achieving sales targets and growing the loan portfolio. Your duties will include developing and implementing sales strategies, identifying new business opportunities, and building strong relationships with clients. You will also be involved in conducting market research, analyzing competitor activities, and staying updated on industry trends to ensure a competitive edge. In addition, you will lead a team of sales professionals, providing guidance, training, and support to help them meet their individual and team targets. Your role will require strong leadership skills, excellent communication abilities, and a deep understanding of the secured business loans market. Overall, as the Deputy Sales Manager for Secured Business Loans at Sri Deepthi Towers, you will play a crucial role in driving business growth, expanding the customer base, and maintaining high levels of customer satisfaction.,

Position for Truhome finance ltd @ Vizag location Health insurance Provident fund

As a Deputy Sales Manager focusing on Secured Business Loans (Micro LAP) in the Karimnagar area, specifically at CVRN Road, you will be responsible for managing a team of sales professionals to drive business growth and achieve sales targets. Your primary focus will be on promoting secured business loans to potential clients, ensuring that all required documentation is in order, and providing exceptional customer service throughout the loan process. In this role, you will need to have a strong understanding of the financial products and services offered by the organization, as well as the ability to effectively communicate the benefits of secured business loans to clients. You will also be responsible for developing and implementing sales strategies to expand the customer base and increase loan disbursements. To succeed as a Deputy Sales Manager, you must have excellent leadership skills, a proven track record in sales, and the ability to motivate and manage a sales team effectively. You should be results-driven, customer-focused, and have a deep understanding of the financial services industry. If you are ready to take on a challenging yet rewarding role in sales management and have a passion for helping businesses secure the financing they need to grow, then this position may be the perfect fit for you. Join our team at CVRN Road and help us drive the success of our Secured Business Loans (Micro LAP) division.,

You should be well-versed in legal terminology and operations with a strong understanding of Micro Lap, LAP, HL product (NON-SARFAESI product will be added advantage). You should possess knowledge of current legal tools applicable in the industry and have experience in crisis management. Critical thinking and multitasking abilities are essential, along with excellent oral and written communication skills. Proficiency in Hindi is preferred but not mandatory. Vendor management skills are also required. Preferred qualifications include experience in drafting legal documents, the ability to work both with a team in a P.I. role and independently, and a problem-solving mindset. Knowledge of internal and external business practices and operations, strong analytical skills, and good Excel knowledge are important. Your responsibilities will include sending legal notices and intimations letters to delinquent customers, filing relevant suits, and initiating legal actions if notices yield no results. You will be responsible for coordination in cases of arbitration, conciliation, or any other alternate dispute mechanism available. Additionally, you will need to collaborate with external legal counsels in cases of legal suits filed by or against the company and follow up on delinquent cases for resolution when legal tools have been used. Close collaboration with the team on NBW, Arbitration Cases, and Repo Cases is also required.,

Relationship Officer • Sell Home Loans, Mortgage Loans & LAP • Daily field visits & client meetings • Ability to travel locally and manage field work • Visit customers, explain loan benefits • Help with documents & loan approvals Required Candidate profile • Must have 6 Months experience in Home Loan / Mortgage Loan / Loan Against Property • Must be a graduate • Candidates must be Local • Age : 21 to 30 Yrs. Call / WhatsApp : 95585 04345 HR Krushi Perks and benefits Incentives + Appraisal + PF + Promotions

Job description Role & responsibilities Required minimum 1 years experience in LAP or Home Loan Sales Or Other any Sales . Interested candidate can call or share your CV on shashank.gaikwad@ujjivan.com Locations - Hadapsar , Kondhwa, Vishrantwadi, DP Road Walk-In Date - 16 July & 18 July 2025

As a Deputy Sales Manager for Secured Business Loans with a focus on Micro LAP in Anantapur at M & M Arcade, your primary responsibility will be to oversee and support the sales team in achieving their targets. You will play a key role in identifying potential business opportunities, developing relationships with clients, and ensuring the successful acquisition of secured business loans. Your duties will include collaborating with the sales team to create effective sales strategies, conducting market research to identify new business opportunities, and providing guidance and support to team members. You will be responsible for preparing and delivering sales presentations, negotiating terms with clients, and ensuring that all sales targets are met. Additionally, you will be tasked with maintaining strong relationships with clients, providing exceptional customer service, and resolving any issues or concerns in a timely manner. You will also be responsible for staying up-to-date on industry trends, market developments, and competitor activities to inform business decisions and strategies. The ideal candidate for this role will have a strong background in sales and business development, with experience in secured business loans preferred. You should possess excellent communication and interpersonal skills, the ability to lead and motivate a team, and a proactive and results-driven attitude. A deep understanding of the financial services industry and market dynamics will be key to success in this position.,

We are looking for Branch Manager - Affordable LAP for Ahmedabad location. Education :- Minimum Graduate Expereince :- Min 5 Yrs affordable sales experiecne Location :- Prahaldnagar - Ahmedabad team handling experiece is added advantage. DSA & connector handling Need to manage Branch profitibility If you are fit in above criteria please send your profile. Paresh Makwana - HR 99244 93330 pareshkumar.makwana@equitasbank.com

Role & responsibilities: Identifying New Markets, must work towards attracting new customers and generating leads through local activities like organizing canopy activities/leaflet distribution/cold calling and etc. To deliver a high-quality client service and customer retention approach to managing client relationships to enhance product sales and new client growth targets. Achieve agreed individual performance targets for income generation, product sales and new client growth targets. Evaluate customer profiles and assess eligibility for LAP. Collect and verify necessary documents, including property and income proofs. Coordinate with credit teams for sanctioning loans and ensure compliance with underwriting policies. Provide end-to-end support to customers, ensuring smooth processing of their loans. Resolve customer queries and maintain high levels of satisfaction. Preferred candidate profile: Candidates should have minimum 6 months of experience in handling HL & LAP Sales. Male Candidates Preferable. Perks and benefits: Attractive Salary + Incentives + Other benefits as per company norms. Further details you can call / send your resume on WhatsApp @8897692660 (Janani HR)

From Financial services/banking Background.must have exp in selling Home Loans,Housing Loans & LAP. Responsible for sourcing business from eligible customer profile as per organization policy. able to understand customers need & explain products. Required Candidate profile Exp in relationship with customers.Good communication skills.Good persuasion & negotiation skills. exp in Leading large team.Must have exp in NBFC & background in Micro LAP ( Loan against Property)

Role & responsibilities Interact with the customers, look out for the requirements of the customers who wish to take a micro mortgage loan, creating the demand for the same and fulfilling the demand. Managing End to End sales life cycle of tapping prospects through marketing activities, understanding their requirement and rendering advice Negotiating with customers, timely disbursement of loan and providing other Bank Products. Implementing tactics to enhance market penetration through Bank branches, Connectors, customer referrals and marketing activities. To set up distribution through builder Empanelment (APF), Marketing activities, relationship management with stakeholders as required Preferred candidate profile Graduate with 3-8 years' experience in mortgages industry. 3-8 years in sales and documentation of loans of which at least 2 years in Housing Loans, home loans or loans against property in an NBFC/ Bank/HFC. Mixed experience of Sales & Credit is acceptable but should be predominantly in sales.

Role & responsibilities Job Description- 1. Should have a good experience in sales of Lap products. 2. Should have a good exposure in the DSA and connector Channel. 3. Should have experience in handling Mid ticket size mortgage products. 4. Ticket Size - 5 Lacs to 2 Cr

Job description Preferred candidate profile Minimum 1 year experience required in Mortgage, Home Loan Sales or any banking products sales. Interested candidate can call or share you updated CV on, shashank.gaikwad@ujjivan.com