163 Micro Lap Jobs

From Financial services/banking Background.must have exp in selling Home Loans,Housing Loans & LAP. Responsible for sourcing business from eligible customer profile as per organization policy. able to understand customers need & explain products. Required Candidate profile Exp in relationship with customers.Good communication skills.Good persuasion & negotiation skills. exp in Leading large team.Must have exp in NBFC & background in Micro LAP ( Loan against Property)

To form the team and grow the low ticket MLap vertical targets To develop Direct Sales channel for the vertical for the assigned geograp First to start and then to increase the productivity in terms of value and number of loan disbursals as a team

Divisional Business Head - Tamil Nadu - Micro/Affordable LAP Chennai Profile Summary We are seeking an experienced and dynamic Divisional Business Head - Tamil Nadu (based at Chennai) to lead our Micro LAP (Loan Against Property) sales operations across Tamil Nadu. Job Description Responsibilities Develop and implement sales strategies to achieve business targets across geographies. Analyze market trends and competition to identify new business opportunities. Ensure alignment of branch-level targets with the overall business objectives. Manage, mentor, and motivate a team of Regional/Area Heads, Branch Managers, Sales Executives, and Relationship Officers across Locations. Contribute towards expansion of branch footprint and consequent hiring. Identify and onboard high-quality customers through focused sales initiatives. Build and maintain relationships with channel partners, intermediaries, and key customers. Ensure a seamless customer experience from lead generation to disbursal and post-disbursal services. Keep the delinquency in check and under prescribed norms Candidate Details 15+ years proven experience in an NBFC/HFC with a focus on Small ticket HL or LAP. Ability to derive the best outcome from a large team. Note: Chennai based candidates will be considered

Arka Fincap Limited is a customer-focused, digitally enabled, systemically important Non-Banking Finance Company (NBFC). We provide secured and unsecured financing solutions to MSMEs, SMEs, developers, and corporates. Founded in 2018, Arka is an RBI-licensed company that prides itself on offering innovative financing solutions to enable customers" businesses by providing growth capital. Arka has a borrowing of Rs. 2265 Cr from public sector units (PSUs), large private banks, small finance banks, fund houses, and others. The AUM stands at Rs. 3960 Cr with the retail AUM increasing to 29%. Crisil has assigned Arka a rating of AA (-) for long-term borrowings and A1 (+) for short-term borrowings. Currently present in 17 cities across West, South, and North regions in India, Arka has 300+ employees across all branches and is a subsidiary of Kirloskar Oil Engines Limited (KOEL). **Job Description:** **Role:** Business Branch Manager **Product:** Small Ticket Loan Against Property **Vertical:** Sales **Grade:** Based on previous experience **Reporting To:** Cluster Business Manager **Remuneration:** Best in the industry, commensurate with qualifications and experience **Location:** Erode/Salem/Dharmapuri/Perambalur/Trichy/Thanjavur/Karaikudi/Ramanathapuram/Madurai **Key Responsibility Areas:** - P&L responsibility of the branch - Building sales distribution channel to ensure disbursement targets - Cross-selling to existing clients - Responsible for managing sales of Micro LAP (Small Ticket Loan Against Property) in the given region - Sourcing new business from walk-in customers and through cold calling, open market, connectors, and cross-sell - Guiding clients to obtain loans - Meeting targets to act as a productive resource - Fulfilling budgetary expectations of the organization - Exploring new areas and ways to achieve productivity - Preparing and maintaining MIS reports **Must-Haves:** - Worked in the same cluster location and handled at least 3 branches in the same cluster - Healthy writing and good communication skills - Minimum job stability of 2 years in the current organization - Team-building ability and willingness to travel to all branches **Education:** - Minimum qualification of Graduate & above **Requirements:** - Team handling experience of minimum 5-7 years - Candidate age between 25-30 years - Good communication skills in the local language and basic system knowledge,

Source home loan and loan against property (LAP) leads via open market— DST, brokers, builders, and property advisors Build and manage relationships with connecters and referral partners, and develop your own network Achieve monthly sales targets Required Candidate profile 1 year of 4 years experience in NBFC or banking sectors in home loans, mortgage loans, or LAP, particularly in the DSA channel Knowledge of housing finance products Open Market - Field sales

Urgent Hiring For Service Officer/Microfinance - Micro Loan Sales In a Leading Bank Key responsibilities:- A Micro Loan Sales Officer is responsible for selling microfinance products to individuals and small businesses, often in underserved communities. This field-based role focuses on acquiring new customers, processing loans, and managing the loan portfolio, which includes ensuring timely repayments and managing delinquent accounts. Experience - 1 Year To 5 Years Salary Up to - 18000 To 21000 + ESIC + PF + Good Incentive + TA/DA + Other Benefits Job Location - Sohna, Lucknow, Badlapur, Meerut, Kashipur, Budhana, Chirawa. Bike With License Mandatory Interested Candidate Call Me Directly - HR Manish 9999065540

Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.

Please find the Address and JD Below . As a Business Sales Manager (BSM) specializing in Loan Against Property (LAP) and Micro LAP products. Monitoring portfolio of branch LAP product (Secured Loan) Sourcing Business through Open Market/Connector/Builder Candidate should be majorly in LAP Candidate who are managing both HL/LAP will work but they should be keen to manage pure LAP. Should have Minimum 1 Year of experience in Education - 12th/Graduation Both Will work Should be Stable GAP - not more than 6 Months Rehire - NO ROI - 13-22% Ticket Size - 10 Lakhs to 1 Cr Age - 35 Cibil - 680 (incase candidate has genuine reason and proof for low cibil than can take approval for 650) Interview Mode - F2F Target - upto 20 Lakhs Per Month Please share cv on 9899989853 Lajwant.kaur@upgrad.com

1. Business/ Financials 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Maintain database of the prospects, meet select prospects and manage the relationship thereafter 4. Attend X (to be defined) number of prospects in a day/week/month to generate leads and references for MLAP Loans 5. Should be ready to travel extensively across the catchment area of the location to build the base of business 6. Customer (Both Internal & External) 7. Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services and establish professional relationship with them, with a long-term perspective 8. Guarantee confidential treatment of all the information gathered from customers and demonstrate the highest order of integrity as per the code of conduct of the organization 9. Internal Process 10. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality 11. Visit the customers business and home to do the assessment/evaluation, following the “Product Policy” procedures. 12. Coordinate with the credit department in case of identifying discrepancies or problems in customer’s information, reports, etc. through Cluster Manager – MLAP 13. Innovation & Learning 14. Maintain up to date knowledge of MLAP product as well as a working knowledge of other products offered in the branch 15. Inform Cluster Manager – MLAP about the demand in his/her assigned branch catchment as well as on the competition on a regular basis 16. Ensure adherence to training man-days/ mandatory training programs for self 17. Should be updated with the latest trends in civic and local laws of the location of operation I. MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS Educational Qualifications Graduate in Commerce or relevant subjects Experience(Years and Core Experience Type) 2 years in sales and documentation of loans of which at least 1 years in Housing Loans, home loans or loan against property in an NBFC/ Bank/HFC. Mixed experience of Sales & Credit is acceptable, but should be predominantly in sales Certifications Relevant certifications shall be an added advantage Functional Skills Knowledge of Secured loans/ Mortgage Loans Sales and marketing skills – retail financial products Communication Skills - fluent in the local language & can read-write basic English Equipped enough to read and understand the legal papers Behavioral Skills Sound Product knowledge Willingness to travel across the branches and catchment to expand the business Managing customer relations Performance oriented Competencies Good Computer Knowledge

Key Responsibilities: Source new customers for Micro LAP and Housing Loan products through direct sales, references, channel partners, and marketing campaigns. Generate leads and convert them into business through effective follow-ups. Achieve monthly and quarterly sales targets for LAP and Housing Loans. Conduct field visits for customer meetings, document collection, and property verification. Interested candidates may please share your resume on max.dsouza@piramal.com

RM/RO -Mortgage Loan *AYE finance Pvt Ltd - www.ayefin.com* One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 1+ years of experience in mortgage loan, Micro Lap Loan. Location: Uttar Pradesh Gazipur Azamgarh Job Description: 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper Interested candidates can share their Cv's on Preeti (HR) : 9319489772 : preeti.pathak@ayefin.com

RM/RO -Mortgage Loan *AYE finance Pvt Ltd - www.ayefin.com* One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 1+ years of experience in mortgage loan, Micro Lap Loan. Location: Uttar Pradesh Dohrighat Naugarh Job Description: 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper Interested candidates can share their Cv's on Preeti (HR) : 9319489772 : preeti.pathak@ayefin.com

RM/RO -Mortgage Loan *AYE finance Pvt Ltd - www.ayefin.com* One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 1+ years of experience in mortgage loan, Micro Lap Loan. Location: Uttar Pradesh Auraiya Job Description: 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper Interested candidates can share their Cv's on Preeti (HR) : 9319489772 : preeti.pathak@ayefin.com

RM/RO -Mortgage Loan *AYE finance Pvt Ltd - www.ayefin.com* One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 1+ years of experience in mortgage loan, Micro Lap Loan. Location: Uttar Pradesh Fatehpur Job Description: 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper Interested candidates can share their Cv's on Preeti (HR) : 9319489772 : preeti.pathak@ayefin.com

RM/RO -Mortgage Loan *AYE finance Pvt Ltd - www.ayefin.com* One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 1+ years of experience in mortgage loan, Micro Lap Loan. Location: Uttar Pradesh Kannauj Job Description: 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper Interested candidates can share their Cv's on Preeti (HR) : 9319489772 : preeti.pathak@ayefin.com

Accountable for the business development in rural LAP. To drive the frontline employees towards achieving monthly target. Ensure desired sales productivity is achieved by all the team members. Team Handling role

Varthana - is hiring for the post of "Relationship Manager" in the following locations below! Srikakulam Karimnagar Tirupati Trichy If you're passionate about sales, and are looking to transform your career in 2025, then continue reading - this vacancy is for you. WHY CHOOSE VARTHANA? Varthana is the largest education finance company in India headquartered in Bengaluru. Started in 2013, the organization now has its presence in 15 states, 34 branches, and 150 spokes across India, with the goal of transforming affordable education in India. It caters to the needs of affordable private school owners by providing financial assistance and academic support through its school loan business and is strongly committed to serving the domestic students attending college, technical training and short-term courses, or postgraduate studies by providing them with necessary loans to pursue their dream course through the Student loan business.Varthana has successfully served over 4500 affordable private schools in 15 states which educate more than three million students and employ more than 100,000 teachers. Varthana has also partnered with over 500 educational institutions and financed over 5000 economically disadvantaged students spread across 16 cities in India, through its student loan business. WHAT WILL YOU DO? Varthana is looking for a Relationship Manager to be a part of a dynamic, motivated, and highly productive Sales Team. The candidate would be required to identify schools and other educational institutions for taking loans and achieving business targets and handling the relationship with the client schools.Additional areas of responsibilities would include verification of KYC documents and customer profile, preparation of loan proposal documents, understanding and presenting basic credit profile and analysis of the customer, supporting post-approval documentation and processing, collection of overdue, understanding and processing of reports, and providing market intelligence information. KEY DETAILS: * This is an individual contributor profile - On roll basis. * Products are School loan (Secured) & Cross sale Educational Products (Unsecured). * Relevant experience of 1-5 years in the Mortgage sector/LAP/Publications background/School funding would be preferred. * Sourcing would be from open market. * Salary offered is the best in the market. * Benefits include, travel allowance + Incentives + ESI + PF + Insurance (for self, family), and more! HOW TO APPLY ? If you or someone you know would be a great fit for the role, then apply by sharing the CV to piyush.a@varthana.com. Join Varthana and help build the education of tomorrow!

We are hiring for Home loan vertical for RM DSA & DST Both Product - Home Loan & Lap Job Title - DST- 6 lpa-Team DSA Manager - 8 Lpa Location Hyderabad Education - Min. Graduate Requirement * Achieving sales targets for home loan &Lap product with Team and Business Relationship and sourcing open market connectors and DSA sourcing * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Interested candidate share your updated resume or any reference on the below mail or Number Mail- sefali.singh@upgrad.com Mobile-7999680951

We are hiring for Home loan vertical for RM DSA & DST Both Product - Home Loan & Lap Job Title - DST - 3.5 Lpa RM- 6 lpa DSA Manager - 8 Lpa Location Jamnagar,Rajkot,Mehsana,Surendranagar,Bhuj,Padra,Chhatral,Ankleshwar,Bharuch,Navsari,Halol,Vijapur,Botad,Jetpur,Anjar,Modasa,Baroda Education - Min. Graduate Requirement * Achieving sales targets for home loan &Lap product with Team and Business Relationship and sourcing open market connectors and DSA sourcing * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Interested candidate share your updated resume or any reference on the below mail or Number Mail- dharti.gothi@upgrad.com Mobile-8356993985

Varthana - is hiring for the post of "Relationship Manager" in the following locations below! Srikakulam Karimnagar Tirupati Trichy If you're passionate about sales, and are looking to transform your career in 2025, then continue reading - this vacancy is for you. WHY CHOOSE VARTHANA? Varthana is the largest education finance company in India headquartered in Bengaluru. Started in 2013, the organization now has its presence in 15 states, 34 branches, and 150 spokes across India, with the goal of transforming affordable education in India. It caters to the needs of affordable private school owners by providing financial assistance and academic support through its school loan business and is strongly committed to serving the domestic students attending college, technical training and short-term courses, or postgraduate studies by providing them with necessary loans to pursue their dream course through the Student loan business. Varthana has successfully served over 4500 affordable private schools in 15 states which educate more than three million students and employ more than 100,000 teachers. Varthana has also partnered with over 500 educational institutions and financed over 5000 economically disadvantaged students spread across 16 cities in India, through its student loan business. WHAT WILL YOU DO? Varthana is looking for a Relationship Manager to be a part of a dynamic, motivated, and highly productive Sales Team. The candidate would be required to identify schools and other educational institutions for taking loans and achieving business targets and handling the relationship with the client schools. Additional areas of responsibilities would include verification of KYC documents and customer profile, preparation of loan proposal documents, understanding and presenting basic credit profile and analysis of the customer, supporting post-approval documentation and processing, collection of overdue, understanding and processing of reports, and providing market intelligence information. KEY DETAILS: * This is an individual contributor profile - On roll basis. * Products are School loan (Secured) & Cross sale Educational Products (Unsecured). * Relevant experience of 1-5 years in the Mortgage sector/LAP/Publications background/School funding would be preferred. * Sourcing would be from open market. * Salary offered is the best in the market. * Benefits include, travel allowance + Incentives + ESI + PF + Insurance (for self, family), and more! HOW TO APPLY ? If you or someone you know would be a great fit for the role, then apply by sharing the CV to piyush.a@varthana.com. Join Varthana and help build the education of tomorrow!

Role & responsibilities: We are hiring for Home loan vertical for RM DSA & DST Both Product - Home Loan & Lap Job Title - DST - 3.5 Lpa DSA Manager - 8 Lpa Education - Min. Graduate Requirement * Achieving sales targets for home loan &Lap product with Team and Business Relationship and sourcing open market connectors and DSA sourcing * Target new client acquisition through sourcing of leads and Business conversation in conjunction with channel partners * Follow the standardized process and documentation norms for quick and complaint closure of client request. Branch Locations Bharuch & Jetpur Interested candidate share your updated resume or any reference on this no 8851570515

You will be part of the team at Finodaya Capital Pvt Ltd located in Pithampur, working specifically with the Micro LAP product. As a Relationship Manager, you will be responsible for managing relationships with clients in the Micro LAP/Mortgage sector. The ideal candidate should be a graduate with 0-4 years of experience in this field. Local candidates and immediate joiners are preferred for this position. Your main responsibilities will include client management, ensuring customer satisfaction, and achieving sales targets. You will be working full-time on a permanent basis. The salary for this position ranges from 15000-25000, depending on your experience. In addition to the salary, you will be eligible for benefits such as health insurance and provident fund. This role requires you to work in day shifts, specifically in the morning shift. Performance bonuses may be awarded based on your achievements. A minimum of 1 year of experience in Micro LAP is required for this position. The work location is in person at the office in Pithampur. If you are interested in this opportunity, please reach out to the employer at +91 8103317041 to discuss further details and to schedule an interview.,

JOB DESCRIPTION: Target and planning for the branch.. Will be responsible for meeting disbursements targets month on month. Identifying business clusters with high potential and execute penetration strategies. Tracking and improving Manpower Productivity at all levels. Monitoring and mentoring the branch team. Keeping a regular track of competition and reporting new products / market developments to upstream. Managing product mix and branch profitability. Managing the bucket of NTB, ETB,NTC and overall portfolio management. Managing internal and external audit compliance. 2-7 years of experience in microfinance or secured/unsecured loans, preferably in an NBFC or banking industry. Strong understanding of micro business loans, secured business loans, micro laps, and other financial products offered by the organization. Excellent communication skills for effective customer interaction during field visits. Ability to analyse complex data sets to inform lending decisions. Interested candidate share your CV to Ssrinand.Balaji@axisbank.com

JOB DESCRIPTION: Target and planning for the branch.. Will be responsible for meeting disbursements targets month on month. Identifying business clusters with high potential and execute penetration strategies. Tracking and improving Manpower Productivity at all levels. Monitoring and mentoring the branch team. Keeping a regular track of competition and reporting new products / market developments to upstream. Managing product mix and branch profitability. Managing the bucket of NTB, ETB,NTC and overall portfolio management. Managing internal and external audit compliance. 2-7 years of experience in microfinance or secured/unsecured loans, preferably in an NBFC or banking industry. Strong understanding of micro business loans, secured business loans, micro laps, and other financial products offered by the organization. Excellent communication skills for effective customer interaction during field visits. Ability to analyse complex data sets to inform lending decisions. Interested candidate share your CV to Ssrinand.Balaji@axisbank.com

JOB DESCRIPTION: Target and planning for the branch.. Will be responsible for meeting disbursements targets month on month. Identifying business clusters with high potential and execute penetration strategies. Tracking and improving Manpower Productivity at all levels. Monitoring and mentoring the branch team. Keeping a regular track of competition and reporting new products / market developments to upstream. Managing product mix and branch profitability. Managing the bucket of NTB, ETB,NTC and overall portfolio management. Managing internal and external audit compliance. 2-7 years of experience in microfinance or secured/unsecured loans, preferably in an NBFC or banking industry. Strong understanding of micro business loans, secured business loans, micro laps, and other financial products offered by the organization. Excellent communication skills for effective customer interaction during field visits. Ability to analyse complex data sets to inform lending decisions. Interested candidate share your CV to Ssrinand.Balaji@axisbank.com