Role & responsibilities • To ensure that Loan Application form, Clients KYC, and other documents required for a particular loan product is complete and as per the credit policy before sanctioning and within the TAT. • Ensuring compliance of the Credit Policy and processes within TAT • Responsible for Credit underwriting and Credit Appraising of LAP / Business Loan • Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history. • Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated • Processing of file and following up with the clients for pending documents. • Checking the customer profile and categorizing it into low, medium and high risk. • Closely monitoring the Clients CIBIL and Clients loan portfolio • Good knowledge on financial analysis • Decent communication skills.
Role & responsibilities Vetting the draft Analyzing proposals of mortgage Work on CKYC End to end related activities Follow up with legal vendor for transaction Vetting of title search report Title flow of property Executive mortgage transaction
JOB DESCRIPTION Loan Origination and Processing: Manage the entire loan application process, from initial contact with the customer to disbursement, including KYC (Know Your Customer) compliance, credit checks, and documentation. Customer Service: Provide excellent customer service, addressing inquiries, resolving issues, and building strong relationships with customers. Account Management: Manage customer accounts, including processing deposits, withdrawals, and transfers, ensuring accuracy and timely updates. Bank Reconciliations: Perform daily bank reconciliations and monthly account reviews to ensure accuracy and identify discrepancies.
Role & responsibilities Lead and manage the sales team: Provide guidance, set sales targets, and monitor performance. Develop and implement sales strategies: Drive the sales of LAP products and achieve revenue targets. Build and maintain strong relationships: Cultivate relationships with clients, business partners, and internal stakeholders. Monitor and analyze sales performance: Track key metrics and adjust strategies as needed. Preferred candidate profile Bachelors degree in Business, Finance, or related field. Minimum of 5 years of experience in sales, preferably in mortgage loans or real estate finance.